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Harmony: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

Harmony

BE 0541.626.026
NACE 55.203, Holiday cottages, homes and apartments
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€8,315
2024 · -€4,941-€3,374
Equity
-€169,254
2024 · -€160,939-€8,315
Cash
€18,990
2024 · €13+€18,977
Balance sheet total
€204,921
2024 · €153,815+€51,106

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets +€33,960

    up €33,960 (+22.8%), from €149,123 to €183,083

    of which Other tangible fixed assets: +€36,540

  • Cash +€18,977

    up €18,977 (+142900.5%), from €13 to €18,990

    mainly Trade debts (+€65,325) and Depreciation (+€47,224)

  • Receivables within one year -€2,937

    down €2,937 (-97.8%), from €3,004 to €67

    of which Trade receivables: -€1,803

Equity and liabilities
  • Trade debts +€65,325

    up €65,325 (+1564.5%), from €4,175 to €69,500

  • Debts after one year -€10,013

    down €10,013 (-5.8%), from €173,363 to €163,350

  • Profit (loss) carried forward -€8,315

    down €8,315 (-4.6%), from -€179,489 to -€187,804

  • Other debts +€8,016

    up €8,016 (+6.6%), from €120,937 to €128,953

  • Advances received -€5,966

    down €5,966 (-41.1%), from €14,506 to €8,540

Income statement
  • Gross operating margin +€20,388

    up €20,388 (+40.5%), from €50,396 to €70,784

  • Staff costs +€17,037

    up €17,037 (+136.2%), from €12,512 to €29,549

  • Depreciation +€6,808

    up €6,808 (+16.8%), from €40,415 to €47,224

  • Other operating charges -€931

    down €931 (-62.5%), from €1,490 to €559

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€4,941
Gross operating margin +€20,388
Staff costs -€17,037
Depreciation -€6,808
Other operating charges +€931
Financial charges -€531
Taxes -€317
Result 2025 -€8,315

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€110,173
Investment -€81,184
Financing -€10,013
Cash 2024 €13
Net result for the year -€8,315
Depreciation +€47,224
Receivables within one year +€2,937
Deferred charges and accrued income -€1,106
Trade debts +€65,325
Tax, wage and social debts +€2,059
Advances received -€5,966
Other debts +€8,016
Investment in fixed assets (net) -€81,184
Debts after one year -€10,013
Contributions, distributions and other -€0
Cash 2025 €18,990
Every line side by side 41 lines
Line Code 2024 2025 Change %
Total assets 20/58 €153,815 €204,921 +€51,106 +33.2%
Fixed assets 21/28 €150,798 €184,758 +€33,960 +22.5%
Tangible fixed assets 22/27 €149,123 €183,083 +€33,960 +22.8%
Plant, machinery and equipment 23 €8,699 €11,255 +€2,556 +29.4%
Furniture and vehicles 24 €5,137 - -€5,137
Other tangible fixed assets 26 €135,288 €171,828 +€36,540 +27.0%
Financial fixed assets 28 €1,675 €1,675 = 0.0%
Current assets 29/58 €3,017 €20,163 +€17,146 +568.3%
Amounts receivable within one year 40/41 €3,004 €67 -€2,937 -97.8%
Trade receivables 40 €1,803 €0 -€1,803 -100.0%
Other amounts receivable 41 €1,201 €67 -€1,134 -94.4%
Cash at bank and in hand 54/58 €13 €18,990 +€18,977 +142900.5%
Deferred charges and accrued income 490/1 - €1,106 +€1,106
Total equity and liabilities 10/49 €153,815 €204,921 +€51,106 +33.2%
Equity 10/15 -€160,939 -€169,254 -€8,315 -5.2%
Contributions 10/11 €18,550 €18,550 = 0.0%
Capital 10 €18,550 - -€18,550
Issued capital 100 €18,550 - -€18,550
Profit (loss) carried forward 14 -€179,489 -€187,804 -€8,315 -4.6%
Amounts payable 17/49 €314,754 €374,175 +€59,421 +18.9%
Amounts payable after more than one year 17 €173,363 €163,350 -€10,013 -5.8%
Financial debts 170/4 €173,363 €163,350 -€10,013 -5.8%
Amounts payable within one year 42/48 €141,391 €210,825 +€69,434 +49.1%
Trade debts 44 €4,175 €69,500 +€65,325 +1564.5%
Suppliers 440/4 €4,175 €69,500 +€65,325 +1564.5%
Advances received on contracts in progress 46 €14,506 €8,540 -€5,966 -41.1%
Taxes, remuneration and social security 45 €1,773 €3,833 +€2,059 +116.1%
Taxes 450/3 - €1,595 +€1,595
Remuneration and social security 454/9 €1,773 €2,237 +€464 +26.2%
Other amounts payable 47/48 €120,937 €128,953 +€8,016 +6.6%
Remuneration, social security and pensions 62 €12,512 €29,549 +€17,037 +136.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €40,415 €47,224 +€6,808 +16.8%
Other operating charges 640/8 €1,490 €559 -€931 -62.5%
Gross operating margin 9900 €50,396 €70,784 +€20,388 +40.5%
Operating profit (loss) 9901 -€4,022 -€6,548 -€2,526 -62.8%
Financial charges 65/66B €919 €1,450 +€531 +57.8%
Recurring financial charges 65 €919 €1,450 +€531 +57.8%
Profit (loss) for the period before taxes 9903 -€4,941 -€7,998 -€3,057 -61.9%
Income taxes 67/77 - €317 +€317
Profit (loss) for the period 9904 -€4,941 -€8,315 -€3,374 -68.3%
Profit (loss) for the period to be appropriated 9905 -€4,941 -€8,315 -€3,374 -68.3%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.