HABIMMO: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
HABIMMO
Largest movements
- Cash -€223,481
down €223,481 (-63.9%), from €349,548 to €126,067
mainly Other debts (-€175,715) and Contributions, distributions and other (-€64,286)
- Receivables within one year +€5,000
up €5,000 (+20.0%), from €25,000 to €30,000
- Other debts -€175,715
down €175,715 (-73.2%), from €240,000 to €64,285
- Profit (loss) carried forward -€44,591
down €44,591 (-67.5%), from €66,057 to €21,466
- Gross operating margin -€244,671
down €244,671 (-66.0%), from €370,644 to €125,973
- Taxes +€47,022
up €47,022 (+101.7%), from €46,241 to €93,263
- Depreciation -€3,865
down €3,865 (-75.3%), from €5,134 to €1,269
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €434,144 | €214,394 | -€219,750 | -50.6% |
| Fixed assets | 21/28 | €59,596 | €58,327 | -€1,269 | -2.1% |
| Tangible fixed assets | 22/27 | €59,596 | €58,327 | -€1,269 | -2.1% |
| Land and buildings | 22 | €55,327 | €54,769 | -€558 | -1.0% |
| Plant, machinery and equipment | 23 | €4,269 | €3,558 | -€711 | -16.7% |
| Current assets | 29/58 | €374,548 | €156,067 | -€218,481 | -58.3% |
| Amounts receivable within one year | 40/41 | €25,000 | €30,000 | +€5,000 | +20.0% |
| Other amounts receivable | 41 | €25,000 | €30,000 | +€5,000 | +20.0% |
| Cash at bank and in hand | 54/58 | €349,548 | €126,067 | -€223,481 | -63.9% |
| Total equity and liabilities | 10/49 | €434,144 | €214,394 | -€219,750 | -50.6% |
| Equity | 10/15 | €192,854 | €148,263 | -€44,591 | -23.1% |
| Contributions | 10/11 | €115,270 | €115,270 | = | 0.0% |
| Capital | 10 | €115,270 | €115,270 | = | 0.0% |
| Issued capital | 100 | €115,270 | €115,270 | = | 0.0% |
| Reserves | 13 | €11,527 | €11,527 | = | 0.0% |
| Non-distributable reserves | 130/1 | €11,527 | €11,527 | = | 0.0% |
| Legal reserve | 130 | €11,527 | €11,527 | = | 0.0% |
| Profit (loss) carried forward | 14 | €66,057 | €21,466 | -€44,591 | -67.5% |
| Amounts payable | 17/49 | €241,290 | €66,131 | -€175,159 | -72.6% |
| Amounts payable within one year | 42/48 | €241,290 | €66,131 | -€175,159 | -72.6% |
| Financial debts | 43 | €1,160 | €1,160 | = | 0.0% |
| Other loans | 439 | €1,160 | €1,160 | = | 0.0% |
| Trade debts | 44 | €130 | €686 | +€556 | +427.7% |
| Suppliers | 440/4 | €130 | €686 | +€556 | +427.7% |
| Other amounts payable | 47/48 | €240,000 | €64,285 | -€175,715 | -73.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €5,134 | €1,269 | -€3,865 | -75.3% |
| Other operating charges | 640/8 | €14,200 | €11,660 | -€2,540 | -17.9% |
| Gross operating margin | 9900 | €370,644 | €125,973 | -€244,671 | -66.0% |
| Operating profit (loss) | 9901 | €351,310 | €113,044 | -€238,266 | -67.8% |
| Financial charges | 65/66B | €1,675 | €86 | -€1,589 | -94.9% |
| Recurring financial charges | 65 | €1,370 | €86 | -€1,284 | -93.7% |
| Non-recurring financial charges | 66B | €305 | - | -€305 | |
| Profit (loss) for the period before taxes | 9903 | €349,635 | €112,958 | -€236,677 | -67.7% |
| Income taxes | 67/77 | €46,241 | €93,263 | +€47,022 | +101.7% |
| Profit (loss) for the period | 9904 | €303,394 | €19,695 | -€283,699 | -93.5% |
| Profit (loss) for the period to be appropriated | 9905 | €303,394 | €19,695 | -€283,699 | -93.5% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 3 October 2026 via checked.be.