Habitatio: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Habitatio
Largest movements
- Stocks and contracts +€1.7m
up €1.7m (+98.9%), from €1.7m to €3.4m
- Cash +€573,071
up €573,071 (+167.3%), from €342,581 to €915,652
mainly Advances received (+€2.8m) and Trade debts (+€110,094)
- Advances received +€2.8m
up €2.8m (+199.6%), from €1.4m to €4.2m
- Other debts -€637,202
down €637,202 (-98.9%), from €644,428 to €7,226
- Trade debts +€110,094
up €110,094 (+586.4%), from €18,774 to €128,868
- Tax, wage and social debts +€53,144
up €53,144 (+116.3%), from €45,677 to €98,821
- Gross operating margin +€15,166
up €15,166 (+64.8%), from -€23,409 to -€8,244
- Financial income +€14,238
up €14,238 (+266.0%), from €5,353 to €19,591
- Financial charges +€10,874
up €10,874 (+37.3%), from €29,184 to €40,058
- Other operating charges +€2,329
up €2,329 (+484.3%), from €481 to €2,810
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €2,041,904 | €4,305,024 | +€2.3m | +110.8% |
| Fixed assets | 21/28 | €1,380 | €1,380 | = | 0.0% |
| Financial fixed assets | 28 | €1,380 | €1,380 | = | 0.0% |
| Current assets | 29/58 | €2,040,524 | €4,303,644 | +€2.3m | +110.9% |
| Stocks and contracts in progress | 3 | €1,697,790 | €3,376,177 | +€1.7m | +98.9% |
| Stocks | 30/36 | €1,697,790 | €3,376,177 | +€1.7m | +98.9% |
| Amounts receivable within one year | 40/41 | €153 | €11,424 | +€11,271 | +7364.3% |
| Trade receivables | 40 | €153 | €1,067 | +€914 | +597.2% |
| Other amounts receivable | 41 | €0 | €10,357 | +€10,357 | |
| Cash at bank and in hand | 54/58 | €342,581 | €915,652 | +€573,071 | +167.3% |
| Deferred charges and accrued income | 490/1 | - | €391 | +€391 | |
| Total equity and liabilities | 10/49 | €2,041,904 | €4,305,024 | +€2.3m | +110.8% |
| Equity | 10/15 | -€52,570 | -€84,091 | -€31,521 | -60.0% |
| Contributions | 10/11 | €9,000 | €9,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€61,570 | -€93,091 | -€31,521 | -51.2% |
| Amounts payable | 17/49 | €2,094,474 | €4,389,115 | +€2.3m | +109.6% |
| Amounts payable within one year | 42/48 | €2,094,474 | €4,386,781 | +€2.3m | +109.4% |
| Trade debts | 44 | €18,774 | €128,868 | +€110,094 | +586.4% |
| Suppliers | 440/4 | €18,774 | €128,868 | +€110,094 | +586.4% |
| Advances received on contracts in progress | 46 | €1,385,595 | €4,151,867 | +€2.8m | +199.6% |
| Taxes, remuneration and social security | 45 | €45,677 | €98,821 | +€53,144 | +116.3% |
| Taxes | 450/3 | €45,677 | €98,821 | +€53,144 | +116.3% |
| Other amounts payable | 47/48 | €644,428 | €7,226 | -€637,202 | -98.9% |
| Accrued charges and deferred income | 492/3 | - | €2,334 | +€2,334 | |
| Other operating charges | 640/8 | €481 | €2,810 | +€2,329 | +484.3% |
| Gross operating margin | 9900 | -€23,409 | -€8,244 | +€15,166 | +64.8% |
| Operating profit (loss) | 9901 | -€23,890 | -€11,054 | +€12,836 | +53.7% |
| Financial income | 75/76B | €5,353 | €19,591 | +€14,238 | +266.0% |
| Recurring financial income | 75 | €5,353 | €19,591 | +€14,238 | +266.0% |
| Financial charges | 65/66B | €29,184 | €40,058 | +€10,874 | +37.3% |
| Recurring financial charges | 65 | €29,184 | €40,058 | +€10,874 | +37.3% |
| Profit (loss) for the period before taxes | 9903 | -€47,722 | -€31,521 | +€16,201 | +33.9% |
| Income taxes | 67/77 | €24 | €0 | -€24 | -100.0% |
| Profit (loss) for the period | 9904 | -€47,746 | -€31,521 | +€16,224 | +34.0% |
| Profit (loss) for the period to be appropriated | 9905 | -€47,746 | -€31,521 | +€16,224 | +34.0% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 5 October 2026 via checked.be.