HABIT SOLUTIONS: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
HABIT SOLUTIONS
Largest movements
- Cash -€17,972
down €17,972 (-53.8%), from €33,405 to €15,433
mainly Receivables within one year (-€16,333) and Contributions, distributions and other (-€15,294)
- Receivables within one year +€16,333
up €16,333 (+141%), from €11,570 to €27,903
of which Trade receivables: +€13,911
- Tangible fixed assets -€8,947
down €8,947 (-62.7%), from €14,277 to €5,330
of which Furniture and vehicles: -€8,012
- Profit (loss) carried forward -€10,335
down €10,335 (-21.4%), from €48,363 to €38,028
- Other debts -€1,852
down €1,852 (-62.1%), from €2,984 to €1,132
- Trade debts +€1,735
up €1,735 (+537%), from €323 to €2,058
- Gross operating margin -€22,480
down €22,480, from €21,370 to -€1,110
- Financial income +€13,062
up €13,062 (+16,126%), from €81 to €13,143
of which Non-recurring financial income: +€13,143
- Taxes -€1,156
down €1,156 (-31.0%), from €3,733 to €2,577
- Depreciation -€1,043
down €1,043 (-21.3%), from €4,890 to €3,847
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €59,252 | €48,666 | -€10,586 | -17.9% |
| Fixed assets | 21/28 | €14,277 | €5,330 | -€8,947 | -62.7% |
| Tangible fixed assets | 22/27 | €14,277 | €5,330 | -€8,947 | -62.7% |
| Plant, machinery and equipment | 23 | €5,075 | €4,140 | -€935 | -18.4% |
| Furniture and vehicles | 24 | €9,202 | €1,190 | -€8,012 | -87.1% |
| Current assets | 29/58 | €44,975 | €43,336 | -€1,639 | -3.6% |
| Amounts receivable within one year | 40/41 | €11,570 | €27,903 | +€16,333 | +141% |
| Trade receivables | 40 | €10,303 | €24,214 | +€13,911 | +135% |
| Other amounts receivable | 41 | €1,267 | €3,689 | +€2,422 | +191% |
| Cash at bank and in hand | 54/58 | €33,405 | €15,433 | -€17,972 | -53.8% |
| Total equity and liabilities | 10/49 | €59,252 | €48,666 | -€10,586 | -17.9% |
| Equity | 10/15 | €50,363 | €40,028 | -€10,335 | -20.5% |
| Contributions | 10/11 | €2,000 | €2,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €48,363 | €38,028 | -€10,335 | -21.4% |
| Amounts payable | 17/49 | €8,889 | €8,638 | -€251 | -2.8% |
| Amounts payable within one year | 42/48 | €8,889 | €8,638 | -€251 | -2.8% |
| Trade debts | 44 | €323 | €2,058 | +€1,735 | +537% |
| Suppliers | 440/4 | €323 | €2,058 | +€1,735 | +537% |
| Taxes, remuneration and social security | 45 | €5,582 | €5,448 | -€134 | -2.4% |
| Taxes | 450/3 | €5,582 | €5,448 | -€134 | -2.4% |
| Other amounts payable | 47/48 | €2,984 | €1,132 | -€1,852 | -62.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €4,890 | €3,847 | -€1,043 | -21.3% |
| Other operating charges | 640/8 | €641 | €595 | -€46 | -7.2% |
| Gross operating margin | 9900 | €21,370 | -€1,110 | -€22,480 | |
| Operating profit (loss) | 9901 | €15,839 | -€5,552 | -€21,391 | |
| Financial income | 75/76B | €81 | €13,143 | +€13,062 | +16,126% |
| Recurring financial income | 75 | €81 | €13,143 | +€13,062 | +16,126% |
| Non-recurring financial income | 76B | - | €13,143 | +€13,143 | |
| Financial charges | 65/66B | €257 | €55 | -€202 | -78.6% |
| Recurring financial charges | 65 | €257 | €55 | -€202 | -78.6% |
| Profit (loss) for the period before taxes | 9903 | €15,663 | €7,536 | -€8,127 | -51.9% |
| Income taxes | 67/77 | €3,733 | €2,577 | -€1,156 | -31.0% |
| Profit (loss) for the period | 9904 | €11,930 | €4,959 | -€6,971 | -58.4% |
| Profit (loss) for the period to be appropriated | 9905 | €11,930 | €4,959 | -€6,971 | -58.4% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 24 October 2026 via checked.be.