Haar Creatie: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Haar Creatie
Largest movements
- Tangible fixed assets -€6,740
down €6,740 (-2.7%), from €248,128 to €241,388
of which Land and buildings: -€4,615
- Reserves +€11,450
up €11,450 (+29.3%), from €39,044 to €50,494
- Other debts -€10,000
down €10,000 (-20.2%), from €49,552 to €39,552
- Current portion of long-term debt -€7,049
no longer reported in 2025 (was €7,049)
- Gross operating margin +€4,711
up €4,711 (+13.3%), from €35,338 to €40,049
- Depreciation +€3,903
up €3,903 (+33.2%), from €11,742 to €15,645
- Financial charges +€2,408
up €2,408 (+46.2%), from €5,209 to €7,618
- Taxes -€445
down €445 (-13.1%), from €3,389 to €2,944
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €291,128 | €285,863 | -€5,265 | -1.8% |
| Fixed assets | 21/28 | €253,361 | €244,292 | -€9,069 | -3.6% |
| Intangible fixed assets | 21 | €5,233 | €2,903 | -€2,329 | -44.5% |
| Tangible fixed assets | 22/27 | €248,128 | €241,388 | -€6,740 | -2.7% |
| Land and buildings | 22 | €240,701 | €236,087 | -€4,615 | -1.9% |
| Plant, machinery and equipment | 23 | €7,427 | €5,302 | -€2,125 | -28.6% |
| Current assets | 29/58 | €37,767 | €41,571 | +€3,804 | +10.1% |
| Stocks and contracts in progress | 3 | €8,274 | €8,921 | +€647 | +7.8% |
| Stocks | 30/36 | €8,274 | €8,921 | +€647 | +7.8% |
| Amounts receivable within one year | 40/41 | €415 | €1,185 | +€770 | +185.4% |
| Trade receivables | 40 | €304 | €1,072 | +€768 | +252.6% |
| Other amounts receivable | 41 | €111 | €113 | +€2 | +1.5% |
| Cash at bank and in hand | 54/58 | €28,932 | €31,114 | +€2,181 | +7.5% |
| Deferred charges and accrued income | 490/1 | €146 | €352 | +€206 | +140.5% |
| Total equity and liabilities | 10/49 | €291,128 | €285,863 | -€5,265 | -1.8% |
| Equity | 10/15 | €41,044 | €52,494 | +€11,450 | +27.9% |
| Contributions | 10/11 | €2,000 | €2,000 | = | 0.0% |
| Reserves | 13 | €39,044 | €50,494 | +€11,450 | +29.3% |
| Distributable reserves | 133 | €39,044 | €50,494 | +€11,450 | +29.3% |
| Amounts payable | 17/49 | €250,084 | €233,368 | -€16,716 | -6.7% |
| Amounts payable after more than one year | 17 | €188,659 | €188,659 | = | 0.0% |
| Financial debts | 170/4 | €188,659 | €188,659 | = | 0.0% |
| Amounts payable within one year | 42/48 | €61,425 | €44,709 | -€16,716 | -27.2% |
| Current portion of amounts payable after more than one year | 42 | €7,049 | - | -€7,049 | |
| Trade debts | 44 | €751 | €33 | -€718 | -95.6% |
| Suppliers | 440/4 | €751 | €33 | -€718 | -95.6% |
| Taxes, remuneration and social security | 45 | €4,074 | €5,125 | +€1,051 | +25.8% |
| Taxes | 450/3 | €4,074 | €5,125 | +€1,051 | +25.8% |
| Other amounts payable | 47/48 | €49,552 | €39,552 | -€10,000 | -20.2% |
| Non-recurring operating income | 76A | - | €84 | +€84 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €11,742 | €15,645 | +€3,903 | +33.2% |
| Other operating charges | 640/8 | €2,250 | €2,412 | +€162 | +7.2% |
| Gross operating margin | 9900 | €35,338 | €40,049 | +€4,711 | +13.3% |
| Operating profit (loss) | 9901 | €21,346 | €21,993 | +€647 | +3.0% |
| Financial income | 75/76B | €31 | €20 | -€12 | -37.2% |
| Recurring financial income | 75 | €31 | €20 | -€12 | -37.2% |
| Financial charges | 65/66B | €5,209 | €7,618 | +€2,408 | +46.2% |
| Recurring financial charges | 65 | €5,209 | €7,618 | +€2,408 | +46.2% |
| Profit (loss) for the period before taxes | 9903 | €16,168 | €14,395 | -€1,773 | -11.0% |
| Income taxes | 67/77 | €3,389 | €2,944 | -€445 | -13.1% |
| Profit (loss) for the period | 9904 | €12,779 | €11,450 | -€1,329 | -10.4% |
| Profit (loss) for the period to be appropriated | 9905 | €12,779 | €11,450 | -€1,329 | -10.4% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 7 October 2026 via checked.be.