HOMECREATIV: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
HOMECREATIV
Largest movements
- Cash +€13,047
up €13,047 (+73.0%), from €17,880 to €30,927
mainly Net result for the year (+€8,956) and Receivables within one year (+€3,441)
- Receivables within one year -€3,441
down €3,441 (-24.5%), from €14,047 to €10,606
of which Other amounts receivable: -€1,736
- Tangible fixed assets -€1,358
down €1,358 (-20.8%), from €6,514 to €5,156
of which Furniture and vehicles: -€1,041
- Stocks and contracts -€1,256
down €1,256 (-16.1%), from €7,809 to €6,553
- Profit (loss) carried forward +€8,956
up €8,956 (+49.3%), from €18,172 to €27,128
- Tax, wage and social debts -€2,058
no longer reported in 2025 (was €2,058)
- Trade debts -€977
down €977 (-13.4%), from €7,312 to €6,335
- Other debts +€742
up €742 (+594%), from €125 to €867
- Gross operating margin +€40,162
up €40,162, from -€24,584 to €15,578
- Taxes +€1,942
new in 2025: €1,942
- Other operating charges -€814
down €814 (-42.1%), from €1,932 to €1,118
- Depreciation +€572
up €572 (+23.1%), from €2,472 to €3,044
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €48,072 | €54,735 | +€6,663 | +13.9% |
| Fixed assets | 21/28 | €6,559 | €5,201 | -€1,358 | -20.7% |
| Tangible fixed assets | 22/27 | €6,514 | €5,156 | -€1,358 | -20.8% |
| Plant, machinery and equipment | 23 | €590 | €273 | -€317 | -53.7% |
| Furniture and vehicles | 24 | €5,924 | €4,883 | -€1,041 | -17.6% |
| Financial fixed assets | 28 | €45 | €45 | = | 0.0% |
| Current assets | 29/58 | €41,513 | €49,534 | +€8,021 | +19.3% |
| Stocks and contracts in progress | 3 | €7,809 | €6,553 | -€1,256 | -16.1% |
| Stocks | 30/36 | €7,809 | €6,553 | -€1,256 | -16.1% |
| Amounts receivable within one year | 40/41 | €14,047 | €10,606 | -€3,441 | -24.5% |
| Trade receivables | 40 | €12,077 | €10,372 | -€1,705 | -14.1% |
| Other amounts receivable | 41 | €1,970 | €234 | -€1,736 | -88.1% |
| Cash at bank and in hand | 54/58 | €17,880 | €30,927 | +€13,047 | +73.0% |
| Deferred charges and accrued income | 490/1 | €1,777 | €1,448 | -€329 | -18.5% |
| Total equity and liabilities | 10/49 | €48,072 | €54,735 | +€6,663 | +13.9% |
| Equity | 10/15 | €38,577 | €47,533 | +€8,956 | +23.2% |
| Contributions | 10/11 | €18,550 | €18,550 | = | 0.0% |
| Reserves | 13 | €1,855 | €1,855 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,855 | €1,855 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,855 | €1,855 | = | 0.0% |
| Profit (loss) carried forward | 14 | €18,172 | €27,128 | +€8,956 | +49.3% |
| Amounts payable | 17/49 | €9,495 | €7,202 | -€2,293 | -24.1% |
| Amounts payable within one year | 42/48 | €9,495 | €7,202 | -€2,293 | -24.1% |
| Trade debts | 44 | €7,312 | €6,335 | -€977 | -13.4% |
| Suppliers | 440/4 | €7,312 | €6,335 | -€977 | -13.4% |
| Taxes, remuneration and social security | 45 | €2,058 | - | -€2,058 | |
| Taxes | 450/3 | €2,058 | - | -€2,058 | |
| Other amounts payable | 47/48 | €125 | €867 | +€742 | +594% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,472 | €3,044 | +€572 | +23.1% |
| Other operating charges | 640/8 | €1,932 | €1,118 | -€814 | -42.1% |
| Gross operating margin | 9900 | -€24,584 | €15,578 | +€40,162 | |
| Operating profit (loss) | 9901 | -€28,988 | €11,416 | +€40,404 | |
| Financial income | 75/76B | €41 | €111 | +€70 | +171% |
| Recurring financial income | 75 | €41 | €111 | +€70 | +171% |
| Financial charges | 65/66B | €477 | €629 | +€152 | +31.9% |
| Recurring financial charges | 65 | €226 | €447 | +€221 | +97.8% |
| Non-recurring financial charges | 66B | €251 | €182 | -€69 | -27.5% |
| Profit (loss) for the period before taxes | 9903 | -€29,424 | €10,898 | +€40,322 | |
| Income taxes | 67/77 | - | €1,942 | +€1,942 | |
| Profit (loss) for the period | 9904 | -€29,424 | €8,956 | +€38,380 | |
| Profit (loss) for the period to be appropriated | 9905 | -€29,424 | €8,956 | +€38,380 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 13 October 2026 via checked.be.