Home Improvement: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Home Improvement
Largest movements
- Receivables within one year -€5,735
down €5,735 (-25.7%), from €22,347 to €16,613
- Other debts -€3,709
no longer reported in 2025 (was €3,709)
- Profit (loss) carried forward -€1,034
down €1,034 (-83.8%), from -€1,234 to -€2,269
- Trade debts -€519
no longer reported in 2025 (was €519)
- Accrued charges and deferred income -€384
no longer reported in 2025 (was €384)
- Other operating charges +€844
new in 2025: €844
- Gross operating margin +€519
no longer reported in 2025 (was -€519)
- Financial charges +€123
up €123 (+181%), from €68 to €190
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Cash or the result is not a separate line in both sets of accounts; the cash flow cannot be derived from them.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €22,347 | €16,613 | -€5,735 | -25.7% |
| Current assets | 29/58 | €22,347 | €16,613 | -€5,735 | -25.7% |
| Amounts receivable within one year | 40/41 | €22,347 | €16,613 | -€5,735 | -25.7% |
| Other amounts receivable | 41 | €22,347 | €16,613 | -€5,735 | -25.7% |
| Total equity and liabilities | 10/49 | €22,347 | €16,613 | -€5,735 | -25.7% |
| Equity | 10/15 | €17,647 | €16,613 | -€1,034 | -5.9% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €281 | €281 | = | 0.0% |
| Non-distributable reserves | 130/1 | €281 | €281 | = | 0.0% |
| Reserves not available under the articles | 1311 | €281 | €281 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€1,234 | -€2,269 | -€1,034 | -83.8% |
| Amounts payable | 17/49 | €4,701 | - | -€4,701 | |
| Amounts payable within one year | 42/48 | €4,316 | - | -€4,316 | |
| Financial debts | 43 | €89 | - | -€89 | |
| Credit institutions | 430/8 | €89 | - | -€89 | |
| Trade debts | 44 | €519 | - | -€519 | |
| Suppliers | 440/4 | €519 | - | -€519 | |
| Other amounts payable | 47/48 | €3,709 | - | -€3,709 | |
| Accrued charges and deferred income | 492/3 | €384 | - | -€384 | |
| Other operating charges | 640/8 | - | €844 | +€844 | |
| Gross operating margin | 9900 | -€519 | - | +€519 | |
| Operating profit (loss) | 9901 | -€519 | -€844 | -€325 | -62.6% |
| Financial charges | 65/66B | €68 | €190 | +€123 | +181% |
| Recurring financial charges | 65 | €68 | €190 | +€123 | +181% |
| Profit (loss) for the period before taxes | 9903 | -€586 | -€1,034 | -€448 | -76.3% |
| Profit (loss) for the period | 9904 | -€586 | -€1,034 | -€448 | -76.3% |
| Profit (loss) for the period to be appropriated | 9905 | -€586 | -€1,034 | -€448 | -76.3% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 26 October 2026 via checked.be.