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HD-COM: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

HD-COM

BE 0806.652.889
NACE 46.499, Wholesale of other household goods
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€2,574
2024 · €22,195-€24,769
Equity
-€50,748
2024 · -€48,174-€2,574
Cash
€3,484
2024 · €32,812-€29,328
Balance sheet total
€187,994
2024 · €165,029+€22,965

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€43,447

    up €43,447 (+49.8%), from €87,158 to €130,605

    of which Trade receivables: +€55,507

  • Cash -€29,328

    down €29,328 (-89.4%), from €32,812 to €3,484

    mainly Receivables within one year (-€43,447) and Trade debts (-€16,875)

  • Stocks and contracts +€5,807

    up €5,807 (+84.0%), from €6,911 to €12,718

  • Deferred charges and accrued income +€5,236

    up €5,236 (+38.9%), from €13,458 to €18,694

  • Tangible fixed assets -€4,775

    down €4,775 (-19.3%), from €24,690 to €19,914

    of which Furniture and vehicles: -€3,229

Equity and liabilities
  • Other debts +€33,876

    up €33,876 (+126.6%), from €26,765 to €60,641

  • Trade debts -€16,875

    down €16,875 (-55.9%), from €30,183 to €13,308

  • Tax, wage and social debts +€8,537

    up €8,537 (+27.3%), from €31,255 to €39,792

    of which Remuneration and social security: +€10,282

  • Profit (loss) carried forward -€2,574

    down €2,574 (-3.8%), from -€68,289 to -€70,863

Income statement
  • Staff costs +€24,298

    up €24,298 (+33.5%), from €72,485 to €96,784

  • Gross operating margin +€3,006

    up €3,006 (+2.5%), from €118,081 to €121,087

  • Financial charges -€1,852

    down €1,852 (-13.5%), from €13,738 to €11,885

    of which Non-recurring financial charges: -€2,739

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €22,195
Gross operating margin +€3,006
Staff costs -€24,298
Depreciation -€131
Other operating charges +€1,022
Other operating items -€5,443
Financial charges +€1,852
Taxes -€778
Result 2025 -€2,574

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€25,176
Investment -€4,152
Financing €0
Cash 2024 €32,812
Net result for the year -€2,574
Depreciation +€6,349
Stocks and contracts -€5,807
Receivables within one year -€43,447
Deferred charges and accrued income -€5,236
Trade debts -€16,875
Tax, wage and social debts +€8,537
Other debts +€33,876
Investment in fixed assets (net) -€4,152
Cash 2025 €3,484
Every line side by side 45 lines
Line Code 2024 2025 Change %
Total assets 20/58 €165,029 €187,994 +€22,965 +13.9%
Fixed assets 21/28 €24,690 €22,492 -€2,197 -8.9%
Intangible fixed assets 21 - €2,578 +€2,578
Tangible fixed assets 22/27 €24,690 €19,914 -€4,775 -19.3%
Land and buildings 22 €9,403 €7,938 -€1,466 -15.6%
Plant, machinery and equipment 23 €373 €0 -€373 -100.0%
Furniture and vehicles 24 €12,963 €9,735 -€3,229 -24.9%
Other tangible fixed assets 26 €1,950 €2,242 +€292 +15.0%
Current assets 29/58 €140,339 €165,501 +€25,162 +17.9%
Stocks and contracts in progress 3 €6,911 €12,718 +€5,807 +84.0%
Stocks 30/36 €6,911 €12,718 +€5,807 +84.0%
Amounts receivable within one year 40/41 €87,158 €130,605 +€43,447 +49.8%
Trade receivables 40 €71,008 €126,515 +€55,507 +78.2%
Other amounts receivable 41 €16,150 €4,090 -€12,060 -74.7%
Cash at bank and in hand 54/58 €32,812 €3,484 -€29,328 -89.4%
Deferred charges and accrued income 490/1 €13,458 €18,694 +€5,236 +38.9%
Total equity and liabilities 10/49 €165,029 €187,994 +€22,965 +13.9%
Equity 10/15 -€48,174 -€50,748 -€2,574 -5.3%
Contributions 10/11 €18,600 €18,600 = 0.0%
Reserves 13 €1,515 €1,515 = 0.0%
Distributable reserves 133 €1,515 €1,515 = 0.0%
Profit (loss) carried forward 14 -€68,289 -€70,863 -€2,574 -3.8%
Amounts payable 17/49 €213,203 €238,741 +€25,538 +12.0%
Amounts payable within one year 42/48 €213,203 €238,741 +€25,538 +12.0%
Financial debts 43 €125,000 €125,000 = 0.0%
Credit institutions 430/8 €125,000 €125,000 = 0.0%
Trade debts 44 €30,183 €13,308 -€16,875 -55.9%
Suppliers 440/4 €30,183 €13,308 -€16,875 -55.9%
Taxes, remuneration and social security 45 €31,255 €39,792 +€8,537 +27.3%
Taxes 450/3 €29,034 €27,289 -€1,745 -6.0%
Remuneration and social security 454/9 €2,221 €12,503 +€10,282 +463.0%
Other amounts payable 47/48 €26,765 €60,641 +€33,876 +126.6%
Remuneration, social security and pensions 62 €72,485 €96,784 +€24,298 +33.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €6,219 €6,349 +€131 +2.1%
Other operating charges 640/8 €2,120 €1,098 -€1,022 -48.2%
Non-recurring operating charges 66A - €5,443 +€5,443
Gross operating margin 9900 €118,081 €121,087 +€3,006 +2.5%
Operating profit (loss) 9901 €37,257 €11,413 -€25,844 -69.4%
Financial charges 65/66B €13,738 €11,885 -€1,852 -13.5%
Recurring financial charges 65 €10,998 €11,885 +€887 +8.1%
Non-recurring financial charges 66B €2,739 - -€2,739
Profit (loss) for the period before taxes 9903 €23,519 -€472 -€23,991
Income taxes 67/77 €1,324 €2,102 +€778 +58.8%
Profit (loss) for the period 9904 €22,195 -€2,574 -€24,769
Profit (loss) for the period to be appropriated 9905 €22,195 -€2,574 -€24,769

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.