HABITAT CONSTRUCT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
HABITAT CONSTRUCT
Largest movements
- Tangible fixed assets +€57,476
up €57,476 (+95.6%), from €60,139 to €117,615
of which Furniture and vehicles: +€60,002
- Receivables within one year -€12,899
down €12,899 (-23.5%), from €54,951 to €42,052
of which Trade receivables: -€19,457
- Cash +€9,206
up €9,206 (+6.0%), from €152,332 to €161,538
mainly Debts after one year (+€40,484) and Current portion of long-term debt (+€20,055)
- Deferred charges and accrued income -€9,119
down €9,119 (-27.6%), from €33,085 to €23,967
- Debts after one year +€40,484
new in 2025: €40,484
- Accrued charges and deferred income -€23,863
down €23,863 (-48.7%), from €48,980 to €25,117
- Current portion of long-term debt +€20,055
new in 2025: €20,055
- Trade debts +€11,679
up €11,679 (+42.8%), from €27,262 to €38,941
- Other debts -€9,536
down €9,536 (-14.4%), from €66,421 to €56,884
- Gross operating margin -€42,486
down €42,486 (-14.7%), from €288,096 to €245,611
- Staff costs -€30,193
down €30,193 (-12.6%), from €240,338 to €210,145
- Financial income +€3,262
up €3,262 (+41078.1%), from €8 to €3,270
- Taxes -€3,227
down €3,227 (-34.2%), from €9,447 to €6,220
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €305,307 | €349,972 | +€44,665 | +14.6% |
| Fixed assets | 21/28 | €64,939 | €122,415 | +€57,476 | +88.5% |
| Tangible fixed assets | 22/27 | €60,139 | €117,615 | +€57,476 | +95.6% |
| Land and buildings | 22 | €39,300 | €37,850 | -€1,450 | -3.7% |
| Plant, machinery and equipment | 23 | €1,138 | €616 | -€522 | -45.9% |
| Furniture and vehicles | 24 | €18,567 | €78,570 | +€60,002 | +323.2% |
| Other tangible fixed assets | 26 | €1,133 | €579 | -€554 | -48.9% |
| Financial fixed assets | 28 | €4,800 | €4,800 | = | 0.0% |
| Current assets | 29/58 | €240,368 | €227,557 | -€12,811 | -5.3% |
| Amounts receivable within one year | 40/41 | €54,951 | €42,052 | -€12,899 | -23.5% |
| Trade receivables | 40 | €24,825 | €5,368 | -€19,457 | -78.4% |
| Other amounts receivable | 41 | €30,126 | €36,684 | +€6,558 | +21.8% |
| Cash at bank and in hand | 54/58 | €152,332 | €161,538 | +€9,206 | +6.0% |
| Deferred charges and accrued income | 490/1 | €33,085 | €23,967 | -€9,119 | -27.6% |
| Total equity and liabilities | 10/49 | €305,307 | €349,972 | +€44,665 | +14.6% |
| Equity | 10/15 | €137,549 | €144,071 | +€6,522 | +4.7% |
| Contributions | 10/11 | €62,000 | €62,000 | = | 0.0% |
| Capital | 10 | €62,000 | €62,000 | = | 0.0% |
| Issued capital | 100 | €62,000 | €62,000 | = | 0.0% |
| Reserves | 13 | €18,857 | €24,857 | +€6,000 | +31.8% |
| Non-distributable reserves | 130/1 | €6,200 | €6,200 | = | 0.0% |
| Legal reserve | 130 | €6,200 | €6,200 | = | 0.0% |
| Distributable reserves | 133 | €12,657 | €18,657 | +€6,000 | +47.4% |
| Profit (loss) carried forward | 14 | €56,692 | €57,214 | +€522 | +0.9% |
| Amounts payable | 17/49 | €167,758 | €205,902 | +€38,143 | +22.7% |
| Amounts payable after more than one year | 17 | - | €40,484 | +€40,484 | |
| Financial debts | 170/4 | - | €40,484 | +€40,484 | |
| Amounts payable within one year | 42/48 | €118,778 | €140,301 | +€21,523 | +18.1% |
| Current portion of amounts payable after more than one year | 42 | - | €20,055 | +€20,055 | |
| Trade debts | 44 | €27,262 | €38,941 | +€11,679 | +42.8% |
| Suppliers | 440/4 | €27,262 | €38,941 | +€11,679 | +42.8% |
| Taxes, remuneration and social security | 45 | €25,095 | €24,420 | -€675 | -2.7% |
| Taxes | 450/3 | €11,417 | €2,744 | -€8,674 | -76.0% |
| Remuneration and social security | 454/9 | €13,678 | €21,677 | +€7,999 | +58.5% |
| Other amounts payable | 47/48 | €66,421 | €56,884 | -€9,536 | -14.4% |
| Accrued charges and deferred income | 492/3 | €48,980 | €25,117 | -€23,863 | -48.7% |
| Remuneration, social security and pensions | 62 | €240,338 | €210,145 | -€30,193 | -12.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €17,667 | €15,616 | -€2,050 | -11.6% |
| Other operating charges | 640/8 | €1,000 | €1,044 | +€44 | +4.4% |
| Gross operating margin | 9900 | €288,096 | €245,611 | -€42,486 | -14.7% |
| Operating profit (loss) | 9901 | €29,092 | €18,806 | -€10,286 | -35.4% |
| Financial income | 75/76B | €8 | €3,270 | +€3,262 | +41078.1% |
| Recurring financial income | 75 | €8 | €3,270 | +€3,262 | +41078.1% |
| Financial charges | 65/66B | €7,413 | €9,334 | +€1,921 | +25.9% |
| Recurring financial charges | 65 | €7,413 | €9,334 | +€1,921 | +25.9% |
| Profit (loss) for the period before taxes | 9903 | €21,688 | €12,742 | -€8,946 | -41.2% |
| Income taxes | 67/77 | €9,447 | €6,220 | -€3,227 | -34.2% |
| Profit (loss) for the period | 9904 | €12,241 | €6,522 | -€5,719 | -46.7% |
| Profit (loss) for the period to be appropriated | 9905 | €12,241 | €6,522 | -€5,719 | -46.7% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 10 October 2026 via checked.be.