HAVADA AUTO'S: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
HAVADA AUTO'S
Largest movements
- Receivables within one year -€25,127
down €25,127 (-79.8%), from €31,500 to €6,373
- Deferred charges and accrued income -€1,645
down €1,645 (-50.6%), from €3,253 to €1,608
- Cash -€1,033
down €1,033 (-6.4%), from €16,034 to €15,002
mainly Trade debts (-€37,512) and Net result for the year (-€20,719)
- Other debts +€47,400
up €47,400 (+1,525%), from €3,107 to €50,507
- Trade debts -€37,512
down €37,512 (-96.1%), from €39,033 to €1,521
- Profit (loss) carried forward -€20,719
down €20,719 (-20.1%), from -€102,836 to -€123,555
- Current portion of long-term debt -€12,212
down €12,212 (-26.0%), from €47,017 to €34,806
- Tax, wage and social debts -€4,214
down €4,214 (-75.2%), from €5,601 to €1,387
- Gross operating margin +€2,922
up €2,922 (+16.3%), from -€17,875 to -€14,953
- Financial charges -€1,934
down €1,934 (-40.3%), from €4,802 to €2,868
- Other operating charges -€1,318
down €1,318 (-35.7%), from €3,697 to €2,379
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €76,922 | €49,665 | -€27,257 | -35.4% |
| Fixed assets | 21/28 | €720 | €502 | -€218 | -30.3% |
| Tangible fixed assets | 22/27 | €720 | €502 | -€218 | -30.3% |
| Plant, machinery and equipment | 23 | €720 | €502 | -€218 | -30.3% |
| Current assets | 29/58 | €76,202 | €49,163 | -€27,039 | -35.5% |
| Stocks and contracts in progress | 3 | €25,414 | €26,180 | +€766 | +3.0% |
| Stocks | 30/36 | €25,414 | €26,180 | +€766 | +3.0% |
| Amounts receivable within one year | 40/41 | €31,500 | €6,373 | -€25,127 | -79.8% |
| Trade receivables | 40 | €31,500 | €6,373 | -€25,127 | -79.8% |
| Cash at bank and in hand | 54/58 | €16,034 | €15,002 | -€1,033 | -6.4% |
| Deferred charges and accrued income | 490/1 | €3,253 | €1,608 | -€1,645 | -50.6% |
| Total equity and liabilities | 10/49 | €76,922 | €49,665 | -€27,257 | -35.4% |
| Equity | 10/15 | -€77,836 | -€98,555 | -€20,719 | -26.6% |
| Contributions | 10/11 | €25,000 | €25,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€102,836 | -€123,555 | -€20,719 | -20.1% |
| Amounts payable | 17/49 | €154,758 | €148,220 | -€6,538 | -4.2% |
| Amounts payable after more than one year | 17 | €60,000 | €60,000 | = | 0.0% |
| Financial debts | 170/4 | €60,000 | €60,000 | = | 0.0% |
| Amounts payable within one year | 42/48 | €94,758 | €88,220 | -€6,538 | -6.9% |
| Current portion of amounts payable after more than one year | 42 | €47,017 | €34,806 | -€12,212 | -26.0% |
| Trade debts | 44 | €39,033 | €1,521 | -€37,512 | -96.1% |
| Suppliers | 440/4 | €39,033 | €1,521 | -€37,512 | -96.1% |
| Taxes, remuneration and social security | 45 | €5,601 | €1,387 | -€4,214 | -75.2% |
| Taxes | 450/3 | €5,601 | €1,387 | -€4,214 | -75.2% |
| Other amounts payable | 47/48 | €3,107 | €50,507 | +€47,400 | +1,525% |
| Non-recurring operating income | 76A | €19,319 | - | -€19,319 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €218 | €218 | = | 0.0% |
| Other operating charges | 640/8 | €3,697 | €2,379 | -€1,318 | -35.7% |
| Non-recurring operating charges | 66A | €800 | €300 | -€500 | -62.5% |
| Gross operating margin | 9900 | -€17,875 | -€14,953 | +€2,922 | +16.3% |
| Operating profit (loss) | 9901 | -€22,591 | -€17,850 | +€4,740 | +21.0% |
| Financial income | 75/76B | €9 | - | -€9 | |
| Recurring financial income | 75 | €9 | - | -€9 | |
| Financial charges | 65/66B | €4,802 | €2,868 | -€1,934 | -40.3% |
| Recurring financial charges | 65 | €4,802 | €2,868 | -€1,934 | -40.3% |
| Profit (loss) for the period before taxes | 9903 | -€27,384 | -€20,719 | +€6,665 | +24.3% |
| Profit (loss) for the period | 9904 | -€27,384 | -€20,719 | +€6,665 | +24.3% |
| Profit (loss) for the period to be appropriated | 9905 | -€27,384 | -€20,719 | +€6,665 | +24.3% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 27 October 2026 via checked.be.