HABITAT CONSTRUCTION: what changed
What changed
HABITAT CONSTRUCTION
NACE 68.121, Development of residential building projects
filed annual accounts (NBB)
Net result for the year
€44,897
2023 · €28,765+€16,132
Equity
€2.2m
2023 · €1.9m+€244,324
Cash
€1.2m
2023 · €809,404+€434,174
Balance sheet total
€7.2m
2023 · €5.4m+€1.8m
Largest movements
Assets
- Stocks and contracts +€939,651
up €939,651 (+1,776%), from €52,918 to €992,570
- Receivables within one year +€685,813
up €685,813 (+24.6%), from €2.8m to €3.5m
of which Other amounts receivable: +€362,972
- Cash +€434,174
up €434,174 (+53.6%), from €809,404 to €1.2m
mainly Debts after one year (+€754,636) and Provisions (+€398,039)
- Tangible fixed assets -€265,069
down €265,069 (-16.6%), from €1.6m to €1.3m
of which Land and buildings: -€320,286
Equity and liabilities
- Debts after one year +€754,636
up €754,636 (+37.0%), from €2.0m to €2.8m
of which Financial debts: +€1.2m
- Provisions +€398,039
up €398,039 (+578%), from €68,909 to €466,948
- Trade debts +€380,821
up €380,821 (+61.4%), from €620,498 to €1.0m
- Reserves +€126,233
up €126,233 (+19.2%), from €658,008 to €784,240
of which Distributable reserves: +€185,240
- Revaluation surpluses +€73,195
up €73,195 (+14.4%), from €510,045 to €583,240
Income statement
- Gross operating margin +€732,354
up €732,354 (+83.4%), from €877,613 to €1.6m
- Provisions +€398,039
new in 2024: €398,039
- Financial charges +€263,306
up €263,306 (+1,078%), from €24,425 to €287,731
of which Non-recurring financial charges: +€240,963
- Staff costs -€107,648
down €107,648 (-23.2%), from €463,093 to €355,445
- Other operating charges +€45,636
up €45,636 (+156%), from €29,190 to €74,826
Change in the result, 2023 to 2024
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2023
€28,765
Gross operating margin
+€732,354
Staff costs
+€107,648
Depreciation
-€546
Provisions
-€398,039
Other operating charges
-€45,636
Other operating items
-€87,812
Financial income
-€5,832
Financial charges
-€263,306
Taxes
+€2,562
Deferred taxes and other
-€25,260
Result 2024
€44,897
raises the resultlowers the resultnot broken down further in the accounts
Derived cash bridge
The bridge is derived from the 2023 and 2024 balance sheets and the 2024 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
-€676,809
Investment
+€186,325
Financing
+€924,658
Cash 2023
€809,404
From operations (derived)
-€676,809
Net result for the year
+€44,897
Depreciation
+€139,990
Stocks and contracts
-€939,651
Receivables within one year
-€685,813
Deferred charges and accrued income
-€42,171
Provisions
+€398,039
Trade debts
+€380,821
Tax, wage and social debts
-€15,941
Other debts
+€47,265
Accrued charges and deferred income
-€4,246
Investment (derived)
+€186,325
Investment in fixed assets (net)
+€186,325
Financing
+€924,658
Debts after one year
+€754,636
Current portion of long-term debt
+€318
Short-term financial debts
-€29,723
Contributions, distributions and other
+€199,428
Cash 2024
€1.2m
brings cash intakes cash out
Every line side by side
| Line | Code | 2023 | 2024 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €5,380,661 | €7,156,155 | +€1.8m | +33.0% |
| Fixed assets | 21/28 | €1,664,146 | €1,337,831 | -€326,315 | -19.6% |
| Tangible fixed assets | 22/27 | €1,601,413 | €1,336,344 | -€265,069 | -16.6% |
| Land and buildings | 22 | €1,406,728 | €1,086,441 | -€320,286 | -22.8% |
| Plant, machinery and equipment | 23 | €96,998 | €109,229 | +€12,230 | +12.6% |
| Furniture and vehicles | 24 | €97,687 | €140,674 | +€42,987 | +44.0% |
| Financial fixed assets | 28 | €62,733 | €1,487 | -€61,246 | -97.6% |
| Current assets | 29/58 | €3,716,514 | €5,818,324 | +€2.1m | +56.6% |
| Amounts receivable after more than one year | 29 | €468 | €468 | = | 0.0% |
| Trade receivables | 290 | €468 | €468 | = | 0.0% |
| Stocks and contracts in progress | 3 | €52,918 | €992,570 | +€939,651 | +1,776% |
| Stocks | 30/36 | €52,918 | €992,570 | +€939,651 | +1,776% |
| Amounts receivable within one year | 40/41 | €2,791,655 | €3,477,468 | +€685,813 | +24.6% |
| Trade receivables | 40 | €1,006,168 | €1,329,009 | +€322,841 | +32.1% |
| Other amounts receivable | 41 | €1,785,487 | €2,148,459 | +€362,972 | +20.3% |
| Cash at bank and in hand | 54/58 | €809,404 | €1,243,578 | +€434,174 | +53.6% |
| Deferred charges and accrued income | 490/1 | €62,069 | €104,239 | +€42,171 | +67.9% |
| Total equity and liabilities | 10/49 | €5,380,661 | €7,156,155 | +€1.8m | +33.0% |
| Equity | 10/15 | €1,909,693 | €2,154,017 | +€244,324 | +12.8% |
| Contributions | 10/11 | €370,000 | €370,000 | = | 0.0% |
| Revaluation surpluses | 12 | €510,045 | €583,240 | +€73,195 | +14.4% |
| Reserves | 13 | €658,008 | €784,240 | +€126,233 | +19.2% |
| Non-distributable reserves | 130/1 | €391,588 | €458,880 | +€67,293 | +17.2% |
| Reserves not available under the articles | 1311 | €391,588 | €458,880 | +€67,293 | +17.2% |
| Tax-exempt reserves | 132 | €256,420 | €130,120 | -€126,300 | -49.3% |
| Distributable reserves | 133 | €10,000 | €195,240 | +€185,240 | +1,852% |
| Profit (loss) carried forward | 14 | €371,640 | €416,537 | +€44,897 | +12.1% |
| Provisions and deferred taxes | 16 | €68,909 | €466,948 | +€398,039 | +578% |
| Deferred taxes | 168 | €68,909 | €466,948 | +€398,039 | +578% |
| Amounts payable | 17/49 | €3,402,059 | €4,535,189 | +€1.1m | +33.3% |
| Amounts payable after more than one year | 17 | €2,037,290 | €2,791,925 | +€754,636 | +37.0% |
| Financial debts | 170/4 | €232,988 | €1,411,535 | +€1.2m | +506% |
| Trade debts | 175 | €254,771 | €382,604 | +€127,833 | +50.2% |
| Advances received on contracts in progress | 176 | €631,861 | €13,861 | -€618,000 | -97.8% |
| Other amounts payable | 178/9 | €917,669 | €983,925 | +€66,255 | +7.2% |
| Amounts payable within one year | 42/48 | €1,176,253 | €1,558,993 | +€382,740 | +32.5% |
| Current portion of amounts payable after more than one year | 42 | €19,847 | €20,166 | +€318 | +1.6% |
| Financial debts | 43 | €173,245 | €143,522 | -€29,723 | -17.2% |
| Credit institutions | 430/8 | €173,245 | €143,522 | -€29,723 | -17.2% |
| Trade debts | 44 | €620,498 | €1,001,320 | +€380,821 | +61.4% |
| Suppliers | 440/4 | €620,498 | €1,001,320 | +€380,821 | +61.4% |
| Taxes, remuneration and social security | 45 | €173,428 | €157,486 | -€15,941 | -9.2% |
| Taxes | 450/3 | €159,278 | €156,344 | -€2,935 | -1.8% |
| Remuneration and social security | 454/9 | €14,149 | €1,143 | -€13,007 | -91.9% |
| Other amounts payable | 47/48 | €189,235 | €236,500 | +€47,265 | +25.0% |
| Accrued charges and deferred income | 492/3 | €188,516 | €184,271 | -€4,246 | -2.3% |
| Non-recurring operating income | 76A | €24,942 | €268,572 | +€243,630 | +977% |
| Remuneration, social security and pensions | 62 | €463,093 | €355,445 | -€107,648 | -23.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €139,444 | €139,990 | +€546 | +0.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €25,996 | €25,996 | = | 0.0% |
| Provisions for liabilities and charges: additions (uses and reversals) | 635/8 | - | €398,039 | +€398,039 | |
| Other operating charges | 640/8 | €29,190 | €74,826 | +€45,636 | +156% |
| Non-recurring operating charges | 66A | €47,988 | €135,800 | +€87,812 | +183% |
| Gross operating margin | 9900 | €877,613 | €1,609,967 | +€732,354 | +83.4% |
| Operating profit (loss) | 9901 | €171,902 | €479,870 | +€307,969 | +179% |
| Financial income | 75/76B | €8,346 | €2,514 | -€5,832 | -69.9% |
| Recurring financial income | 75 | €8,346 | €2,514 | -€5,832 | -69.9% |
| Financial charges | 65/66B | €24,425 | €287,731 | +€263,306 | +1,078% |
| Recurring financial charges | 65 | €18,625 | €40,968 | +€22,343 | +120% |
| Non-recurring financial charges | 66B | €5,800 | €246,763 | +€240,963 | +4,154% |
| Profit (loss) for the period before taxes | 9903 | €155,823 | €194,654 | +€38,830 | +24.9% |
| Transfer to deferred taxes | 680 | €33,680 | €58,940 | +€25,260 | +75.0% |
| Income taxes | 67/77 | €93,379 | €90,817 | -€2,562 | -2.7% |
| Profit (loss) for the period | 9904 | €28,765 | €44,897 | +€16,132 | +56.1% |
| Transfer from tax-exempt reserves | 789 | - | €185,240 | +€185,240 | |
| Profit (loss) for the period to be appropriated | 9905 | €28,765 | €230,137 | +€201,372 | +700% |
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Compare this company with its sector.Sector benchmark
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2023 and 31 December 2024. Green is a favourable move for that line, red an unfavourable one. Prepared on 2 November 2026 via checked.be.