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HM COLLECTION: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

HM COLLECTION

BE 0753.776.013
NACE 46.711, Wholesale of cars and light vans (up to 3.5 tonnes)
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€987,405
2024 · €549,887-€1.5m
Equity
€42.8m
2024 · €43.7m-€987,405
Cash
€837,544
2024 · €528,058+€309,486
Balance sheet total
€72.2m
2024 · €65.6m+€6.6m

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets +€5.0m

    up €5.0m (+41.9%), from €11.8m to €16.8m

    of which Land and buildings: +€4.9m

  • Receivables within one year +€1.3m

    up €1.3m (+1503.6%), from €88,419 to €1.4m

    of which Other amounts receivable: +€1.4m

Equity and liabilities
  • Other debts +€4.4m

    up €4.4m (+1001.5%), from €435,870 to €4.8m

  • Debts after one year +€3.4m

    up €3.4m (+16.0%), from €21.0m to €24.4m

  • Profit (loss) carried forward -€987,405

    down €987,405 (-20.8%), from -€4.8m to -€5.7m

Income statement
  • Financial charges +€797,370

    up €797,370 (+503.3%), from €158,440 to €955,810

  • Gross operating margin -€399,785

    down €399,785 (-40.2%), from €995,346 to €595,561

  • Depreciation +€244,497

    up €244,497 (+82.9%), from €294,971 to €539,468

  • Financial income -€116,054

    down €116,054 (-99.3%), from €116,875 to €822

  • Staff costs -€39,154

    down €39,154 (-100.0%), from €39,154 to €0

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €549,887
Gross operating margin -€399,785
Staff costs +€39,154
Depreciation -€244,497
Other operating charges +€6,141
Financial income -€116,054
Financial charges -€797,370
Taxes -€24,881
Result 2025 -€987,405

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€2.4m
Investment -€5.5m
Financing +€3.4m
Cash 2024 €528,058
Net result for the year -€987,405
Depreciation +€539,468
Stocks and contracts -€21,584
Receivables within one year -€1.3m
Deferred charges and accrued income -€6,647
Trade debts +€105,877
Tax, wage and social debts -€32,680
Other debts +€4.4m
Accrued charges and deferred income -€183,424
Investment in fixed assets (net) -€5.5m
Debts after one year +€3.4m
Cash 2025 €837,544
Every line side by side 46 lines
Line Code 2024 2025 Change %
Total assets 20/58 €65,616,528 €72,234,181 +€6.6m +10.1%
Fixed assets 21/28 €17,471,388 €22,421,816 +€5.0m +28.3%
Tangible fixed assets 22/27 €11,814,314 €16,764,741 +€5.0m +41.9%
Land and buildings 22 €11,596,314 €16,491,101 +€4.9m +42.2%
Plant, machinery and equipment 23 €5,267 €46,225 +€40,958 +777.7%
Furniture and vehicles 24 €84,912 €99,595 +€14,683 +17.3%
Other tangible fixed assets 26 €127,821 €127,821 = 0.0%
Financial fixed assets 28 €5,657,074 €5,657,074 = 0.0%
Current assets 29/58 €48,145,139 €49,812,365 +€1.7m +3.5%
Stocks and contracts in progress 3 €47,493,744 €47,515,328 +€21,584 0.0%
Stocks 30/36 €47,493,744 €47,515,328 +€21,584 0.0%
Amounts receivable within one year 40/41 €88,419 €1,417,928 +€1.3m +1503.6%
Trade receivables 40 €87,626 €45,551 -€42,075 -48.0%
Other amounts receivable 41 €794 €1,372,378 +€1.4m +172845.9%
Cash at bank and in hand 54/58 €528,058 €837,544 +€309,486 +58.6%
Deferred charges and accrued income 490/1 €34,918 €41,565 +€6,647 +19.0%
Total equity and liabilities 10/49 €65,616,528 €72,234,181 +€6.6m +10.1%
Equity 10/15 €43,744,853 €42,757,448 -€987,405 -2.3%
Contributions 10/11 €48,500,000 €48,500,000 = 0.0%
Profit (loss) carried forward 14 -€4,755,147 -€5,742,552 -€987,405 -20.8%
Amounts payable 17/49 €21,871,675 €29,476,732 +€7.6m +34.8%
Amounts payable after more than one year 17 €21,000,000 €24,350,000 +€3.4m +16.0%
Financial debts 170/4 €21,000,000 €24,350,000 +€3.4m +16.0%
Amounts payable within one year 42/48 €686,802 €5,125,283 +€4.4m +646.3%
Trade debts 44 €186,936 €292,813 +€105,877 +56.6%
Suppliers 440/4 €186,936 €292,813 +€105,877 +56.6%
Taxes, remuneration and social security 45 €63,997 €31,318 -€32,680 -51.1%
Taxes 450/3 €56,416 €31,318 -€25,098 -44.5%
Remuneration and social security 454/9 €7,581 €0 -€7,581 -100.0%
Other amounts payable 47/48 €435,870 €4,801,153 +€4.4m +1001.5%
Accrued charges and deferred income 492/3 €184,872 €1,449 -€183,424 -99.2%
Non-recurring operating income 76A €978,288 €717,278 -€261,009 -26.7%
Remuneration, social security and pensions 62 €39,154 €0 -€39,154 -100.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €294,971 €539,468 +€244,497 +82.9%
Other operating charges 640/8 €28,023 €21,882 -€6,141 -21.9%
Non-recurring operating charges 66A €0 - =
Gross operating margin 9900 €995,346 €595,561 -€399,785 -40.2%
Operating profit (loss) 9901 €633,198 €34,211 -€598,987 -94.6%
Financial income 75/76B €116,875 €822 -€116,054 -99.3%
Recurring financial income 75 €116,875 €822 -€116,054 -99.3%
Financial charges 65/66B €158,440 €955,810 +€797,370 +503.3%
Recurring financial charges 65 €158,440 €955,810 +€797,370 +503.3%
Profit (loss) for the period before taxes 9903 €591,633 -€920,777 -€1.5m
Income taxes 67/77 €41,746 €66,627 +€24,881 +59.6%
Profit (loss) for the period 9904 €549,887 -€987,405 -€1.5m
Profit (loss) for the period to be appropriated 9905 €549,887 -€987,405 -€1.5m

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.