Havenlofts Gent: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Havenlofts Gent
Largest movements
- Receivables within one year -€1,577
down €1,577 (-1.6%), from €96,702 to €95,125
of which Other amounts receivable: -€1,577
- Tax, wage and social debts -€1,019
down €1,019 (-100%), from €1,019 to €0
- Gross operating margin +€4,846
up €4,846 (+73.4%), from -€6,598 to -€1,752
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €96,806 | €95,129 | -€1,677 | -1.7% |
| Current assets | 29/58 | €96,806 | €95,129 | -€1,677 | -1.7% |
| Amounts receivable within one year | 40/41 | €96,702 | €95,125 | -€1,577 | -1.6% |
| Trade receivables | 40 | €11,396 | €11,396 | = | 0.0% |
| Other amounts receivable | 41 | €85,306 | €83,729 | -€1,577 | -1.8% |
| Cash at bank and in hand | 54/58 | €104 | €4 | -€100 | -96.2% |
| Total equity and liabilities | 10/49 | €96,806 | €95,129 | -€1,677 | -1.7% |
| Equity | 10/15 | €95,787 | €95,129 | -€658 | -0.7% |
| Contributions | 10/11 | €61,500 | €61,500 | = | 0.0% |
| Capital | 10 | €61,500 | €61,500 | = | 0.0% |
| Issued capital | 100 | €61,500 | €61,500 | = | 0.0% |
| Reserves | 13 | €34,287 | €33,629 | -€658 | -1.9% |
| Non-distributable reserves | 130/1 | €2,500 | €2,500 | = | 0.0% |
| Legal reserve | 130 | €2,500 | €2,500 | = | 0.0% |
| Distributable reserves | 133 | €31,787 | €31,129 | -€658 | -2.1% |
| Amounts payable | 17/49 | €1,019 | €0 | -€1,019 | -100% |
| Amounts payable within one year | 42/48 | €1,019 | €0 | -€1,019 | -100% |
| Taxes, remuneration and social security | 45 | €1,019 | €0 | -€1,019 | -100% |
| Taxes | 450/3 | €1,019 | €0 | -€1,019 | -100% |
| Other operating charges | 640/8 | €141 | €144 | +€4 | +2.6% |
| Gross operating margin | 9900 | -€6,598 | -€1,752 | +€4,846 | +73.4% |
| Operating profit (loss) | 9901 | -€6,739 | -€1,896 | +€4,843 | +71.9% |
| Financial income | 75/76B | €1,722 | €1,674 | -€48 | -2.8% |
| Recurring financial income | 75 | €1,722 | €1,674 | -€48 | -2.8% |
| Non-recurring financial income | 76B | €0 | - | = | |
| Financial charges | 65/66B | €481 | €435 | -€46 | -9.5% |
| Recurring financial charges | 65 | €481 | €435 | -€46 | -9.5% |
| Profit (loss) for the period before taxes | 9903 | -€5,499 | -€658 | +€4,841 | +88.0% |
| Income taxes | 67/77 | €0 | - | = | |
| Profit (loss) for the period | 9904 | -€5,499 | -€658 | +€4,841 | +88.0% |
| Profit (loss) for the period to be appropriated | 9905 | -€5,499 | -€658 | +€4,841 | +88.0% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 October 2026 via checked.be.