HOME-VISION: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
HOME-VISION
Largest movements
- Receivables within one year -€52,603
down €52,603 (-89.1%), from €59,057 to €6,454
of which Trade receivables: -€56,124
- Cash -€41,491
down €41,491 (-93.8%), from €44,224 to €2,733
mainly Advances received (-€43,000) and Net result for the year (-€41,024)
- Advances received -€43,000
down €43,000 (-100.0%), from €43,000 to €0
- Reserves -€23,506
down €23,506 (-92.7%), from €25,366 to €1,860
of which Distributable reserves: -€23,506
- Profit (loss) carried forward -€17,519
new in 2025: -€17,519
- Tax, wage and social debts -€7,887
down €7,887 (-100.0%), from €7,887 to €0
- Trade debts -€2,380
down €2,380 (-22.1%), from €10,745 to €8,365
- Gross operating margin -€33,722
down €33,722 (-925.2%), from -€3,645 to -€37,367
- Financial charges +€2,412
up €2,412 (+1080.5%), from €223 to €2,635
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €105,984 | €11,854 | -€94,131 | -88.8% |
| Fixed assets | 21/28 | €1,885 | €1,735 | -€150 | -8.0% |
| Tangible fixed assets | 22/27 | €311 | €161 | -€150 | -48.2% |
| Furniture and vehicles | 24 | €311 | €161 | -€150 | -48.2% |
| Financial fixed assets | 28 | €1,574 | €1,574 | = | 0.0% |
| Current assets | 29/58 | €104,099 | €10,118 | -€93,981 | -90.3% |
| Amounts receivable within one year | 40/41 | €59,057 | €6,454 | -€52,603 | -89.1% |
| Trade receivables | 40 | €58,695 | €2,572 | -€56,124 | -95.6% |
| Other amounts receivable | 41 | €361 | €3,882 | +€3,521 | +974.9% |
| Cash at bank and in hand | 54/58 | €44,224 | €2,733 | -€41,491 | -93.8% |
| Deferred charges and accrued income | 490/1 | €819 | €931 | +€113 | +13.8% |
| Total equity and liabilities | 10/49 | €105,984 | €11,854 | -€94,131 | -88.8% |
| Equity | 10/15 | €43,966 | €2,941 | -€41,024 | -93.3% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €25,366 | €1,860 | -€23,506 | -92.7% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €23,506 | €0 | -€23,506 | -100.0% |
| Profit (loss) carried forward | 14 | - | -€17,519 | -€17,519 | |
| Amounts payable | 17/49 | €62,019 | €8,912 | -€53,107 | -85.6% |
| Amounts payable within one year | 42/48 | €61,631 | €8,365 | -€53,267 | -86.4% |
| Trade debts | 44 | €10,745 | €8,365 | -€2,380 | -22.1% |
| Suppliers | 440/4 | €10,745 | €8,365 | -€2,380 | -22.1% |
| Advances received on contracts in progress | 46 | €43,000 | €0 | -€43,000 | -100.0% |
| Taxes, remuneration and social security | 45 | €7,887 | €0 | -€7,887 | -100.0% |
| Taxes | 450/3 | €7,887 | €0 | -€7,887 | -100.0% |
| Accrued charges and deferred income | 492/3 | €387 | €547 | +€160 | +41.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €139 | €150 | +€11 | +8.0% |
| Other operating charges | 640/8 | €522 | €801 | +€279 | +53.4% |
| Gross operating margin | 9900 | -€3,645 | -€37,367 | -€33,722 | -925.2% |
| Operating profit (loss) | 9901 | -€4,306 | -€38,318 | -€34,012 | -789.9% |
| Financial income | 75/76B | €53 | €80 | +€26 | +49.2% |
| Recurring financial income | 75 | €53 | €80 | +€26 | +49.2% |
| Financial charges | 65/66B | €223 | €2,635 | +€2,412 | +1080.5% |
| Recurring financial charges | 65 | €223 | €2,635 | +€2,412 | +1080.5% |
| Profit (loss) for the period before taxes | 9903 | -€4,476 | -€40,874 | -€36,398 | -813.2% |
| Income taxes | 67/77 | €145 | €150 | +€6 | +4.1% |
| Profit (loss) for the period | 9904 | -€4,621 | -€41,024 | -€36,404 | -787.9% |
| Profit (loss) for the period to be appropriated | 9905 | -€4,621 | -€41,024 | -€36,404 | -787.9% |
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 9 October 2026 via checked.be.