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GURU: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

GURU

BE 0508.472.020
NACE 47.110, Non-specialised retail sale with food, beverages or tobacco predominating
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€2,920
2024 · €39,586-€36,666
Equity
€115,950
2024 · €113,030+€2,920
Cash
€5,121
2024 · €38,550-€33,429
Balance sheet total
€170,764
2024 · €207,676-€36,911

Largest movements

2024 to 2025
Assets
  • Stocks and contracts +€50,327

    up €50,327 (+200.6%), from €25,090 to €75,417

  • Receivables within one year -€48,992

    down €48,992 (-45.6%), from €107,329 to €58,337

  • Cash -€33,429

    down €33,429 (-86.7%), from €38,550 to €5,121

    mainly Stocks and contracts (-€50,327) and Trade debts (-€34,917)

  • Tangible fixed assets -€4,687

    down €4,687 (-13.7%), from €34,310 to €29,622

    of which Leasing and similar rights: -€4,117

Equity and liabilities
  • Trade debts -€34,917

    down €34,917 (-58.8%), from €59,425 to €24,508

  • Debts after one year -€5,656

    down €5,656 (-53.0%), from €10,679 to €5,024

  • Profit (loss) carried forward +€2,920

    up €2,920 (+2.8%), from €104,970 to €107,890

Income statement
  • Turnover -€140,360

    down €140,360 (-15.4%), from €908,593 to €768,233

  • Purchases and services -€83,478

    down €83,478 (-9.8%), from €848,847 to €765,369

  • Gross operating margin -€51,133

    down €51,133 (-72.2%), from €70,804 to €19,671

  • Taxes -€12,485

    down €12,485 (-94.5%), from €13,215 to €730

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €39,586
Gross operating margin -€51,133
Staff costs +€85
Depreciation +€2,235
Other operating charges -€3,103
Financial charges +€2,765
Taxes +€12,485
Result 2025 €2,920

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€23,554
Investment -€4,220
Financing -€5,656
Cash 2024 €38,550
Net result for the year +€2,920
Depreciation +€8,907
Stocks and contracts -€50,327
Receivables within one year +€48,992
Deferred charges and accrued income +€130
Trade debts -€34,917
Tax, wage and social debts +€741
Investment in fixed assets (net) -€4,220
Debts after one year -€5,656
Cash 2025 €5,121
Every line side by side 44 lines
Line Code 2024 2025 Change %
Total assets 20/58 €207,676 €170,764 -€36,911 -17.8%
Fixed assets 21/28 €36,050 €31,362 -€4,687 -13.0%
Tangible fixed assets 22/27 €34,310 €29,622 -€4,687 -13.7%
Furniture and vehicles 24 €2,844 €1,980 -€864 -30.4%
Leasing and similar rights 25 €11,714 €7,597 -€4,117 -35.1%
Other tangible fixed assets 26 €19,751 €20,045 +€293 +1.5%
Financial fixed assets 28 €1,740 €1,740 = 0.0%
Current assets 29/58 €171,626 €139,402 -€32,224 -18.8%
Stocks and contracts in progress 3 €25,090 €75,417 +€50,327 +200.6%
Stocks 30/36 €25,090 €75,417 +€50,327 +200.6%
Amounts receivable within one year 40/41 €107,329 €58,337 -€48,992 -45.6%
Other amounts receivable 41 €107,329 €58,337 -€48,992 -45.6%
Cash at bank and in hand 54/58 €38,550 €5,121 -€33,429 -86.7%
Deferred charges and accrued income 490/1 €657 €527 -€130 -19.8%
Total equity and liabilities 10/49 €207,676 €170,764 -€36,911 -17.8%
Equity 10/15 €113,030 €115,950 +€2,920 +2.6%
Contributions 10/11 €6,200 €6,200 = 0.0%
Reserves 13 €1,860 €1,860 = 0.0%
Non-distributable reserves 130/1 €1,860 €1,860 = 0.0%
Reserves not available under the articles 1311 €1,860 €1,860 = 0.0%
Profit (loss) carried forward 14 €104,970 €107,890 +€2,920 +2.8%
Amounts payable 17/49 €94,646 €54,814 -€39,832 -42.1%
Amounts payable after more than one year 17 €10,679 €5,024 -€5,656 -53.0%
Financial debts 170/4 €10,679 €5,024 -€5,656 -53.0%
Amounts payable within one year 42/48 €83,966 €49,790 -€34,176 -40.7%
Trade debts 44 €59,425 €24,508 -€34,917 -58.8%
Suppliers 440/4 €59,425 €24,508 -€34,917 -58.8%
Taxes, remuneration and social security 45 €24,541 €25,282 +€741 +3.0%
Taxes 450/3 €24,541 €25,270 +€729 +3.0%
Remuneration and social security 454/9 - €12 +€12
Turnover 70 €908,593 €768,233 -€140,360 -15.4%
Non-recurring operating income 76A - €632 +€632
Goods, raw materials, services and sundry goods 60/61 €848,847 €765,369 -€83,478 -9.8%
Remuneration, social security and pensions 62 €323 €237 -€85 -26.4%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €11,142 €8,907 -€2,235 -20.1%
Other operating charges 640/8 €3,637 €6,740 +€3,103 +85.3%
Gross operating margin 9900 €70,804 €19,671 -€51,133 -72.2%
Operating profit (loss) 9901 €55,703 €3,787 -€51,916 -93.2%
Financial charges 65/66B €2,901 €136 -€2,765 -95.3%
Recurring financial charges 65 €2,901 €136 -€2,765 -95.3%
Profit (loss) for the period before taxes 9903 €52,801 €3,650 -€49,151 -93.1%
Income taxes 67/77 €13,215 €730 -€12,485 -94.5%
Profit (loss) for the period 9904 €39,586 €2,920 -€36,666 -92.6%
Profit (loss) for the period to be appropriated 9905 €39,586 €2,920 -€36,666 -92.6%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.