HOMEFINISH: what changed
HOMEFINISH
Largest movements
- Receivables within one year -€54,589
down €54,589 (-92.5%), from €58,992 to €4,403
of which Trade receivables: -€53,500
- Tangible fixed assets -€27,763
down €27,763 (-20.8%), from €133,173 to €105,411
of which Furniture and vehicles: -€22,744
- Other debts -€41,586
down €41,586 (-55.7%), from €74,680 to €33,093
- Debts after one year -€23,374
down €23,374 (-25.1%), from €93,205 to €69,831
- Current portion of long-term debt -€9,809
down €9,809 (-29.6%), from €33,183 to €23,374
- Profit (loss) carried forward -€7,867
down €7,867 (-31.5%), from -€24,971 to -€32,838
- Trade debts -€2,819
down €2,819 (-28.7%), from €9,816 to €6,996
- Turnover -€140,025
no longer reported in 2025 (was €140,025)
- Purchases and services -€77,998
no longer reported in 2025 (was €77,998)
- Gross operating margin -€39,653
down €39,653 (-56.2%), from €70,608 to €30,955
- Depreciation +€7,899
up €7,899 (+32.7%), from €24,170 to €32,069
- Other operating charges -€7,837
down €7,837 (-85.5%), from €9,164 to €1,327
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €204,657 | €121,156 | -€83,500 | -40.8% |
| Fixed assets | 21/28 | €133,423 | €105,661 | -€27,763 | -20.8% |
| Tangible fixed assets | 22/27 | €133,173 | €105,411 | -€27,763 | -20.8% |
| Land and buildings | 22 | €17,765 | €15,713 | -€2,052 | -11.6% |
| Plant, machinery and equipment | 23 | €36,575 | €33,609 | -€2,966 | -8.1% |
| Furniture and vehicles | 24 | €78,833 | €56,089 | -€22,744 | -28.9% |
| Financial fixed assets | 28 | €250 | €250 | = | 0.0% |
| Current assets | 29/58 | €71,234 | €15,496 | -€55,738 | -78.2% |
| Amounts receivable within one year | 40/41 | €58,992 | €4,403 | -€54,589 | -92.5% |
| Trade receivables | 40 | €55,700 | €2,200 | -€53,500 | -96.1% |
| Other amounts receivable | 41 | €3,292 | €2,203 | -€1,089 | -33.1% |
| Cash at bank and in hand | 54/58 | €12,241 | €11,093 | -€1,149 | -9.4% |
| Total equity and liabilities | 10/49 | €204,657 | €121,156 | -€83,500 | -40.8% |
| Equity | 10/15 | -€6,371 | -€14,238 | -€7,867 | -123% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€24,971 | -€32,838 | -€7,867 | -31.5% |
| Amounts payable | 17/49 | €211,028 | €135,395 | -€75,634 | -35.8% |
| Amounts payable after more than one year | 17 | €93,205 | €69,831 | -€23,374 | -25.1% |
| Financial debts | 170/4 | €93,205 | €69,831 | -€23,374 | -25.1% |
| Amounts payable within one year | 42/48 | €117,823 | €65,564 | -€52,260 | -44.4% |
| Current portion of amounts payable after more than one year | 42 | €33,183 | €23,374 | -€9,809 | -29.6% |
| Trade debts | 44 | €9,816 | €6,996 | -€2,819 | -28.7% |
| Suppliers | 440/4 | €9,816 | €6,996 | -€2,819 | -28.7% |
| Taxes, remuneration and social security | 45 | €145 | €2,100 | +€1,955 | +1,349% |
| Taxes | 450/3 | €145 | €2,100 | +€1,955 | +1,349% |
| Other amounts payable | 47/48 | €74,680 | €33,093 | -€41,586 | -55.7% |
| Turnover | 70 | €140,025 | - | -€140,025 | |
| Goods, raw materials, services and sundry goods | 60/61 | €77,998 | - | -€77,998 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €24,170 | €32,069 | +€7,899 | +32.7% |
| Other operating charges | 640/8 | €9,164 | €1,327 | -€7,837 | -85.5% |
| Gross operating margin | 9900 | €70,608 | €30,955 | -€39,653 | -56.2% |
| Operating profit (loss) | 9901 | €37,274 | -€2,441 | -€39,715 | |
| Financial charges | 65/66B | €5,366 | €5,200 | -€167 | -3.1% |
| Recurring financial charges | 65 | €5,366 | €5,200 | -€167 | -3.1% |
| Profit (loss) for the period before taxes | 9903 | €31,908 | -€7,640 | -€39,548 | |
| Income taxes | 67/77 | €145 | €226 | +€81 | +56.2% |
| Profit (loss) for the period | 9904 | €31,763 | -€7,867 | -€39,630 | |
| Profit (loss) for the period to be appropriated | 9905 | €31,763 | -€7,867 | -€39,630 |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 7 November 2026 via checked.be.