HOME CONSULT & COACHING: what changed
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Largest movements
- Tangible fixed assets -€13,716
down €13,716 (-17.4%), from €78,876 to €65,160
of which Furniture and vehicles: -€8,304
- Receivables within one year -€5,489
down €5,489 (-48.1%), from €11,405 to €5,916
of which Other amounts receivable: -€7,080
- Cash -€5,188
down €5,188 (-55.5%), from €9,352 to €4,164
mainly Net result for the year (-€12,801) and Debts after one year (-€8,200)
- Profit (loss) carried forward -€12,801
down €12,801, from €11,264 to -€1,537
- Debts after one year -€8,200
down €8,200 (-13.1%), from €62,719 to €54,519
- Other debts -€4,726
down €4,726 (-46.5%), from €10,160 to €5,434
- Depreciation +€4,646
up €4,646 (+51.2%), from €9,070 to €13,716
- Gross operating margin +€3,028
up €3,028 (+187%), from €1,619 to €4,647
- Financial charges +€1,457
up €1,457 (+67.8%), from €2,148 to €3,604
- Other operating charges -€486
down €486 (-79.2%), from €614 to €128
- Financial income -€265
no longer reported in 2025 (was €265)
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €101,207 | €75,810 | -€25,397 | -25.1% |
| Fixed assets | 21/28 | €78,876 | €65,160 | -€13,716 | -17.4% |
| Tangible fixed assets | 22/27 | €78,876 | €65,160 | -€13,716 | -17.4% |
| Furniture and vehicles | 24 | €35,236 | €26,932 | -€8,304 | -23.6% |
| Other tangible fixed assets | 26 | €43,640 | €38,228 | -€5,412 | -12.4% |
| Current assets | 29/58 | €22,331 | €10,651 | -€11,681 | -52.3% |
| Amounts receivable within one year | 40/41 | €11,405 | €5,916 | -€5,489 | -48.1% |
| Trade receivables | 40 | €4,325 | €5,916 | +€1,590 | +36.8% |
| Other amounts receivable | 41 | €7,080 | - | -€7,080 | |
| Cash at bank and in hand | 54/58 | €9,352 | €4,164 | -€5,188 | -55.5% |
| Deferred charges and accrued income | 490/1 | €1,574 | €570 | -€1,004 | -63.8% |
| Total equity and liabilities | 10/49 | €101,207 | €75,810 | -€25,397 | -25.1% |
| Equity | 10/15 | €16,264 | €3,463 | -€12,801 | -78.7% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €11,264 | -€1,537 | -€12,801 | |
| Amounts payable | 17/49 | €84,944 | €72,348 | -€12,596 | -14.8% |
| Amounts payable after more than one year | 17 | €62,719 | €54,519 | -€8,200 | -13.1% |
| Financial debts | 170/4 | €62,719 | €54,519 | -€8,200 | -13.1% |
| Amounts payable within one year | 42/48 | €22,225 | €17,829 | -€4,396 | -19.8% |
| Current portion of amounts payable after more than one year | 42 | €7,738 | €7,821 | +€83 | +1.1% |
| Trade debts | 44 | €4,268 | €4,330 | +€62 | +1.5% |
| Suppliers | 440/4 | €4,268 | €4,330 | +€62 | +1.5% |
| Taxes, remuneration and social security | 45 | €59 | €244 | +€185 | +312% |
| Taxes | 450/3 | €59 | €244 | +€185 | +312% |
| Other amounts payable | 47/48 | €10,160 | €5,434 | -€4,726 | -46.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €9,070 | €13,716 | +€4,646 | +51.2% |
| Other operating charges | 640/8 | €614 | €128 | -€486 | -79.2% |
| Gross operating margin | 9900 | €1,619 | €4,647 | +€3,028 | +187% |
| Operating profit (loss) | 9901 | -€8,064 | -€9,197 | -€1,132 | -14.0% |
| Financial income | 75/76B | €265 | - | -€265 | |
| Recurring financial income | 75 | €265 | - | -€265 | |
| Financial charges | 65/66B | €2,148 | €3,604 | +€1,457 | +67.8% |
| Recurring financial charges | 65 | €2,148 | €3,604 | +€1,457 | +67.8% |
| Profit (loss) for the period before taxes | 9903 | -€9,947 | -€12,801 | -€2,854 | -28.7% |
| Income taxes | 67/77 | €139 | - | -€139 | |
| Profit (loss) for the period | 9904 | -€10,086 | -€12,801 | -€2,715 | -26.9% |
| Profit (loss) for the period to be appropriated | 9905 | -€10,086 | -€12,801 | -€2,715 | -26.9% |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 5 November 2026 via checked.be.