HABIMMO: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
HABIMMO
Largest movements
- Cash -€20,860
down €20,860 (-46.6%), from €44,796 to €23,936
mainly Contributions, distributions and other (-€25,000) and Other debts (-€764)
- Tangible fixed assets -€3,291
no longer reported in 2024 (was €3,291)
of which Furniture and vehicles: -€2,799
- Receivables within one year +€696
up €696 (+11.0%), from €6,329 to €7,026
of which Other amounts receivable: +€410
- Reserves -€25,000
down €25,000 (-14.3%), from €175,354 to €150,354
of which Distributable reserves: -€25,000
- Profit (loss) carried forward +€2,415
up €2,415 (+1.3%), from -€185,011 to -€182,596
- Other debts -€764
down €764 (-22.7%), from €3,363 to €2,599
- Gross operating margin +€4,263
up €4,263 (+150.3%), from €2,836 to €7,099
- Depreciation -€463
down €463 (-12.3%), from €3,754 to €3,291
- Other operating charges +€372
up €372 (+46.9%), from €792 to €1,164
From the 2023 result to the 2024 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2023 | 2024 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €55,705 | €32,363 | -€23,342 | -41.9% |
| Fixed assets | 21/28 | €3,291 | - | -€3,291 | |
| Tangible fixed assets | 22/27 | €3,291 | - | -€3,291 | |
| Plant, machinery and equipment | 23 | €492 | - | -€492 | |
| Furniture and vehicles | 24 | €2,799 | - | -€2,799 | |
| Current assets | 29/58 | €52,413 | €32,363 | -€20,051 | -38.3% |
| Amounts receivable within one year | 40/41 | €6,329 | €7,026 | +€696 | +11.0% |
| Trade receivables | 40 | €5,787 | €6,074 | +€287 | +5.0% |
| Other amounts receivable | 41 | €542 | €952 | +€410 | +75.5% |
| Cash at bank and in hand | 54/58 | €44,796 | €23,936 | -€20,860 | -46.6% |
| Deferred charges and accrued income | 490/1 | €1,289 | €1,402 | +€113 | +8.8% |
| Total equity and liabilities | 10/49 | €55,705 | €32,363 | -€23,342 | -41.9% |
| Equity | 10/15 | €52,342 | €29,758 | -€22,585 | -43.1% |
| Contributions | 10/11 | €62,000 | €62,000 | = | 0.0% |
| Capital | 10 | €62,000 | €62,000 | = | 0.0% |
| Issued capital | 100 | €62,000 | €62,000 | = | 0.0% |
| Reserves | 13 | €175,354 | €150,354 | -€25,000 | -14.3% |
| Non-distributable reserves | 130/1 | €21,500 | €21,500 | = | 0.0% |
| Legal reserve | 130 | €21,500 | €21,500 | = | 0.0% |
| Distributable reserves | 133 | €153,854 | €128,854 | -€25,000 | -16.2% |
| Profit (loss) carried forward | 14 | -€185,011 | -€182,596 | +€2,415 | +1.3% |
| Amounts payable | 17/49 | €3,363 | €2,605 | -€757 | -22.5% |
| Amounts payable within one year | 42/48 | €3,363 | €2,605 | -€757 | -22.5% |
| Trade debts | 44 | - | €6 | +€6 | |
| Suppliers | 440/4 | - | €6 | +€6 | |
| Other amounts payable | 47/48 | €3,363 | €2,599 | -€764 | -22.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €3,754 | €3,291 | -€463 | -12.3% |
| Other operating charges | 640/8 | €792 | €1,164 | +€372 | +46.9% |
| Gross operating margin | 9900 | €2,836 | €7,099 | +€4,263 | +150.3% |
| Operating profit (loss) | 9901 | -€1,711 | €2,644 | +€4,354 | |
| Financial income | 75/76B | €0 | €0 | +€0 | +600.0% |
| Recurring financial income | 75 | €0 | €0 | +€0 | +600.0% |
| Financial charges | 65/66B | €31 | €35 | +€4 | +13.6% |
| Recurring financial charges | 65 | €31 | €35 | +€4 | +13.6% |
| Profit (loss) for the period before taxes | 9903 | -€1,742 | €2,608 | +€4,350 | |
| Income taxes | 67/77 | €129 | €193 | +€64 | +50.0% |
| Profit (loss) for the period | 9904 | -€1,871 | €2,415 | +€4,286 | |
| Profit (loss) for the period to be appropriated | 9905 | -€1,871 | €2,415 | +€4,286 |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 3 October 2026 via checked.be.