GROW MY FLOW: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
GROW MY FLOW
Largest movements
- Receivables within one year +€12,105
up €12,105 (+1,799%), from €673 to €12,778
- Tangible fixed assets -€9,347
down €9,347 (-36.9%), from €25,307 to €15,960
- Stocks and contracts -€9,000
down €9,000 (-22.9%), from €39,255 to €30,255
- Intangible fixed assets -€5,929
no longer reported in 2025 (was €5,929)
- Deferred charges and accrued income -€3,996
down €3,996 (-76.8%), from €5,202 to €1,206
- Other debts -€12,440
down €12,440 (-59.9%), from €20,766 to €8,326
- Tax, wage and social debts -€5,139
down €5,139 (-37.3%), from €13,792 to €8,653
of which Remuneration and social security: -€3,001
- Accrued charges and deferred income -€2,033
no longer reported in 2025 (was €2,033)
- Gross operating margin -€9,374
down €9,374 (-30.6%), from €30,676 to €21,302
- Depreciation -€753
down €753 (-4.1%), from €18,176 to €17,423
- Taxes -€531
down €531 (-20.6%), from €2,573 to €2,042
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €101,190 | €82,836 | -€18,353 | -18.1% |
| Fixed assets | 21/28 | €31,236 | €15,960 | -€15,275 | -48.9% |
| Intangible fixed assets | 21 | €5,929 | - | -€5,929 | |
| Tangible fixed assets | 22/27 | €25,307 | €15,960 | -€9,347 | -36.9% |
| Furniture and vehicles | 24 | €25,307 | €15,960 | -€9,347 | -36.9% |
| Current assets | 29/58 | €69,954 | €66,876 | -€3,078 | -4.4% |
| Stocks and contracts in progress | 3 | €39,255 | €30,255 | -€9,000 | -22.9% |
| Contracts in progress | 37 | €39,255 | €30,255 | -€9,000 | -22.9% |
| Amounts receivable within one year | 40/41 | €673 | €12,778 | +€12,105 | +1,799% |
| Trade receivables | 40 | €673 | €12,778 | +€12,105 | +1,799% |
| Cash at bank and in hand | 54/58 | €24,824 | €22,638 | -€2,187 | -8.8% |
| Deferred charges and accrued income | 490/1 | €5,202 | €1,206 | -€3,996 | -76.8% |
| Total equity and liabilities | 10/49 | €101,190 | €82,836 | -€18,353 | -18.1% |
| Equity | 10/15 | €63,512 | €64,200 | +€688 | +1.1% |
| Contributions | 10/11 | €1,000 | €1,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €62,512 | €63,200 | +€688 | +1.1% |
| Amounts payable | 17/49 | €37,678 | €18,636 | -€19,041 | -50.5% |
| Amounts payable within one year | 42/48 | €35,645 | €18,636 | -€17,009 | -47.7% |
| Financial debts | 43 | €1,087 | €1,498 | +€411 | +37.8% |
| Credit institutions | 430/8 | €1,087 | €1,498 | +€411 | +37.8% |
| Trade debts | 44 | - | €159 | +€159 | |
| Suppliers | 440/4 | - | €159 | +€159 | |
| Taxes, remuneration and social security | 45 | €13,792 | €8,653 | -€5,139 | -37.3% |
| Taxes | 450/3 | €10,791 | €8,653 | -€2,138 | -19.8% |
| Remuneration and social security | 454/9 | €3,001 | - | -€3,001 | |
| Other amounts payable | 47/48 | €20,766 | €8,326 | -€12,440 | -59.9% |
| Accrued charges and deferred income | 492/3 | €2,033 | - | -€2,033 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €18,176 | €17,423 | -€753 | -4.1% |
| Other operating charges | 640/8 | €938 | €956 | +€19 | +2.0% |
| Gross operating margin | 9900 | €30,676 | €21,302 | -€9,374 | -30.6% |
| Operating profit (loss) | 9901 | €11,563 | €2,923 | -€8,640 | -74.7% |
| Financial income | 75/76B | €0 | €39 | +€39 | +21,400% |
| Recurring financial income | 75 | €0 | €39 | +€39 | +21,400% |
| Financial charges | 65/66B | €478 | €231 | -€247 | -51.6% |
| Recurring financial charges | 65 | €478 | €231 | -€247 | -51.6% |
| Profit (loss) for the period before taxes | 9903 | €11,085 | €2,730 | -€8,355 | -75.4% |
| Income taxes | 67/77 | €2,573 | €2,042 | -€531 | -20.6% |
| Profit (loss) for the period | 9904 | €8,512 | €688 | -€7,824 | -91.9% |
| Profit (loss) for the period to be appropriated | 9905 | €8,512 | €688 | -€7,824 | -91.9% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 22 October 2026 via checked.be.