Haouari Consult: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Haouari Consult
Largest movements
- Cash +€1,113
up €1,113 (+36.7%), from €3,028 to €4,141
mainly Net result for the year (+€1,392) and Tax, wage and social debts (+€697)
- Receivables within one year +€741
up €741 (+67.4%), from €1,100 to €1,841
of which Other amounts receivable: +€1,841
- Tangible fixed assets -€343
down €343 (-35.2%), from €973 to €630
- Profit (loss) carried forward +€1,392
up €1,392 (+87.7%), from €1,587 to €2,979
- Tax, wage and social debts +€697
new in 2025: €697
- Other debts -€439
no longer reported in 2025 (was €439)
- Trade debts -€75
no longer reported in 2025 (was €75)
- Turnover -€7,262
no longer reported in 2025 (was €7,262)
- Purchases and services -€5,334
no longer reported in 2025 (was €5,334)
- Gross operating margin +€1,500
up €1,500 (+77.8%), from €1,928 to €3,428
- Taxes +€1,119
new in 2025: €1,119
- Other operating charges +€419
up €419 (+232%), from €181 to €600
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €5,101 | €6,676 | +€1,575 | +30.9% |
| Fixed assets | 21/28 | €973 | €630 | -€343 | -35.2% |
| Tangible fixed assets | 22/27 | €973 | €630 | -€343 | -35.2% |
| Furniture and vehicles | 24 | €973 | €630 | -€343 | -35.2% |
| Current assets | 29/58 | €4,128 | €6,046 | +€1,918 | +46.5% |
| Amounts receivable within one year | 40/41 | €1,100 | €1,841 | +€741 | +67.4% |
| Trade receivables | 40 | €1,100 | - | -€1,100 | |
| Other amounts receivable | 41 | - | €1,841 | +€1,841 | |
| Cash at bank and in hand | 54/58 | €3,028 | €4,141 | +€1,113 | +36.7% |
| Deferred charges and accrued income | 490/1 | - | €65 | +€65 | |
| Total equity and liabilities | 10/49 | €5,101 | €6,676 | +€1,575 | +30.9% |
| Equity | 10/15 | €4,587 | €5,979 | +€1,392 | +30.3% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €1,587 | €2,979 | +€1,392 | +87.7% |
| Amounts payable | 17/49 | €514 | €697 | +€183 | +35.7% |
| Amounts payable within one year | 42/48 | €514 | €697 | +€183 | +35.7% |
| Trade debts | 44 | €75 | - | -€75 | |
| Suppliers | 440/4 | €75 | - | -€75 | |
| Taxes, remuneration and social security | 45 | - | €697 | +€697 | |
| Taxes | 450/3 | - | €697 | +€697 | |
| Other amounts payable | 47/48 | €439 | - | -€439 | |
| Turnover | 70 | €7,262 | - | -€7,262 | |
| Goods, raw materials, services and sundry goods | 60/61 | €5,334 | - | -€5,334 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €55 | €343 | +€288 | +523% |
| Other operating charges | 640/8 | €181 | €600 | +€419 | +232% |
| Gross operating margin | 9900 | €1,928 | €3,428 | +€1,500 | +77.8% |
| Operating profit (loss) | 9901 | €1,692 | €2,485 | +€793 | +46.9% |
| Financial income | 75/76B | - | €80 | +€80 | |
| Recurring financial income | 75 | - | €80 | +€80 | |
| Financial charges | 65/66B | €105 | €54 | -€51 | -48.6% |
| Recurring financial charges | 65 | €105 | €54 | -€51 | -48.6% |
| Profit (loss) for the period before taxes | 9903 | €1,587 | €2,511 | +€924 | +58.2% |
| Income taxes | 67/77 | - | €1,119 | +€1,119 | |
| Profit (loss) for the period | 9904 | €1,587 | €1,392 | -€195 | -12.3% |
| Profit (loss) for the period to be appropriated | 9905 | €1,587 | €1,392 | -€195 | -12.3% |
Source: filed annual accounts (NBB), financial years ended 30 November 2024 and 30 November 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 October 2026 via checked.be.