HOME EXPERT IMMO: what changed
HOME EXPERT IMMO
Largest movements
- Cash +€26,608
up €26,608 (+887%), from €3,000 to €29,608
mainly Trade debts (+€10,842) and Receivables within one year (+€10,342)
- Receivables within one year -€10,342
down €10,342 (-24.0%), from €43,129 to €32,787
of which Trade receivables: -€27,343
- Tangible fixed assets +€1,712
up €1,712 (+78.8%), from €2,173 to €3,885
of which Furniture and vehicles: +€2,012
- Trade debts +€10,842
up €10,842 (+377%), from €2,875 to €13,718
- Reserves +€7,636
up €7,636 (+428%), from €1,783 to €9,419
- Tax, wage and social debts -€1,167
down €1,167 (-11.3%), from €10,372 to €9,205
of which Remuneration and social security: -€4,117
- Other debts +€810
up €810 (+40.4%), from €2,004 to €2,815
- Staff costs -€18,118
down €18,118 (-33.8%), from €53,627 to €35,509
- Gross operating margin -€6,546
down €6,546 (-11.5%), from €56,760 to €50,214
- Taxes +€4,110
up €4,110 (+1,317%), from €312 to €4,422
- Other operating charges +€1,658
up €1,658 (+276%), from €601 to €2,259
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €48,628 | €66,753 | +€18,125 | +37.3% |
| Fixed assets | 21/28 | €2,173 | €3,885 | +€1,712 | +78.8% |
| Tangible fixed assets | 22/27 | €2,173 | €3,885 | +€1,712 | +78.8% |
| Plant, machinery and equipment | 23 | €2,173 | €1,873 | -€300 | -13.8% |
| Furniture and vehicles | 24 | - | €2,012 | +€2,012 | |
| Current assets | 29/58 | €46,455 | €62,868 | +€16,413 | +35.3% |
| Amounts receivable within one year | 40/41 | €43,129 | €32,787 | -€10,342 | -24.0% |
| Trade receivables | 40 | €42,662 | €15,319 | -€27,343 | -64.1% |
| Other amounts receivable | 41 | €468 | €17,468 | +€17,001 | +3,635% |
| Cash at bank and in hand | 54/58 | €3,000 | €29,608 | +€26,608 | +887% |
| Deferred charges and accrued income | 490/1 | €325 | €472 | +€147 | +45.2% |
| Total equity and liabilities | 10/49 | €48,628 | €66,753 | +€18,125 | +37.3% |
| Equity | 10/15 | €33,376 | €41,012 | +€7,636 | +22.9% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €1,783 | €9,419 | +€7,636 | +428% |
| Distributable reserves | 133 | €1,783 | €9,419 | +€7,636 | +428% |
| Profit (loss) carried forward | 14 | €12,993 | €12,993 | = | 0.0% |
| Amounts payable | 17/49 | €15,252 | €25,741 | +€10,489 | +68.8% |
| Amounts payable within one year | 42/48 | €15,252 | €25,738 | +€10,485 | +68.7% |
| Trade debts | 44 | €2,875 | €13,718 | +€10,842 | +377% |
| Suppliers | 440/4 | €2,875 | €13,718 | +€10,842 | +377% |
| Taxes, remuneration and social security | 45 | €10,372 | €9,205 | -€1,167 | -11.3% |
| Taxes | 450/3 | €1,642 | €4,592 | +€2,950 | +180% |
| Remuneration and social security | 454/9 | €8,730 | €4,613 | -€4,117 | -47.2% |
| Other amounts payable | 47/48 | €2,004 | €2,815 | +€810 | +40.4% |
| Accrued charges and deferred income | 492/3 | - | €4 | +€4 | |
| Remuneration, social security and pensions | 62 | €53,627 | €35,509 | -€18,118 | -33.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €300 | €362 | +€62 | +20.8% |
| Other operating charges | 640/8 | €601 | €2,259 | +€1,658 | +276% |
| Gross operating margin | 9900 | €56,760 | €50,214 | -€6,546 | -11.5% |
| Operating profit (loss) | 9901 | €2,232 | €12,083 | +€9,851 | +441% |
| Financial income | 75/76B | - | €30 | +€30 | |
| Recurring financial income | 75 | - | €30 | +€30 | |
| Financial charges | 65/66B | €91 | €55 | -€36 | -39.2% |
| Recurring financial charges | 65 | €91 | €55 | -€36 | -39.2% |
| Profit (loss) for the period before taxes | 9903 | €2,141 | €12,058 | +€9,917 | +463% |
| Income taxes | 67/77 | €312 | €4,422 | +€4,110 | +1,317% |
| Profit (loss) for the period | 9904 | €1,829 | €7,636 | +€5,807 | +318% |
| Profit (loss) for the period to be appropriated | 9905 | €1,829 | €7,636 | +€5,807 | +318% |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 6 November 2026 via checked.be.