HABITOUTOîT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
HABITOUTOîT
Largest movements
- Cash -€52,549
down €52,549 (-30.1%), from €174,485 to €121,936
mainly Debts after one year (-€26,784) and Other debts (-€25,000)
- Tangible fixed assets -€33,225
down €33,225 (-25.0%), from €133,143 to €99,918
of which Furniture and vehicles: -€27,077
- Current investments +€8,400
up €8,400 (+11.6%), from €72,692 to €81,091
- Receivables within one year +€7,841
up €7,841 (+29.7%), from €26,445 to €34,286
of which Trade receivables: +€9,488
- Deferred charges and accrued income -€6,135
down €6,135 (-74.0%), from €8,292 to €2,158
- Debts after one year -€26,784
down €26,784 (-44.3%), from €60,423 to €33,640
- Other debts -€25,000
down €25,000 (-37.6%), from €66,488 to €41,488
- Trade debts -€16,102
down €16,102 (-84.1%), from €19,144 to €3,042
- Tax, wage and social debts -€6,926
down €6,926 (-47.2%), from €14,690 to €7,763
of which Taxes: -€4,954
- Gross operating margin -€85,034
down €85,034 (-27.1%), from €314,300 to €229,265
- Staff costs -€63,652
down €63,652 (-24.9%), from €255,815 to €192,163
- Taxes -€4,567
down €4,567 (-82.9%), from €5,509 to €942
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €421,680 | €347,407 | -€74,272 | -17.6% |
| Fixed assets | 21/28 | €139,766 | €107,936 | -€31,830 | -22.8% |
| Tangible fixed assets | 22/27 | €133,143 | €99,918 | -€33,225 | -25.0% |
| Land and buildings | 22 | €50,589 | €47,471 | -€3,119 | -6.2% |
| Plant, machinery and equipment | 23 | €12,131 | €9,101 | -€3,029 | -25.0% |
| Furniture and vehicles | 24 | €70,423 | €43,346 | -€27,077 | -38.4% |
| Financial fixed assets | 28 | €6,623 | €8,018 | +€1,395 | +21.1% |
| Current assets | 29/58 | €281,913 | €239,471 | -€42,442 | -15.1% |
| Amounts receivable within one year | 40/41 | €26,445 | €34,286 | +€7,841 | +29.7% |
| Trade receivables | 40 | €659 | €10,148 | +€9,488 | +1,439% |
| Other amounts receivable | 41 | €25,786 | €24,138 | -€1,647 | -6.4% |
| Current investments | 50/53 | €72,692 | €81,091 | +€8,400 | +11.6% |
| Cash at bank and in hand | 54/58 | €174,485 | €121,936 | -€52,549 | -30.1% |
| Deferred charges and accrued income | 490/1 | €8,292 | €2,158 | -€6,135 | -74.0% |
| Total equity and liabilities | 10/49 | €421,680 | €347,407 | -€74,272 | -17.6% |
| Equity | 10/15 | €234,675 | €234,691 | +€16 | 0.0% |
| Contributions | 10/11 | €6,210 | €6,210 | = | 0.0% |
| Reserves | 13 | €205,286 | €205,286 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Tax-exempt reserves | 132 | €389 | €389 | = | 0.0% |
| Distributable reserves | 133 | €203,037 | €203,037 | = | 0.0% |
| Profit (loss) carried forward | 14 | €23,179 | €23,195 | +€16 | +0.1% |
| Amounts payable | 17/49 | €187,005 | €112,716 | -€74,288 | -39.7% |
| Amounts payable after more than one year | 17 | €60,423 | €33,640 | -€26,784 | -44.3% |
| Financial debts | 170/4 | €60,423 | €33,640 | -€26,784 | -44.3% |
| Amounts payable within one year | 42/48 | €126,581 | €79,077 | -€47,505 | -37.5% |
| Current portion of amounts payable after more than one year | 42 | €26,260 | €26,784 | +€524 | +2.0% |
| Trade debts | 44 | €19,144 | €3,042 | -€16,102 | -84.1% |
| Suppliers | 440/4 | €19,144 | €3,042 | -€16,102 | -84.1% |
| Taxes, remuneration and social security | 45 | €14,690 | €7,763 | -€6,926 | -47.2% |
| Taxes | 450/3 | €11,234 | €6,280 | -€4,954 | -44.1% |
| Remuneration and social security | 454/9 | €3,456 | €1,484 | -€1,972 | -57.1% |
| Other amounts payable | 47/48 | €66,488 | €41,488 | -€25,000 | -37.6% |
| Remuneration, social security and pensions | 62 | €255,815 | €192,163 | -€63,652 | -24.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €34,625 | €33,225 | -€1,400 | -4.0% |
| Other operating charges | 640/8 | €1,152 | €1,076 | -€76 | -6.6% |
| Gross operating margin | 9900 | €314,300 | €229,265 | -€85,034 | -27.1% |
| Operating profit (loss) | 9901 | €22,708 | €2,802 | -€19,906 | -87.7% |
| Financial income | 75/76B | €7 | €338 | +€330 | +4,635% |
| Recurring financial income | 75 | €7 | €338 | +€330 | +4,635% |
| Financial charges | 65/66B | €3,964 | €2,181 | -€1,783 | -45.0% |
| Recurring financial charges | 65 | €3,537 | €2,181 | -€1,356 | -38.3% |
| Non-recurring financial charges | 66B | €427 | - | -€427 | |
| Profit (loss) for the period before taxes | 9903 | €18,751 | €958 | -€17,793 | -94.9% |
| Income taxes | 67/77 | €5,509 | €942 | -€4,567 | -82.9% |
| Profit (loss) for the period | 9904 | €13,242 | €16 | -€13,226 | -99.9% |
| Profit (loss) for the period to be appropriated | 9905 | €13,242 | €16 | -€13,226 | -99.9% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 13 October 2026 via checked.be.