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HOME IMMO CONSTRUCT: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

HOME IMMO CONSTRUCT

BE 0899.995.296
NACE 43.990, Other specialised construction activities
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€8,209
2024 · €90,688-€82,479
Equity
€18,033
2024 · €9,825+€8,209
Cash
€9,104
2024 · €17,313-€8,209
Balance sheet total
€60,215
2024 · €51,656+€8,559

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€18,909

    up €18,909 (+73.1%), from €25,857 to €44,766

    of which Other amounts receivable: +€9,742

  • Cash -€8,209

    down €8,209 (-47.4%), from €17,313 to €9,104

    mainly Receivables within one year (-€18,909) and Deferred charges and accrued income (-€1,507)

  • Tangible fixed assets -€3,648

    down €3,648 (-58.0%), from €6,286 to €2,639

    of which Plant, machinery and equipment: -€2,595

  • Deferred charges and accrued income +€1,507

    new in 2025: €1,507

Equity and liabilities
  • Reserves +€8,209

    up €8,209 (+226.5%), from €3,625 to €11,833

  • Trade debts +€961

    up €961 (+4.5%), from €21,309 to €22,269

  • Tax, wage and social debts -€610

    down €610 (-5.1%), from €12,070 to €11,460

    of which Taxes: -€3,210

Income statement
  • Gross operating margin -€80,099

    down €80,099 (-79.1%), from €101,202 to €21,103

  • Taxes +€2,268

    up €2,268 (+77.2%), from €2,939 to €5,206

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €90,688
Gross operating margin -€80,099
Depreciation +€632
Other operating charges -€126
Other operating items -€184
Financial income -€67
Financial charges -€367
Taxes -€2,268
Result 2025 €8,209

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€8,361
Investment +€151
Financing €0
Cash 2024 €17,313
Net result for the year +€8,209
Depreciation +€3,496
Receivables within one year -€18,909
Deferred charges and accrued income -€1,507
Trade debts +€961
Tax, wage and social debts -€610
Investment in fixed assets (net) +€151
Cash 2025 €9,104
Every line side by side 38 lines
Line Code 2024 2025 Change %
Total assets 20/58 €51,656 €60,215 +€8,559 +16.6%
Fixed assets 21/28 €8,486 €4,839 -€3,648 -43.0%
Tangible fixed assets 22/27 €6,286 €2,639 -€3,648 -58.0%
Plant, machinery and equipment 23 €5,234 €2,639 -€2,595 -49.6%
Furniture and vehicles 24 €1,053 - -€1,053
Financial fixed assets 28 €2,200 €2,200 = 0.0%
Current assets 29/58 €43,170 €55,377 +€12,207 +28.3%
Amounts receivable within one year 40/41 €25,857 €44,766 +€18,909 +73.1%
Trade receivables 40 €4,216 €13,383 +€9,167 +217.4%
Other amounts receivable 41 €21,640 €31,383 +€9,742 +45.0%
Cash at bank and in hand 54/58 €17,313 €9,104 -€8,209 -47.4%
Deferred charges and accrued income 490/1 - €1,507 +€1,507
Total equity and liabilities 10/49 €51,656 €60,215 +€8,559 +16.6%
Equity 10/15 €9,825 €18,033 +€8,209 +83.6%
Contributions 10/11 €6,200 €6,200 = 0.0%
Reserves 13 €3,625 €11,833 +€8,209 +226.5%
Distributable reserves 133 €3,625 €11,833 +€8,209 +226.5%
Amounts payable 17/49 €41,832 €42,182 +€350 +0.8%
Amounts payable within one year 42/48 €41,832 €42,182 +€350 +0.8%
Trade debts 44 €21,309 €22,269 +€961 +4.5%
Suppliers 440/4 €21,309 €22,269 +€961 +4.5%
Taxes, remuneration and social security 45 €12,070 €11,460 -€610 -5.1%
Taxes 450/3 €12,070 €8,860 -€3,210 -26.6%
Remuneration and social security 454/9 - €2,600 +€2,600
Other amounts payable 47/48 €8,453 €8,453 = 0.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €4,129 €3,496 -€632 -15.3%
Other operating charges 640/8 €1,290 €1,416 +€126 +9.8%
Non-recurring operating charges 66A €869 €1,053 +€184 +21.2%
Gross operating margin 9900 €101,202 €21,103 -€80,099 -79.1%
Operating profit (loss) 9901 €94,915 €15,137 -€79,778 -84.1%
Financial income 75/76B €67 €0 -€67 -100.0%
Recurring financial income 75 €67 €0 -€67 -100.0%
Financial charges 65/66B €1,355 €1,722 +€367 +27.1%
Recurring financial charges 65 €1,355 €1,722 +€367 +27.1%
Profit (loss) for the period before taxes 9903 €93,626 €13,415 -€80,212 -85.7%
Income taxes 67/77 €2,939 €5,206 +€2,268 +77.2%
Profit (loss) for the period 9904 €90,688 €8,209 -€82,479 -90.9%
Profit (loss) for the period to be appropriated 9905 €90,688 €8,209 -€82,479 -90.9%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.