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HARCO: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

HARCO

BE 0872.046.727
NACE 43.341, Painting of buildings
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€5,179
2024 · €2,472-€7,652
Equity
-€1,088
2024 · €4,092-€5,179
Cash
€6,379
2024 · €3,624+€2,754
Balance sheet total
€14,609
2024 · €21,468-€6,858

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€8,343

    down €8,343 (-54.0%), from €15,442 to €7,099

    of which Trade receivables: -€9,743

  • Cash +€2,754

    up €2,754 (+76.0%), from €3,624 to €6,379

    mainly Receivables within one year (+€8,343) and Depreciation (+€1,151)

  • Tangible fixed assets -€1,151

    down €1,151 (-90.9%), from €1,266 to €116

Equity and liabilities
  • Profit (loss) carried forward -€5,179

    down €5,179 (-101.4%), from -€5,108 to -€10,288

  • Trade debts -€960

    down €960 (-6.7%), from €14,389 to €13,429

  • Tax, wage and social debts -€719

    down €719 (-24.1%), from €2,987 to €2,268

Income statement
  • Gross operating margin -€12,903

    down €12,903, from €10,768 to -€2,136

  • Depreciation -€3,033

    down €3,033 (-72.5%), from €4,183 to €1,151

  • Taxes -€1,445

    down €1,445 (-80.5%), from €1,794 to €350

  • Other operating charges -€674

    down €674 (-30.3%), from €2,226 to €1,552

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €2,472
Gross operating margin -€12,903
Depreciation +€3,033
Other operating charges +€674
Financial income -€0
Financial charges +€100
Taxes +€1,445
Result 2025 -€5,179

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€2,754
Investment €0
Financing €0
Cash 2024 €3,624
Net result for the year -€5,179
Depreciation +€1,151
Receivables within one year +€8,343
Deferred charges and accrued income +€119
Trade debts -€960
Tax, wage and social debts -€719
Cash 2025 €6,379
Every line side by side 34 lines
Line Code 2024 2025 Change %
Total assets 20/58 €21,468 €14,609 -€6,858 -31.9%
Fixed assets 21/28 €1,266 €116 -€1,151 -90.9%
Tangible fixed assets 22/27 €1,266 €116 -€1,151 -90.9%
Land and buildings 22 €241 €0 -€241 -100.0%
Plant, machinery and equipment 23 €533 €0 -€533 -100.0%
Furniture and vehicles 24 €492 €116 -€377 -76.5%
Current assets 29/58 €20,201 €14,494 -€5,708 -28.3%
Amounts receivable within one year 40/41 €15,442 €7,099 -€8,343 -54.0%
Trade receivables 40 €12,153 €2,411 -€9,743 -80.2%
Other amounts receivable 41 €3,288 €4,688 +€1,400 +42.6%
Cash at bank and in hand 54/58 €3,624 €6,379 +€2,754 +76.0%
Deferred charges and accrued income 490/1 €1,135 €1,016 -€119 -10.5%
Total equity and liabilities 10/49 €21,468 €14,609 -€6,858 -31.9%
Equity 10/15 €4,092 -€1,088 -€5,179
Contributions 10/11 €9,200 €9,200 = 0.0%
Profit (loss) carried forward 14 -€5,108 -€10,288 -€5,179 -101.4%
Amounts payable 17/49 €17,376 €15,697 -€1,679 -9.7%
Amounts payable within one year 42/48 €17,376 €15,697 -€1,679 -9.7%
Trade debts 44 €14,389 €13,429 -€960 -6.7%
Suppliers 440/4 €14,389 €13,429 -€960 -6.7%
Taxes, remuneration and social security 45 €2,987 €2,268 -€719 -24.1%
Taxes 450/3 €2,987 €2,268 -€719 -24.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €4,183 €1,151 -€3,033 -72.5%
Other operating charges 640/8 €2,226 €1,552 -€674 -30.3%
Gross operating margin 9900 €10,768 -€2,136 -€12,903
Operating profit (loss) 9901 €4,359 -€4,838 -€9,196
Financial income 75/76B €8 €8 -€0 -5.0%
Recurring financial income 75 €8 €8 -€0 -5.0%
Financial charges 65/66B €100 €0 -€100 -100.0%
Recurring financial charges 65 €100 €0 -€100 -100.0%
Profit (loss) for the period before taxes 9903 €4,267 -€4,830 -€9,096
Income taxes 67/77 €1,794 €350 -€1,445 -80.5%
Profit (loss) for the period 9904 €2,472 -€5,179 -€7,652
Profit (loss) for the period to be appropriated 9905 €2,472 -€5,179 -€7,652

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.