GROUPALIA FINANCES: what changed
What changed
GROUPALIA FINANCES
NACE 62.100, Computer programming
filed annual accounts (NBB)
Net result for the year
€115,373
2024 · €95,498+€19,875
Equity
€469,894
2024 · €354,521+€115,373
Cash
€3,132
2024 · €3,601-€469
Balance sheet total
€737,335
2024 · €737,804-€469
Largest movements
Assets
No asset line moved by more than 1% of the balance sheet total.
Equity and liabilities
- Debts after one year -€122,500
down €122,500 (-34.6%), from €354,101 to €231,601
- Profit (loss) carried forward +€115,373
up €115,373 (+46.5%), from €248,081 to €363,454
Income statement
- Financial income +€24,801
up €24,801 (+25.0%), from €99,200 to €124,001
- Gross operating margin -€6,649
down €6,649, from €4,383 to -€2,266
- Financial charges -€1,260
down €1,260 (-17.4%), from €7,222 to €5,962
- Other operating charges -€434
down €434 (-52.0%), from €833 to €400
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€95,498
Gross operating margin
-€6,649
Other operating charges
+€434
Financial income
+€24,801
Financial charges
+€1,260
Taxes
+€30
Result 2025
€115,373
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€122,031
Investment
€0
Financing
-€122,500
Cash 2024
€3,601
From operations (derived)
+€122,031
Net result for the year
+€115,373
Trade debts
+€836
Accrued charges and deferred income
+€5,822
Financing
-€122,500
Debts after one year
-€122,500
Cash 2025
€3,132
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €737,804 | €737,335 | -€469 | -0.1% |
| Fixed assets | 21/28 | €653,232 | €653,232 | = | 0.0% |
| Financial fixed assets | 28 | €653,232 | €653,232 | = | 0.0% |
| Current assets | 29/58 | €84,572 | €84,103 | -€469 | -0.6% |
| Amounts receivable within one year | 40/41 | €80,972 | €80,972 | = | 0.0% |
| Other amounts receivable | 41 | €80,972 | €80,972 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €3,601 | €3,132 | -€469 | -13.0% |
| Total equity and liabilities | 10/49 | €737,804 | €737,335 | -€469 | -0.1% |
| Equity | 10/15 | €354,521 | €469,894 | +€115,373 | +32.5% |
| Contributions | 10/11 | €21,000 | €21,000 | = | 0.0% |
| Reserves | 13 | €85,440 | €85,440 | = | 0.0% |
| Non-distributable reserves | 130/1 | €2,100 | €2,100 | = | 0.0% |
| Reserves not available under the articles | 1311 | €2,100 | €2,100 | = | 0.0% |
| Tax-exempt reserves | 132 | €83,340 | €83,340 | = | 0.0% |
| Profit (loss) carried forward | 14 | €248,081 | €363,454 | +€115,373 | +46.5% |
| Amounts payable | 17/49 | €383,283 | €267,441 | -€115,842 | -30.2% |
| Amounts payable after more than one year | 17 | €354,101 | €231,601 | -€122,500 | -34.6% |
| Financial debts | 170/4 | €354,101 | €231,601 | -€122,500 | -34.6% |
| Amounts payable within one year | 42/48 | €442 | €1,278 | +€836 | +189% |
| Trade debts | 44 | €442 | €1,278 | +€836 | +189% |
| Suppliers | 440/4 | €442 | €1,278 | +€836 | +189% |
| Accrued charges and deferred income | 492/3 | €28,740 | €34,562 | +€5,822 | +20.3% |
| Other operating charges | 640/8 | €833 | €400 | -€434 | -52.0% |
| Gross operating margin | 9900 | €4,383 | -€2,266 | -€6,649 | |
| Operating profit (loss) | 9901 | €3,550 | -€2,666 | -€6,215 | |
| Financial income | 75/76B | €99,200 | €124,001 | +€24,801 | +25.0% |
| Recurring financial income | 75 | €99,200 | €124,001 | +€24,801 | +25.0% |
| Financial charges | 65/66B | €7,222 | €5,962 | -€1,260 | -17.4% |
| Recurring financial charges | 65 | €7,222 | €5,962 | -€1,260 | -17.4% |
| Profit (loss) for the period before taxes | 9903 | €95,528 | €115,373 | +€19,845 | +20.8% |
| Income taxes | 67/77 | €30 | - | -€30 | |
| Profit (loss) for the period | 9904 | €95,498 | €115,373 | +€19,875 | +20.8% |
| Profit (loss) for the period to be appropriated | 9905 | €95,498 | €115,373 | +€19,875 | +20.8% |
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Compare this company with its sector.Sector benchmark
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 4 November 2026 via checked.be.