HOME-CONSULT.NET: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
HOME-CONSULT.NET
Largest movements
- Tangible fixed assets -€13,244
down €13,244 (-50.5%), from €26,231 to €12,987
of which Furniture and vehicles: -€11,194
- Receivables within one year -€11,153
down €11,153 (-40.8%), from €27,344 to €16,190
of which Trade receivables: -€12,222
- Other debts -€11,628
down €11,628 (-49.4%), from €23,539 to €11,911
- Current portion of long-term debt -€11,374
down €11,374 (-81.8%), from €13,912 to €2,538
- Reserves +€9,300
up €9,300 (+19.9%), from €46,718 to €56,018
- Trade debts -€5,836
down €5,836 (-71.8%), from €8,132 to €2,296
- Debts after one year -€2,538
no longer reported in 2025 (was €2,538)
- Gross operating margin +€5,018
up €5,018 (+12.8%), from €39,221 to €44,239
- Taxes +€1,981
up €1,981 (+28.5%), from €6,950 to €8,931
- Depreciation -€777
down €777 (-5.1%), from €15,148 to €14,370
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €107,209 | €84,319 | -€22,890 | -21.4% |
| Fixed assets | 21/28 | €26,231 | €12,987 | -€13,244 | -50.5% |
| Tangible fixed assets | 22/27 | €26,231 | €12,987 | -€13,244 | -50.5% |
| Plant, machinery and equipment | 23 | €1,506 | €1,126 | -€380 | -25.2% |
| Furniture and vehicles | 24 | €14,770 | €3,576 | -€11,194 | -75.8% |
| Other tangible fixed assets | 26 | €9,955 | €8,284 | -€1,671 | -16.8% |
| Current assets | 29/58 | €80,977 | €71,332 | -€9,645 | -11.9% |
| Amounts receivable within one year | 40/41 | €27,344 | €16,190 | -€11,153 | -40.8% |
| Trade receivables | 40 | €24,293 | €12,071 | -€12,222 | -50.3% |
| Other amounts receivable | 41 | €3,050 | €4,119 | +€1,069 | +35.1% |
| Cash at bank and in hand | 54/58 | €52,966 | €53,968 | +€1,002 | +1.9% |
| Deferred charges and accrued income | 490/1 | €668 | €1,174 | +€506 | +75.8% |
| Total equity and liabilities | 10/49 | €107,209 | €84,319 | -€22,890 | -21.4% |
| Equity | 10/15 | €52,358 | €61,752 | +€9,394 | +17.9% |
| Contributions | 10/11 | €4,782 | €4,782 | = | 0.0% |
| Reserves | 13 | €46,718 | €56,018 | +€9,300 | +19.9% |
| Distributable reserves | 133 | €46,718 | €56,018 | +€9,300 | +19.9% |
| Profit (loss) carried forward | 14 | €858 | €952 | +€94 | +10.9% |
| Amounts payable | 17/49 | €54,850 | €22,567 | -€32,283 | -58.9% |
| Amounts payable after more than one year | 17 | €2,538 | - | -€2,538 | |
| Financial debts | 170/4 | €2,538 | - | -€2,538 | |
| Amounts payable within one year | 42/48 | €52,313 | €22,567 | -€29,746 | -56.9% |
| Current portion of amounts payable after more than one year | 42 | €13,912 | €2,538 | -€11,374 | -81.8% |
| Trade debts | 44 | €8,132 | €2,296 | -€5,836 | -71.8% |
| Suppliers | 440/4 | €8,132 | €2,296 | -€5,836 | -71.8% |
| Taxes, remuneration and social security | 45 | €6,729 | €5,822 | -€907 | -13.5% |
| Taxes | 450/3 | €6,729 | €5,822 | -€907 | -13.5% |
| Other amounts payable | 47/48 | €23,539 | €11,911 | -€11,628 | -49.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €15,148 | €14,370 | -€777 | -5.1% |
| Other operating charges | 640/8 | €2,154 | €2,202 | +€49 | +2.3% |
| Gross operating margin | 9900 | €39,221 | €44,239 | +€5,018 | +12.8% |
| Operating profit (loss) | 9901 | €21,920 | €27,667 | +€5,747 | +26.2% |
| Financial income | 75/76B | €390 | €0 | -€390 | -99.9% |
| Recurring financial income | 75 | €390 | €0 | -€390 | -99.9% |
| Financial charges | 65/66B | €451 | €343 | -€109 | -24.1% |
| Recurring financial charges | 65 | €451 | €343 | -€109 | -24.1% |
| Profit (loss) for the period before taxes | 9903 | €21,859 | €27,325 | +€5,466 | +25.0% |
| Income taxes | 67/77 | €6,950 | €8,931 | +€1,981 | +28.5% |
| Profit (loss) for the period | 9904 | €14,909 | €18,394 | +€3,485 | +23.4% |
| Profit (loss) for the period to be appropriated | 9905 | €14,909 | €18,394 | +€3,485 | +23.4% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 31 October 2026 via checked.be.