HABITAT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
HABITAT
Largest movements
- Receivables within one year +€15,235
up €15,235 (+3,831%), from €398 to €15,633
of which Trade receivables: +€15,542
- Cash -€11,402
down €11,402 (-89.2%), from €12,787 to €1,385
mainly Receivables within one year (-€15,235) and Tax, wage and social debts (-€3,882)
- Financial fixed assets -€1,800
down €1,800 (-100%), from €1,800 to €0
- Other debts +€8,500
up €8,500 (+170%), from €5,000 to €13,500
- Tax, wage and social debts -€3,882
down €3,882 (-100%), from €3,882 to €0
- Profit (loss) carried forward -€1,482
down €1,482, from €0 to -€1,482
- Reserves -€684
down €684 (-100%), from €684 to €0
- Trade debts -€293
down €293 (-100%), from €293 to €0
- Gross operating margin +€4,309
up €4,309, from -€3,485 to €824
- Other operating charges -€1,728
down €1,728 (-33.9%), from €5,094 to €3,365
- Financial income +€375
up €375, from €0 to €375
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €14,985 | €17,018 | +€2,033 | +13.6% |
| Fixed assets | 21/28 | €1,800 | €0 | -€1,800 | -100% |
| Financial fixed assets | 28 | €1,800 | €0 | -€1,800 | -100% |
| Current assets | 29/58 | €13,185 | €17,018 | +€3,833 | +29.1% |
| Amounts receivable within one year | 40/41 | €398 | €15,633 | +€15,235 | +3,831% |
| Trade receivables | 40 | €0 | €15,542 | +€15,542 | |
| Other amounts receivable | 41 | €398 | €91 | -€307 | -77.1% |
| Cash at bank and in hand | 54/58 | €12,787 | €1,385 | -€11,402 | -89.2% |
| Total equity and liabilities | 10/49 | €14,985 | €17,018 | +€2,033 | +13.6% |
| Equity | 10/15 | €5,684 | €3,518 | -€2,166 | -38.1% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Reserves | 13 | €684 | €0 | -€684 | -100% |
| Distributable reserves | 133 | €684 | €0 | -€684 | -100% |
| Profit (loss) carried forward | 14 | €0 | -€1,482 | -€1,482 | |
| Amounts payable | 17/49 | €9,301 | €13,500 | +€4,199 | +45.1% |
| Amounts payable within one year | 42/48 | €9,175 | €13,500 | +€4,325 | +47.1% |
| Trade debts | 44 | €293 | €0 | -€293 | -100% |
| Suppliers | 440/4 | €293 | €0 | -€293 | -100% |
| Taxes, remuneration and social security | 45 | €3,882 | €0 | -€3,882 | -100% |
| Taxes | 450/3 | €3,882 | €0 | -€3,882 | -100% |
| Other amounts payable | 47/48 | €5,000 | €13,500 | +€8,500 | +170% |
| Accrued charges and deferred income | 492/3 | €126 | €0 | -€126 | -100% |
| Other operating charges | 640/8 | €5,094 | €3,365 | -€1,728 | -33.9% |
| Non-recurring operating charges | 66A | €2,380 | €0 | -€2,380 | -100% |
| Gross operating margin | 9900 | -€3,485 | €824 | +€4,309 | |
| Operating profit (loss) | 9901 | -€10,958 | -€2,541 | +€8,417 | +76.8% |
| Financial income | 75/76B | €0 | €375 | +€375 | |
| Recurring financial income | 75 | €0 | €375 | +€375 | |
| Financial charges | 65/66B | €3 | €0 | -€3 | -100% |
| Recurring financial charges | 65 | €3 | €0 | -€3 | -100% |
| Profit (loss) for the period before taxes | 9903 | -€10,961 | -€2,166 | +€8,796 | +80.2% |
| Income taxes | 67/77 | €0 | - | = | |
| Profit (loss) for the period | 9904 | -€10,961 | -€2,166 | +€8,796 | +80.2% |
| Profit (loss) for the period to be appropriated | 9905 | -€10,961 | -€2,166 | +€8,796 | +80.2% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 16 October 2026 via checked.be.