HOLDING BMB & CO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
HOLDING BMB & CO
Largest movements
- Cash -€15,511
down €15,511 (-70.6%), from €21,985 to €6,474
mainly Current portion of long-term debt (-€15,069) and Tax, wage and social debts (-€6,578)
- Current portion of long-term debt -€15,069
down €15,069 (-56.2%), from €26,796 to €11,727
- Tax, wage and social debts -€6,578
down €6,578 (-66.3%), from €9,915 to €3,337
- Reserves +€6,436
up €6,436 (+3.4%), from €189,375 to €195,811
- Staff costs -€19,101
down €19,101 (-45.6%), from €41,857 to €22,755
- Gross operating margin -€12,345
down €12,345 (-21.7%), from €56,858 to €44,513
- Taxes +€5,866
up €5,866 (+69.2%), from €8,475 to €14,341
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €248,385 | €232,874 | -€15,511 | -6.2% |
| Fixed assets | 21/28 | €226,400 | €226,400 | = | 0.0% |
| Financial fixed assets | 28 | €226,400 | €226,400 | = | 0.0% |
| Current assets | 29/58 | €21,985 | €6,474 | -€15,511 | -70.6% |
| Cash at bank and in hand | 54/58 | €21,985 | €6,474 | -€15,511 | -70.6% |
| Total equity and liabilities | 10/49 | €248,385 | €232,874 | -€15,511 | -6.2% |
| Equity | 10/15 | €211,375 | €217,811 | +€6,436 | +3.0% |
| Contributions | 10/11 | €22,000 | €22,000 | = | 0.0% |
| Reserves | 13 | €189,375 | €195,811 | +€6,436 | +3.4% |
| Distributable reserves | 133 | €189,375 | €195,811 | +€6,436 | +3.4% |
| Amounts payable | 17/49 | €37,009 | €15,063 | -€21,946 | -59.3% |
| Amounts payable within one year | 42/48 | €37,009 | €15,063 | -€21,946 | -59.3% |
| Current portion of amounts payable after more than one year | 42 | €26,796 | €11,727 | -€15,069 | -56.2% |
| Trade debts | 44 | €299 | - | -€299 | |
| Suppliers | 440/4 | €299 | - | -€299 | |
| Taxes, remuneration and social security | 45 | €9,915 | €3,337 | -€6,578 | -66.3% |
| Taxes | 450/3 | €9,915 | €3,337 | -€6,578 | -66.3% |
| Remuneration, social security and pensions | 62 | €41,857 | €22,755 | -€19,101 | -45.6% |
| Other operating charges | 640/8 | €448 | €101 | -€346 | -77.3% |
| Gross operating margin | 9900 | €56,858 | €44,513 | -€12,345 | -21.7% |
| Operating profit (loss) | 9901 | €14,554 | €21,656 | +€7,103 | +48.8% |
| Financial charges | 65/66B | €1,418 | €880 | -€538 | -38.0% |
| Recurring financial charges | 65 | €1,418 | €880 | -€538 | -38.0% |
| Profit (loss) for the period before taxes | 9903 | €13,135 | €20,776 | +€7,641 | +58.2% |
| Income taxes | 67/77 | €8,475 | €14,341 | +€5,866 | +69.2% |
| Profit (loss) for the period | 9904 | €4,661 | €6,436 | +€1,775 | +38.1% |
| Profit (loss) for the period to be appropriated | 9905 | €4,661 | €6,436 | +€1,775 | +38.1% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 26 October 2026 via checked.be.