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HAM Holding: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

HAM Holding

BE 0805.800.378
NACE 64.210, Activities of holding companies
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€3,218
2024 · -€1,446-€1,772
Equity
€195,336
2024 · €198,554-€3,218
Cash
€358
2024 · €1,041-€683
Balance sheet total
€311,886
2024 · €316,603-€4,717

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€6,624

    down €6,624 (-71.0%), from €9,333 to €2,710

    of which Trade receivables: -€9,304

Equity and liabilities
  • Trade debts -€7,689

    no longer reported in 2025 (was €7,689)

  • Other debts +€6,190

    up €6,190 (+5.6%), from €110,360 to €116,550

  • Profit (loss) carried forward -€3,218

    down €3,218 (-222.5%), from -€1,446 to -€4,664

Income statement
  • Gross operating margin -€3,763

    down €3,763, from €3,360 to -€403

  • Financial charges -€3,101

    down €3,101 (-92.7%), from €3,346 to €245

  • Depreciation +€1,109

    up €1,109 (+76.0%), from €1,460 to €2,570

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€1,446
Gross operating margin -€3,763
Depreciation -€1,109
Financial charges +€3,101
Result 2025 -€3,218

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€4,476
Investment -€5,159
Financing €0
Cash 2024 €1,041
Net result for the year -€3,218
Depreciation +€2,570
Receivables within one year +€6,624
Trade debts -€7,689
Other debts +€6,190
Investment in fixed assets (net) -€5,159
Cash 2025 €358
Every line side by side 26 lines
Line Code 2024 2025 Change %
Total assets 20/58 €316,603 €311,886 -€4,717 -1.5%
Formation expenses 20 €6,229 €8,818 +€2,590 +41.6%
Fixed assets 21/28 €300,000 €300,000 = 0.0%
Financial fixed assets 28 €300,000 €300,000 = 0.0%
Current assets 29/58 €10,374 €3,067 -€7,307 -70.4%
Amounts receivable within one year 40/41 €9,333 €2,710 -€6,624 -71.0%
Trade receivables 40 €9,304 - -€9,304
Other amounts receivable 41 €29 €2,710 +€2,680 +9116.9%
Cash at bank and in hand 54/58 €1,041 €358 -€683 -65.6%
Total equity and liabilities 10/49 €316,603 €311,886 -€4,717 -1.5%
Equity 10/15 €198,554 €195,336 -€3,218 -1.6%
Contributions 10/11 €200,000 €200,000 = 0.0%
Profit (loss) carried forward 14 -€1,446 -€4,664 -€3,218 -222.5%
Amounts payable 17/49 €118,049 €116,550 -€1,499 -1.3%
Amounts payable within one year 42/48 €118,049 €116,550 -€1,499 -1.3%
Trade debts 44 €7,689 - -€7,689
Suppliers 440/4 €7,689 - -€7,689
Other amounts payable 47/48 €110,360 €116,550 +€6,190 +5.6%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €1,460 €2,570 +€1,109 +76.0%
Gross operating margin 9900 €3,360 -€403 -€3,763
Operating profit (loss) 9901 €1,900 -€2,973 -€4,872
Financial charges 65/66B €3,346 €245 -€3,101 -92.7%
Recurring financial charges 65 €3,346 €245 -€3,101 -92.7%
Profit (loss) for the period before taxes 9903 -€1,446 -€3,218 -€1,772 -122.5%
Profit (loss) for the period 9904 -€1,446 -€3,218 -€1,772 -122.5%
Profit (loss) for the period to be appropriated 9905 -€1,446 -€3,218 -€1,772 -122.5%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.