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HEFREMA: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

HEFREMA

BE 0472.962.793
NACE 68.310, Real estate agency activities
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€62,276
2024 · -€12,900-€49,376
Equity
€704,545
2024 · €766,822-€62,276
Cash
€10,621
2024 · €52,844-€42,224
Balance sheet total
€1.7m
2024 · €1.8m-€96,502

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€69,224

    down €69,224 (-6.1%), from €1.1m to €1.1m

    of which Land and buildings: -€54,443

  • Cash -€42,224

    down €42,224 (-79.9%), from €52,844 to €10,621

    mainly Net result for the year (-€62,276) and Receivables within one year (-€15,546)

Equity and liabilities
  • Profit (loss) carried forward -€57,743

    down €57,743 (-30.2%), from -€191,355 to -€249,097

Income statement
  • Financial income -€52,361

    down €52,361 (-100.0%), from €52,364 to €3

    of which Non-recurring financial income: -€52,364

  • Financial charges -€2,774

    down €2,774 (-14.0%), from €19,751 to €16,978

  • Other operating charges -€1,851

    down €1,851 (-23.4%), from €7,899 to €6,048

  • Depreciation +€1,236

    up €1,236 (+1.5%), from €83,301 to €84,538

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€12,900
Gross operating margin -€403
Depreciation -€1,236
Other operating charges +€1,851
Financial income -€52,361
Financial charges +€2,774
Result 2025 -€62,276

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€11,631
Investment -€15,314
Financing -€15,279
Cash 2024 €52,844
Net result for the year -€62,276
Depreciation +€84,538
Receivables after one year +€600
Receivables within one year -€15,546
Provisions -€1,511
Trade debts -€2,762
Other debts -€11,900
Accrued charges and deferred income -€2,773
Investment in fixed assets (net) -€15,314
Debts after one year -€15,279
Cash 2025 €10,621
Every line side by side 48 lines
Line Code 2024 2025 Change %
Total assets 20/58 €1,777,225 €1,680,723 -€96,502 -5.4%
Fixed assets 21/28 €1,625,526 €1,556,302 -€69,224 -4.3%
Tangible fixed assets 22/27 €1,143,635 €1,074,411 -€69,224 -6.1%
Land and buildings 22 €1,010,914 €956,471 -€54,443 -5.4%
Other tangible fixed assets 26 €132,721 €117,939 -€14,781 -11.1%
Financial fixed assets 28 €481,891 €481,891 = 0.0%
Current assets 29/58 €151,699 €124,421 -€27,278 -18.0%
Amounts receivable after more than one year 29 €600 €0 -€600 -100.0%
Other amounts receivable 291 €600 €0 -€600 -100.0%
Amounts receivable within one year 40/41 €98,254 €113,800 +€15,546 +15.8%
Trade receivables 40 €54 €0 -€54 -100.0%
Other amounts receivable 41 €98,200 €113,800 +€15,600 +15.9%
Cash at bank and in hand 54/58 €52,844 €10,621 -€42,224 -79.9%
Total equity and liabilities 10/49 €1,777,225 €1,680,723 -€96,502 -5.4%
Equity 10/15 €766,822 €704,545 -€62,276 -8.1%
Contributions 10/11 €844,249 €844,249 = 0.0%
Capital 10 €844,249 €844,249 = 0.0%
Issued capital 100 €844,249 €844,249 = 0.0%
Reserves 13 €113,928 €109,394 -€4,534 -4.0%
Non-distributable reserves 130/1 €17,900 €17,900 = 0.0%
Legal reserve 130 €17,900 €17,900 = 0.0%
Tax-exempt reserves 132 €60,935 €56,401 -€4,534 -7.4%
Distributable reserves 133 €35,093 €35,093 = 0.0%
Profit (loss) carried forward 14 -€191,355 -€249,097 -€57,743 -30.2%
Provisions and deferred taxes 16 €20,312 €18,800 -€1,511 -7.4%
Deferred taxes 168 €20,312 €18,800 -€1,511 -7.4%
Amounts payable 17/49 €990,092 €957,377 -€32,715 -3.3%
Amounts payable after more than one year 17 €843,249 €827,970 -€15,279 -1.8%
Financial debts 170/4 €843,249 €827,970 -€15,279 -1.8%
Amounts payable within one year 42/48 €127,121 €112,459 -€14,662 -11.5%
Trade debts 44 €9,324 €6,562 -€2,762 -29.6%
Suppliers 440/4 €9,324 €6,562 -€2,762 -29.6%
Other amounts payable 47/48 €117,797 €105,897 -€11,900 -10.1%
Accrued charges and deferred income 492/3 €19,721 €16,948 -€2,773 -14.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €83,301 €84,538 +€1,236 +1.5%
Other operating charges 640/8 €7,899 €6,048 -€1,851 -23.4%
Gross operating margin 9900 €44,176 €43,773 -€403 -0.9%
Operating profit (loss) 9901 -€47,024 -€46,813 +€211 +0.4%
Financial income 75/76B €52,364 €3 -€52,361 -100.0%
Recurring financial income 75 €0 €3 +€3 +29900.0%
Non-recurring financial income 76B €52,364 €0 -€52,364 -100.0%
Financial charges 65/66B €19,751 €16,978 -€2,774 -14.0%
Recurring financial charges 65 €19,751 €16,978 -€2,774 -14.0%
Profit (loss) for the period before taxes 9903 -€14,412 -€63,787 -€49,376 -342.6%
Transfer from deferred taxes 780 €1,511 €1,511 = 0.0%
Profit (loss) for the period 9904 -€12,900 -€62,276 -€49,376 -382.7%
Transfer from tax-exempt reserves 789 €4,534 €4,534 = 0.0%
Profit (loss) for the period to be appropriated 9905 -€8,367 -€57,743 -€49,376 -590.1%

Source: filed annual accounts (NBB), fiscal years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.