GROUPE BMB: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
GROUPE BMB
Largest movements
- Financial fixed assets -€464,999
down €464,999 (-29.0%), from €1.6m to €1.1m
- Profit (loss) carried forward -€439,102
down €439,102 (-44.4%), from -€989,373 to -€1.4m
- Financial income -€320,530
down €320,530 (-74.8%), from €428,570 to €108,040
of which Non-recurring financial income: -€320,000
- Financial charges +€106,020
up €106,020 (+29.3%), from €362,306 to €468,326
of which Financial charges: +€220,746
- Gross operating margin -€65,378
down €65,378 (-1,221%), from -€5,354 to -€70,733
- Other operating charges -€40,117
down €40,117 (-91.0%), from €44,081 to €3,964
- Taxes +€11,890
up €11,890, from -€7,771 to €4,119
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €4,145,016 | €3,725,274 | -€419,743 | -10.1% |
| Fixed assets | 21/28 | €1,600,823 | €1,135,824 | -€464,999 | -29.0% |
| Financial fixed assets | 28 | €1,600,823 | €1,135,824 | -€464,999 | -29.0% |
| Current assets | 29/58 | €2,544,193 | €2,589,450 | +€45,256 | +1.8% |
| Amounts receivable after more than one year | 29 | €951,361 | €936,170 | -€15,191 | -1.6% |
| Other amounts receivable | 291 | €951,361 | €936,170 | -€15,191 | -1.6% |
| Amounts receivable within one year | 40/41 | €1,552,372 | €1,593,523 | +€41,152 | +2.7% |
| Trade receivables | 40 | €40,363 | €102,463 | +€62,100 | +154% |
| Other amounts receivable | 41 | €1,512,009 | €1,491,060 | -€20,948 | -1.4% |
| Cash at bank and in hand | 54/58 | €39,928 | €59,223 | +€19,295 | +48.3% |
| Deferred charges and accrued income | 490/1 | €533 | €533 | = | 0.0% |
| Total equity and liabilities | 10/49 | €4,145,016 | €3,725,274 | -€419,743 | -10.1% |
| Equity | 10/15 | €3,228,887 | €2,789,785 | -€439,102 | -13.6% |
| Contributions | 10/11 | €4,191,500 | €4,191,500 | = | 0.0% |
| Capital | 10 | €4,191,500 | €4,191,500 | = | 0.0% |
| Issued capital | 100 | €4,191,500 | €4,191,500 | = | 0.0% |
| Reserves | 13 | €26,760 | €26,760 | = | 0.0% |
| Non-distributable reserves | 130/1 | €26,760 | €26,760 | = | 0.0% |
| Legal reserve | 130 | €26,760 | €26,760 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€989,373 | -€1,428,475 | -€439,102 | -44.4% |
| Amounts payable | 17/49 | €916,129 | €935,488 | +€19,359 | +2.1% |
| Amounts payable within one year | 42/48 | €916,129 | €935,488 | +€19,359 | +2.1% |
| Trade debts | 44 | €33,432 | €52,792 | +€19,359 | +57.9% |
| Suppliers | 440/4 | €33,432 | €52,792 | +€19,359 | +57.9% |
| Taxes, remuneration and social security | 45 | €11,951 | €11,951 | = | 0.0% |
| Taxes | 450/3 | €11,951 | €11,951 | = | 0.0% |
| Other amounts payable | 47/48 | €870,746 | €870,746 | = | 0.0% |
| Other operating charges | 640/8 | €44,081 | €3,964 | -€40,117 | -91.0% |
| Gross operating margin | 9900 | -€5,354 | -€70,733 | -€65,378 | -1,221% |
| Operating profit (loss) | 9901 | -€49,436 | -€74,697 | -€25,261 | -51.1% |
| Financial income | 75/76B | €428,570 | €108,040 | -€320,530 | -74.8% |
| Recurring financial income | 75 | €108,570 | €108,040 | -€530 | -0.5% |
| Non-recurring financial income | 76B | €320,000 | - | -€320,000 | |
| Financial charges | 65/66B | €362,306 | €468,326 | +€106,020 | +29.3% |
| Recurring financial charges | 65 | €10,431 | €231,177 | +€220,746 | +2,116% |
| Non-recurring financial charges | 66B | €351,875 | €237,149 | -€114,726 | -32.6% |
| Profit (loss) for the period before taxes | 9903 | €16,828 | -€434,983 | -€451,811 | |
| Income taxes | 67/77 | -€7,771 | €4,119 | +€11,890 | |
| Profit (loss) for the period | 9904 | €24,599 | -€439,102 | -€463,701 | |
| Profit (loss) for the period to be appropriated | 9905 | €24,599 | -€439,102 | -€463,701 |
Source: filed annual accounts (NBB), financial years ended 31 March 2024 and 31 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 18 October 2026 via checked.be.