Habitad: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Habitad
Largest movements
- Cash -€11,497
down €11,497 (-52.3%), from €21,992 to €10,495
mainly Other debts (-€24,752) and Deferred charges and accrued income (-€1,145)
- Receivables within one year -€6,698
down €6,698 (-56.3%), from €11,892 to €5,194
of which Trade receivables: -€6,405
- Tangible fixed assets -€5,339
down €5,339 (-32.0%), from €16,681 to €11,342
- Deferred charges and accrued income +€1,145
up €1,145 (+8,756%), from €13 to €1,158
- Other debts -€24,752
down €24,752 (-61.5%), from €40,239 to €15,487
- Profit (loss) carried forward +€1,871
up €1,871 (+42.8%), from €4,371 to €6,241
- Trade debts +€1,164
up €1,164 (+157%), from €740 to €1,904
- Tax, wage and social debts -€672
down €672 (-54.7%), from €1,228 to €557
of which Taxes: -€672
- Gross operating margin -€9,069
down €9,069 (-52.7%), from €17,197 to €8,129
- Taxes -€672
down €672 (-54.7%), from €1,228 to €557
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €50,578 | €28,190 | -€22,389 | -44.3% |
| Fixed assets | 21/28 | €16,681 | €11,342 | -€5,339 | -32.0% |
| Tangible fixed assets | 22/27 | €16,681 | €11,342 | -€5,339 | -32.0% |
| Furniture and vehicles | 24 | €16,681 | €11,342 | -€5,339 | -32.0% |
| Current assets | 29/58 | €33,897 | €16,848 | -€17,050 | -50.3% |
| Amounts receivable within one year | 40/41 | €11,892 | €5,194 | -€6,698 | -56.3% |
| Trade receivables | 40 | €11,081 | €4,675 | -€6,405 | -57.8% |
| Other amounts receivable | 41 | €812 | €519 | -€293 | -36.1% |
| Cash at bank and in hand | 54/58 | €21,992 | €10,495 | -€11,497 | -52.3% |
| Deferred charges and accrued income | 490/1 | €13 | €1,158 | +€1,145 | +8,756% |
| Total equity and liabilities | 10/49 | €50,578 | €28,190 | -€22,389 | -44.3% |
| Equity | 10/15 | €8,371 | €10,241 | +€1,871 | +22.3% |
| Contributions | 10/11 | €4,000 | €4,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €4,371 | €6,241 | +€1,871 | +42.8% |
| Amounts payable | 17/49 | €42,207 | €17,948 | -€24,259 | -57.5% |
| Amounts payable within one year | 42/48 | €42,207 | €17,948 | -€24,259 | -57.5% |
| Trade debts | 44 | €740 | €1,904 | +€1,164 | +157% |
| Suppliers | 440/4 | €740 | €1,904 | +€1,164 | +157% |
| Taxes, remuneration and social security | 45 | €1,228 | €557 | -€672 | -54.7% |
| Taxes | 450/3 | €1,228 | €557 | -€672 | -54.7% |
| Remuneration and social security | 454/9 | €0 | - | = | |
| Other amounts payable | 47/48 | €40,239 | €15,487 | -€24,752 | -61.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €5,339 | €5,339 | = | 0.0% |
| Other operating charges | 640/8 | €204 | €212 | +€8 | +3.8% |
| Gross operating margin | 9900 | €17,197 | €8,129 | -€9,069 | -52.7% |
| Operating profit (loss) | 9901 | €11,654 | €2,578 | -€9,076 | -77.9% |
| Financial income | 75/76B | - | €3 | +€3 | |
| Recurring financial income | 75 | - | €3 | +€3 | |
| Financial charges | 65/66B | €124 | €153 | +€29 | +23.8% |
| Recurring financial charges | 65 | €124 | €153 | +€29 | +23.8% |
| Profit (loss) for the period before taxes | 9903 | €11,530 | €2,427 | -€9,103 | -78.9% |
| Income taxes | 67/77 | €1,228 | €557 | -€672 | -54.7% |
| Profit (loss) for the period | 9904 | €10,302 | €1,871 | -€8,431 | -81.8% |
| Profit (loss) for the period to be appropriated | 9905 | €10,302 | €1,871 | -€8,431 | -81.8% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 15 October 2026 via checked.be.