HAB: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
HAB
Largest movements
- Cash -€5,322
down €5,322 (-10.9%), from €48,819 to €43,497
mainly Net result for the year (-€4,612) and Trade debts (-€1,794)
- Receivables within one year -€1,880
down €1,880 (-95.7%), from €1,965 to €85
of which Trade receivables: -€1,526
- Profit (loss) carried forward -€4,612
down €4,612 (-2.0%), from -€226,278 to -€230,890
- Trade debts -€1,794
down €1,794 (-43.8%), from €4,099 to €2,305
- Gross operating margin +€22,180
up €22,180 (+90.3%), from -€24,569 to -€2,389
- Financial charges -€7,602
down €7,602 (-80.7%), from €9,425 to €1,823
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €50,784 | €43,891 | -€6,893 | -13.6% |
| Fixed assets | 21/28 | €0 | - | = | |
| Financial fixed assets | 28 | €0 | - | = | |
| Current assets | 29/58 | €50,784 | €43,891 | -€6,893 | -13.6% |
| Stocks and contracts in progress | 3 | €0 | - | = | |
| Stocks | 30/36 | €0 | - | = | |
| Amounts receivable within one year | 40/41 | €1,965 | €85 | -€1,880 | -95.7% |
| Trade receivables | 40 | €1,526 | €0 | -€1,526 | -100.0% |
| Other amounts receivable | 41 | €439 | €85 | -€354 | -80.6% |
| Cash at bank and in hand | 54/58 | €48,819 | €43,497 | -€5,322 | -10.9% |
| Deferred charges and accrued income | 490/1 | - | €309 | +€309 | |
| Total equity and liabilities | 10/49 | €50,784 | €43,891 | -€6,893 | -13.6% |
| Equity | 10/15 | -€166,278 | -€170,890 | -€4,612 | -2.8% |
| Contributions | 10/11 | €60,000 | €60,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€226,278 | -€230,890 | -€4,612 | -2.0% |
| Provisions and deferred taxes | 16 | €114,927 | €114,927 | = | 0.0% |
| Provisions for liabilities and charges | 160/5 | €114,927 | €114,927 | = | 0.0% |
| Other liabilities and charges | 164/5 | €114,927 | €114,927 | = | 0.0% |
| Amounts payable | 17/49 | €102,135 | €99,854 | -€2,281 | -2.2% |
| Amounts payable after more than one year | 17 | €97,282 | €97,282 | = | 0.0% |
| Other amounts payable | 178/9 | €97,282 | €97,282 | = | 0.0% |
| Amounts payable within one year | 42/48 | €4,099 | €2,305 | -€1,794 | -43.8% |
| Financial debts | 43 | €0 | - | = | |
| Credit institutions | 430/8 | €0 | - | = | |
| Trade debts | 44 | €4,099 | €2,305 | -€1,794 | -43.8% |
| Suppliers | 440/4 | €4,099 | €2,305 | -€1,794 | -43.8% |
| Accrued charges and deferred income | 492/3 | €755 | €268 | -€487 | -64.5% |
| Other operating charges | 640/8 | €387 | €400 | +€12 | +3.2% |
| Gross operating margin | 9900 | -€24,569 | -€2,389 | +€22,180 | +90.3% |
| Operating profit (loss) | 9901 | -€24,957 | -€2,789 | +€22,168 | +88.8% |
| Financial income | 75/76B | €91 | €0 | -€91 | -100.0% |
| Recurring financial income | 75 | €91 | €0 | -€91 | -100.0% |
| Financial charges | 65/66B | €9,425 | €1,823 | -€7,602 | -80.7% |
| Recurring financial charges | 65 | €9,425 | €1,823 | -€7,602 | -80.7% |
| Profit (loss) for the period before taxes | 9903 | -€34,291 | -€4,612 | +€29,679 | +86.6% |
| Profit (loss) for the period | 9904 | -€34,291 | -€4,612 | +€29,679 | +86.6% |
| Profit (loss) for the period to be appropriated | 9905 | -€34,291 | -€4,612 | +€29,679 | +86.6% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.