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HMAPP: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

HMAPP

BE 1000.162.842
NACE 41.001, General construction of residential buildings
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€9,998
2024 · €39,539-€29,541
Equity
€59,537
2024 · €49,539+€9,998
Cash
€25,353
2024 · €42,088-€16,735
Balance sheet total
€243,729
2024 · €95,213+€148,516

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€99,340

    up €99,340 (+550.3%), from €18,052 to €117,392

    of which Trade receivables: +€102,431

  • Stocks and contracts +€79,064

    new in 2025: €79,064

    of which Contracts in progress: +€76,850

  • Cash -€16,735

    down €16,735 (-39.8%), from €42,088 to €25,353

    mainly Receivables within one year (-€99,340) and Stocks and contracts (-€79,064)

  • Tangible fixed assets -€13,355

    down €13,355 (-40.1%), from €33,269 to €19,914

    of which Furniture and vehicles: -€13,027

Equity and liabilities
  • Advances received +€88,332

    up €88,332 (+1312.1%), from €6,732 to €95,064

  • Trade debts +€47,094

    up €47,094 (+1371.5%), from €3,434 to €50,528

  • Profit (loss) carried forward +€9,998

    up €9,998 (+25.3%), from €39,539 to €49,537

  • Debts after one year -€5,016

    down €5,016 (-26.3%), from €19,050 to €14,034

  • Other debts +€4,428

    up €4,428 (+3208.8%), from €138 to €4,566

Income statement
  • Gross operating margin -€32,642

    down €32,642 (-53.8%), from €60,618 to €27,977

  • Taxes -€8,660

    down €8,660 (-75.2%), from €11,522 to €2,862

  • Depreciation +€4,499

    up €4,499 (+50.8%), from €8,856 to €13,355

  • Financial charges +€802

    up €802 (+97.7%), from €820 to €1,622

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €39,539
Gross operating margin -€32,642
Depreciation -€4,499
Other operating charges -€49
Financial income -€210
Financial charges -€802
Taxes +€8,660
Result 2025 €9,998

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€11,937
Investment €0
Financing -€4,798
Cash 2024 €42,088
Net result for the year +€9,998
Depreciation +€13,355
Stocks and contracts -€79,064
Receivables within one year -€99,340
Deferred charges and accrued income -€202
Trade debts +€47,094
Tax, wage and social debts +€3,462
Advances received +€88,332
Other debts +€4,428
Debts after one year -€5,016
Current portion of long-term debt +€217
Cash 2025 €25,353
Every line side by side 41 lines
Line Code 2024 2025 Change %
Total assets 20/58 €95,213 €243,729 +€148,516 +156.0%
Fixed assets 21/28 €33,269 €19,914 -€13,355 -40.1%
Tangible fixed assets 22/27 €33,269 €19,914 -€13,355 -40.1%
Furniture and vehicles 24 €31,630 €18,603 -€13,027 -41.2%
Other tangible fixed assets 26 €1,639 €1,311 -€328 -20.0%
Current assets 29/58 €61,944 €223,815 +€161,871 +261.3%
Stocks and contracts in progress 3 - €79,064 +€79,064
Stocks 30/36 - €2,214 +€2,214
Contracts in progress 37 - €76,850 +€76,850
Amounts receivable within one year 40/41 €18,052 €117,392 +€99,340 +550.3%
Trade receivables 40 €11,596 €114,027 +€102,431 +883.3%
Other amounts receivable 41 €6,456 €3,365 -€3,091 -47.9%
Cash at bank and in hand 54/58 €42,088 €25,353 -€16,735 -39.8%
Deferred charges and accrued income 490/1 €1,803 €2,005 +€202 +11.2%
Total equity and liabilities 10/49 €95,213 €243,729 +€148,516 +156.0%
Equity 10/15 €49,539 €59,537 +€9,998 +20.2%
Contributions 10/11 €10,000 €10,000 = 0.0%
Profit (loss) carried forward 14 €39,539 €49,537 +€9,998 +25.3%
Amounts payable 17/49 €45,674 €184,191 +€138,518 +303.3%
Amounts payable after more than one year 17 €19,050 €14,034 -€5,016 -26.3%
Financial debts 170/4 €19,050 €14,034 -€5,016 -26.3%
Amounts payable within one year 42/48 €26,624 €170,157 +€143,533 +539.1%
Current portion of amounts payable after more than one year 42 €4,798 €5,016 +€217 +4.5%
Trade debts 44 €3,434 €50,528 +€47,094 +1371.5%
Suppliers 440/4 €3,434 €50,528 +€47,094 +1371.5%
Advances received on contracts in progress 46 €6,732 €95,064 +€88,332 +1312.1%
Taxes, remuneration and social security 45 €11,522 €14,984 +€3,462 +30.0%
Taxes 450/3 €11,522 €14,984 +€3,462 +30.0%
Other amounts payable 47/48 €138 €4,566 +€4,428 +3208.8%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €8,856 €13,355 +€4,499 +50.8%
Other operating charges 640/8 €100 €149 +€49 +49.0%
Gross operating margin 9900 €60,618 €27,977 -€32,642 -53.8%
Operating profit (loss) 9901 €51,663 €14,473 -€37,190 -72.0%
Financial income 75/76B €219 €9 -€210 -95.8%
Recurring financial income 75 €219 €9 -€210 -95.8%
Financial charges 65/66B €820 €1,622 +€802 +97.7%
Recurring financial charges 65 €820 €1,622 +€802 +97.7%
Profit (loss) for the period before taxes 9903 €51,061 €12,860 -€38,201 -74.8%
Income taxes 67/77 €11,522 €2,862 -€8,660 -75.2%
Profit (loss) for the period 9904 €39,539 €9,998 -€29,541 -74.7%
Profit (loss) for the period to be appropriated 9905 €39,539 €9,998 -€29,541 -74.7%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.