Home Design & Consulting: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Home Design & Consulting
Largest movements
- Cash -€553,184
down €553,184 (-77.2%), from €717,024 to €163,840
mainly Receivables within one year (-€461,701) and Net result for the year (-€86,690)
- Receivables within one year +€461,701
up €461,701 (+406%), from €113,626 to €575,327
of which Other amounts receivable: +€431,701
- Stocks and contracts +€66,602
new in 2025: €66,602
- Tangible fixed assets -€47,041
down €47,041 (-36.4%), from €129,351 to €82,310
of which Furniture and vehicles: -€47,041
- Profit (loss) carried forward -€86,690
down €86,690, from €1,044 to -€85,645
- Trade debts +€76,782
up €76,782 (+782%), from €9,821 to €86,602
- Tax, wage and social debts -€62,013
no longer reported in 2025 (was €62,013)
- Gross operating margin -€38,798
down €38,798 (-138%), from -€28,208 to -€67,006
- Financial charges +€18,128
up €18,128 (+5,217%), from €348 to €18,476
of which Non-recurring financial charges: +€17,678
- Depreciation -€17,381
down €17,381 (-96.4%), from €18,033 to €652
- Other operating charges -€4,857
down €4,857 (-68.1%), from €7,129 to €2,272
- Financial income -€4,679
down €4,679 (-70.6%), from €6,628 to €1,949
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €962,457 | €890,535 | -€71,921 | -7.5% |
| Fixed assets | 21/28 | €131,807 | €84,766 | -€47,041 | -35.7% |
| Tangible fixed assets | 22/27 | €129,351 | €82,310 | -€47,041 | -36.4% |
| Furniture and vehicles | 24 | €47,440 | €399 | -€47,041 | -99.2% |
| Other tangible fixed assets | 26 | €81,911 | €81,911 | = | 0.0% |
| Financial fixed assets | 28 | €2,456 | €2,456 | = | 0.0% |
| Current assets | 29/58 | €830,650 | €805,769 | -€24,881 | -3.0% |
| Stocks and contracts in progress | 3 | - | €66,602 | +€66,602 | |
| Stocks | 30/36 | - | €66,602 | +€66,602 | |
| Amounts receivable within one year | 40/41 | €113,626 | €575,327 | +€461,701 | +406% |
| Trade receivables | 40 | €515 | €30,515 | +€30,000 | +5,823% |
| Other amounts receivable | 41 | €113,111 | €544,812 | +€431,701 | +382% |
| Cash at bank and in hand | 54/58 | €717,024 | €163,840 | -€553,184 | -77.2% |
| Total equity and liabilities | 10/49 | €962,457 | €890,535 | -€71,921 | -7.5% |
| Equity | 10/15 | €890,623 | €803,933 | -€86,690 | -9.7% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €870,978 | €870,978 | = | 0.0% |
| Tax-exempt reserves | 132 | €38,618 | €38,618 | = | 0.0% |
| Distributable reserves | 133 | €832,360 | €832,360 | = | 0.0% |
| Profit (loss) carried forward | 14 | €1,044 | -€85,645 | -€86,690 | |
| Amounts payable | 17/49 | €71,834 | €86,602 | +€14,768 | +20.6% |
| Amounts payable within one year | 42/48 | €71,834 | €86,602 | +€14,768 | +20.6% |
| Trade debts | 44 | €9,821 | €86,602 | +€76,782 | +782% |
| Suppliers | 440/4 | €9,821 | €86,602 | +€76,782 | +782% |
| Taxes, remuneration and social security | 45 | €62,013 | - | -€62,013 | |
| Taxes | 450/3 | €62,013 | - | -€62,013 | |
| Non-recurring operating income | 76A | - | €2,290 | +€2,290 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €18,033 | €652 | -€17,381 | -96.4% |
| Other operating charges | 640/8 | €7,129 | €2,272 | -€4,857 | -68.1% |
| Non-recurring operating charges | 66A | €63 | €52 | -€11 | -18.0% |
| Gross operating margin | 9900 | -€28,208 | -€67,006 | -€38,798 | -138% |
| Operating profit (loss) | 9901 | -€53,433 | -€69,983 | -€16,549 | -31.0% |
| Financial income | 75/76B | €6,628 | €1,949 | -€4,679 | -70.6% |
| Recurring financial income | 75 | €6,628 | €1,949 | -€4,679 | -70.6% |
| Financial charges | 65/66B | €348 | €18,476 | +€18,128 | +5,217% |
| Recurring financial charges | 65 | €348 | €798 | +€450 | +129% |
| Non-recurring financial charges | 66B | - | €17,678 | +€17,678 | |
| Profit (loss) for the period before taxes | 9903 | -€47,153 | -€86,510 | -€39,357 | -83.5% |
| Income taxes | 67/77 | €295 | €180 | -€115 | -39.0% |
| Profit (loss) for the period | 9904 | -€47,448 | -€86,690 | -€39,241 | -82.7% |
| Profit (loss) for the period to be appropriated | 9905 | -€47,448 | -€86,690 | -€39,241 | -82.7% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 27 October 2026 via checked.be.