HABVEN: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
HABVEN
Largest movements
- Current investments +€172,600
up €172,600 (+10.7%), from €1.6m to €1.8m
- Other debts +€170,950
up €170,950 (+11.2%), from €1.5m to €1.7m
- Gross operating margin -€17,817
down €17,817, from €14,462 to -€3,355
- Taxes -€5,133
down €5,133 (-46.5%), from €11,048 to €5,915
- Financial income -€1,643
down €1,643 (-1.7%), from €94,555 to €92,912
- Financial charges +€1,149
up €1,149 (+1.8%), from €63,719 to €64,868
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,644,519 | €1,832,853 | +€188,334 | +11.5% |
| Fixed assets | 21/28 | €12,500 | €12,500 | = | 0.0% |
| Tangible fixed assets | 22/27 | €12,500 | €12,500 | = | 0.0% |
| Land and buildings | 22 | €12,500 | €12,500 | = | 0.0% |
| Current assets | 29/58 | €1,632,019 | €1,820,353 | +€188,334 | +11.5% |
| Amounts receivable within one year | 40/41 | €15,394 | €31,373 | +€15,979 | +104% |
| Other amounts receivable | 41 | €15,394 | €31,373 | +€15,979 | +104% |
| Current investments | 50/53 | €1,612,000 | €1,784,600 | +€172,600 | +10.7% |
| Cash at bank and in hand | 54/58 | €4,625 | €4,261 | -€364 | -7.9% |
| Deferred charges and accrued income | 490/1 | - | €119 | +€119 | |
| Total equity and liabilities | 10/49 | €1,644,519 | €1,832,853 | +€188,334 | +11.5% |
| Equity | 10/15 | €118,759 | €136,503 | +€17,745 | +14.9% |
| Contributions | 10/11 | €150,000 | €150,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€31,241 | -€13,497 | +€17,745 | +56.8% |
| Amounts payable | 17/49 | €1,525,760 | €1,696,349 | +€170,589 | +11.2% |
| Amounts payable within one year | 42/48 | €1,520,152 | €1,691,102 | +€170,950 | +11.2% |
| Other amounts payable | 47/48 | €1,520,152 | €1,691,102 | +€170,950 | +11.2% |
| Accrued charges and deferred income | 492/3 | €5,608 | €5,247 | -€361 | -6.4% |
| Non-recurring operating income | 76A | €19,250 | €0 | -€19,250 | -100% |
| Other operating charges | 640/8 | €1,107 | €1,030 | -€78 | -7.0% |
| Gross operating margin | 9900 | €14,462 | -€3,355 | -€17,817 | |
| Operating profit (loss) | 9901 | €13,355 | -€4,384 | -€17,739 | |
| Financial income | 75/76B | €94,555 | €92,912 | -€1,643 | -1.7% |
| Recurring financial income | 75 | €94,555 | €92,912 | -€1,643 | -1.7% |
| Financial charges | 65/66B | €63,719 | €64,868 | +€1,149 | +1.8% |
| Recurring financial charges | 65 | €63,719 | €64,868 | +€1,149 | +1.8% |
| Profit (loss) for the period before taxes | 9903 | €44,191 | €23,660 | -€20,531 | -46.5% |
| Income taxes | 67/77 | €11,048 | €5,915 | -€5,133 | -46.5% |
| Profit (loss) for the period | 9904 | €33,143 | €17,745 | -€15,398 | -46.5% |
| Profit (loss) for the period to be appropriated | 9905 | €33,143 | €17,745 | -€15,398 | -46.5% |
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 October 2026 via checked.be.