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HERMANN: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

HERMANN

BE 0425.191.184
NACE 47.512, Retail sale of household textiles and bedding
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€3,038
2024 · €1,842+€1,196
Equity
€20,181
2024 · €18,861+€1,320
Cash
€8,722
2024 · €8,566+€156
Balance sheet total
€47,283
2024 · €44,861+€2,421

Largest movements

2024 to 2025
Assets
  • Stocks and contracts +€3,439

    up €3,439 (+10.0%), from €34,376 to €37,815

  • Deferred charges and accrued income -€797

    down €797 (-83.5%), from €955 to €158

Equity and liabilities
  • Profit (loss) carried forward +€1,320

    up €1,320 (+25.3%), from €5,219 to €6,539

  • Tax, wage and social debts +€684

    up €684 (+107.7%), from €635 to €1,319

    of which Taxes: +€515

Income statement
  • Gross operating margin +€1,054

    up €1,054 (+74.5%), from €1,414 to €2,468

  • Financial income +€230

    up €230 (+22.3%), from €1,034 to €1,264

  • Depreciation +€86

    up €86 (+37.5%), from €230 to €317

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €1,842
Gross operating margin +€1,054
Depreciation -€86
Financial income +€230
Financial charges -€2
Result 2025 €3,038

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€1,874
Investment €0
Financing -€1,718
Cash 2024 €8,566
Net result for the year +€3,038
Depreciation +€317
Stocks and contracts -€3,439
Receivables within one year +€60
Deferred charges and accrued income +€797
Trade debts +€361
Tax, wage and social debts +€684
Other debts +€103
Accrued charges and deferred income -€47
Contributions, distributions and other -€1,718
Cash 2025 €8,722
Every line side by side 35 lines
Line Code 2024 2025 Change %
Total assets 20/58 €44,861 €47,283 +€2,421 +5.4%
Fixed assets 21/28 €672 €355 -€317 -47.2%
Tangible fixed assets 22/27 €672 €355 -€317 -47.2%
Furniture and vehicles 24 €672 €355 -€317 -47.2%
Current assets 29/58 €44,190 €46,928 +€2,738 +6.2%
Stocks and contracts in progress 3 €34,376 €37,815 +€3,439 +10.0%
Stocks 30/36 €34,376 €37,815 +€3,439 +10.0%
Amounts receivable within one year 40/41 €294 €234 -€60 -20.4%
Trade receivables 40 €294 €234 -€60 -20.4%
Cash at bank and in hand 54/58 €8,566 €8,722 +€156 +1.8%
Deferred charges and accrued income 490/1 €955 €158 -€797 -83.5%
Total equity and liabilities 10/49 €44,861 €47,283 +€2,421 +5.4%
Equity 10/15 €18,861 €20,181 +€1,320 +7.0%
Contributions 10/11 €13,642 €13,642 = 0.0%
Profit (loss) carried forward 14 €5,219 €6,539 +€1,320 +25.3%
Amounts payable 17/49 €26,000 €27,102 +€1,101 +4.2%
Amounts payable within one year 42/48 €25,887 €27,035 +€1,148 +4.4%
Trade debts 44 €527 €888 +€361 +68.6%
Suppliers 440/4 €527 €888 +€361 +68.6%
Taxes, remuneration and social security 45 €635 €1,319 +€684 +107.7%
Taxes 450/3 €635 €1,150 +€515 +81.1%
Remuneration and social security 454/9 - €169 +€169
Other amounts payable 47/48 €24,725 €24,827 +€103 +0.4%
Accrued charges and deferred income 492/3 €114 €67 -€47 -41.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €230 €317 +€86 +37.5%
Other operating charges 640/8 €315 €315 = 0.0%
Gross operating margin 9900 €1,414 €2,468 +€1,054 +74.5%
Operating profit (loss) 9901 €869 €1,836 +€968 +111.4%
Financial income 75/76B €1,034 €1,264 +€230 +22.3%
Recurring financial income 75 €1,034 €1,264 +€230 +22.3%
Financial charges 65/66B €60 €62 +€2 +2.9%
Recurring financial charges 65 €60 €62 +€2 +2.9%
Profit (loss) for the period before taxes 9903 €1,842 €3,038 +€1,196 +64.9%
Profit (loss) for the period 9904 €1,842 €3,038 +€1,196 +64.9%
Profit (loss) for the period to be appropriated 9905 €1,842 €3,038 +€1,196 +64.9%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.