HAARATELIER CREATO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
HAARATELIER CREATO
Largest movements
- Receivables within one year +€20,686
up €20,686 (+36.7%), from €56,415 to €77,101
of which Other amounts receivable: +€24,252
- Tangible fixed assets -€9,789
down €9,789 (-24.3%), from €40,219 to €30,429
of which Leasing and similar rights: -€7,161
- Tax, wage and social debts +€41,903
up €41,903 (+91.5%), from €45,805 to €87,709
of which Remuneration and social security: +€26,397
- Debts after one year -€16,486
down €16,486 (-24.3%), from €67,742 to €51,256
- Profit (loss) carried forward -€8,118
new in 2025: -€8,118
- Trade debts -€6,263
down €6,263 (-36.3%), from €17,229 to €10,966
- Financial charges +€28,665
up €28,665 (+369.2%), from €7,765 to €36,430
- Staff costs +€14,909
up €14,909 (+21.4%), from €69,712 to €84,621
- Taxes -€13,234
down €13,234 (-98.5%), from €13,432 to €198
- Financial income -€2,752
down €2,752 (-42.5%), from €6,479 to €3,727
- Gross operating margin +€2,247
up €2,247 (+1.9%), from €121,151 to €123,398
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €237,846 | €248,212 | +€10,366 | +4.4% |
| Fixed assets | 21/28 | €40,471 | €30,681 | -€9,789 | -24.2% |
| Tangible fixed assets | 22/27 | €40,219 | €30,429 | -€9,789 | -24.3% |
| Land and buildings | 22 | €27,168 | €25,216 | -€1,952 | -7.2% |
| Plant, machinery and equipment | 23 | €682 | €354 | -€329 | -48.2% |
| Furniture and vehicles | 24 | €846 | €499 | -€347 | -41.0% |
| Leasing and similar rights | 25 | €11,522 | €4,361 | -€7,161 | -62.2% |
| Other tangible fixed assets | 26 | €0 | - | = | |
| Financial fixed assets | 28 | €252 | €252 | = | 0.0% |
| Current assets | 29/58 | €197,375 | €217,531 | +€20,156 | +10.2% |
| Amounts receivable after more than one year | 29 | €134,641 | €134,641 | = | 0.0% |
| Other amounts receivable | 291 | €134,641 | €134,641 | = | 0.0% |
| Stocks and contracts in progress | 3 | €5,379 | €4,683 | -€696 | -12.9% |
| Stocks | 30/36 | €5,379 | €4,683 | -€696 | -12.9% |
| Amounts receivable within one year | 40/41 | €56,415 | €77,101 | +€20,686 | +36.7% |
| Trade receivables | 40 | €3,566 | €0 | -€3,566 | -100.0% |
| Other amounts receivable | 41 | €52,849 | €77,101 | +€24,252 | +45.9% |
| Cash at bank and in hand | 54/58 | €940 | €1,106 | +€166 | +17.6% |
| Total equity and liabilities | 10/49 | €237,846 | €248,212 | +€10,366 | +4.4% |
| Equity | 10/15 | €89,912 | €81,794 | -€8,118 | -9.0% |
| Contributions | 10/11 | €6,197 | €6,197 | = | 0.0% |
| Reserves | 13 | €83,715 | €83,715 | = | 0.0% |
| Distributable reserves | 133 | €83,715 | €83,715 | = | 0.0% |
| Profit (loss) carried forward | 14 | - | -€8,118 | -€8,118 | |
| Amounts payable | 17/49 | €147,933 | €166,417 | +€18,484 | +12.5% |
| Amounts payable after more than one year | 17 | €67,742 | €51,256 | -€16,486 | -24.3% |
| Financial debts | 170/4 | €67,742 | €51,256 | -€16,486 | -24.3% |
| Amounts payable within one year | 42/48 | €80,191 | €115,161 | +€34,970 | +43.6% |
| Current portion of amounts payable after more than one year | 42 | €17,156 | €16,486 | -€670 | -3.9% |
| Trade debts | 44 | €17,229 | €10,966 | -€6,263 | -36.3% |
| Suppliers | 440/4 | €17,229 | €10,966 | -€6,263 | -36.3% |
| Taxes, remuneration and social security | 45 | €45,805 | €87,709 | +€41,903 | +91.5% |
| Taxes | 450/3 | €39,138 | €54,644 | +€15,506 | +39.6% |
| Remuneration and social security | 454/9 | €6,667 | €33,064 | +€26,397 | +395.9% |
| Remuneration, social security and pensions | 62 | €69,712 | €84,621 | +€14,909 | +21.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €12,172 | €13,146 | +€974 | +8.0% |
| Other operating charges | 640/8 | €1,811 | €848 | -€963 | -53.2% |
| Gross operating margin | 9900 | €121,151 | €123,398 | +€2,247 | +1.9% |
| Operating profit (loss) | 9901 | €37,456 | €24,783 | -€12,673 | -33.8% |
| Financial income | 75/76B | €6,479 | €3,727 | -€2,752 | -42.5% |
| Recurring financial income | 75 | €6,479 | €3,727 | -€2,752 | -42.5% |
| Financial charges | 65/66B | €7,765 | €36,430 | +€28,665 | +369.2% |
| Recurring financial charges | 65 | €7,765 | €36,430 | +€28,665 | +369.2% |
| Profit (loss) for the period before taxes | 9903 | €36,170 | -€7,920 | -€44,090 | |
| Income taxes | 67/77 | €13,432 | €198 | -€13,234 | -98.5% |
| Profit (loss) for the period | 9904 | €22,738 | -€8,118 | -€30,856 | |
| Profit (loss) for the period to be appropriated | 9905 | €22,738 | -€8,118 | -€30,856 |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 11 October 2026 via checked.be.