Harmonia Solutions: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Harmonia Solutions
Largest movements
- Receivables within one year +€28,892
up €28,892 (+97.2%), from €29,721 to €58,613
of which Other amounts receivable: +€26,852
- Current investments +€17,218
up €17,218 (+46.5%), from €37,048 to €54,267
- Cash -€10,436
down €10,436 (-81.4%), from €12,815 to €2,378
mainly Receivables within one year (-€28,892) and Current investments (-€17,218)
- Tangible fixed assets -€1,516
down €1,516 (-43.3%), from €3,501 to €1,984
- Profit (loss) carried forward +€34,089
up €34,089 (+55.8%), from €61,114 to €95,203
- Gross operating margin -€1,379
down €1,379 (-3.1%), from €44,970 to €43,591
- Financial income +€1,094
up €1,094 (+114%), from €959 to €2,053
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €83,084 | €117,243 | +€34,158 | +41.1% |
| Fixed assets | 21/28 | €3,501 | €1,984 | -€1,516 | -43.3% |
| Tangible fixed assets | 22/27 | €3,501 | €1,984 | -€1,516 | -43.3% |
| Furniture and vehicles | 24 | €3,501 | €1,984 | -€1,516 | -43.3% |
| Current assets | 29/58 | €79,584 | €115,258 | +€35,675 | +44.8% |
| Amounts receivable within one year | 40/41 | €29,721 | €58,613 | +€28,892 | +97.2% |
| Trade receivables | 40 | €8,700 | €10,740 | +€2,040 | +23.4% |
| Other amounts receivable | 41 | €21,021 | €47,873 | +€26,852 | +128% |
| Current investments | 50/53 | €37,048 | €54,267 | +€17,218 | +46.5% |
| Cash at bank and in hand | 54/58 | €12,815 | €2,378 | -€10,436 | -81.4% |
| Total equity and liabilities | 10/49 | €83,084 | €117,243 | +€34,158 | +41.1% |
| Equity | 10/15 | €65,114 | €99,203 | +€34,089 | +52.4% |
| Contributions | 10/11 | €4,000 | €4,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €61,114 | €95,203 | +€34,089 | +55.8% |
| Amounts payable | 17/49 | €17,970 | €18,039 | +€69 | +0.4% |
| Amounts payable within one year | 42/48 | €17,970 | €18,039 | +€69 | +0.4% |
| Financial debts | 43 | €82 | €0 | -€82 | -100% |
| Credit institutions | 430/8 | €82 | €0 | -€82 | -100% |
| Trade debts | 44 | €389 | €1,390 | +€1,001 | +257% |
| Suppliers | 440/4 | €389 | €1,390 | +€1,001 | +257% |
| Taxes, remuneration and social security | 45 | €17,500 | €16,650 | -€850 | -4.9% |
| Taxes | 450/3 | €17,500 | €16,650 | -€850 | -4.9% |
| Remuneration and social security | 454/9 | €0 | - | = | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,554 | €1,516 | -€38 | -2.4% |
| Other operating charges | 640/8 | €64 | €400 | +€336 | +527% |
| Gross operating margin | 9900 | €44,970 | €43,591 | -€1,379 | -3.1% |
| Operating profit (loss) | 9901 | €43,351 | €41,675 | -€1,677 | -3.9% |
| Financial income | 75/76B | €959 | €2,053 | +€1,094 | +114% |
| Recurring financial income | 75 | €959 | €2,053 | +€1,094 | +114% |
| Financial charges | 65/66B | €198 | €246 | +€48 | +24.0% |
| Recurring financial charges | 65 | €198 | €246 | +€48 | +24.0% |
| Profit (loss) for the period before taxes | 9903 | €44,112 | €43,481 | -€631 | -1.4% |
| Income taxes | 67/77 | €9,584 | €9,392 | -€191 | -2.0% |
| Profit (loss) for the period | 9904 | €34,528 | €34,089 | -€439 | -1.3% |
| Profit (loss) for the period to be appropriated | 9905 | €34,528 | €34,089 | -€439 | -1.3% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 October 2026 via checked.be.