GROUP ASSURLIM: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
GROUP ASSURLIM
Largest movements
- Receivables within one year +€75,230
up €75,230 (+34.6%), from €217,680 to €292,910
of which Other amounts receivable: +€90,963
- Current portion of long-term debt +€51,579
up €51,579 (+336%), from €15,345 to €66,924
- Tax, wage and social debts +€24,580
up €24,580 (+64.0%), from €38,425 to €63,006
of which Remuneration and social security: +€18,982
- Debts after one year +€13,955
up €13,955 (+8.9%), from €157,554 to €171,509
of which Other amounts payable: +€12,381
- Reserves -€13,024
down €13,024 (-36.1%), from €36,109 to €23,085
- Gross operating margin +€33,037
up €33,037 (+13.1%), from €252,558 to €285,595
- Staff costs +€31,486
up €31,486 (+17.6%), from €179,047 to €210,533
- Taxes +€14,834
up €14,834 (+44.9%), from €33,059 to €47,893
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €261,456 | €338,051 | +€76,595 | +29.3% |
| Fixed assets | 21/28 | €5,816 | €4,790 | -€1,026 | -17.6% |
| Tangible fixed assets | 22/27 | €5,701 | €4,676 | -€1,026 | -18.0% |
| Plant, machinery and equipment | 23 | €4,877 | €4,042 | -€835 | -17.1% |
| Furniture and vehicles | 24 | €824 | €633 | -€191 | -23.2% |
| Financial fixed assets | 28 | €114 | €114 | = | 0.0% |
| Current assets | 29/58 | €255,640 | €333,261 | +€77,621 | +30.4% |
| Amounts receivable after more than one year | 29 | €37,960 | €37,960 | = | 0.0% |
| Other amounts receivable | 291 | €37,960 | €37,960 | = | 0.0% |
| Amounts receivable within one year | 40/41 | €217,680 | €292,910 | +€75,230 | +34.6% |
| Trade receivables | 40 | €34,270 | €18,538 | -€15,733 | -45.9% |
| Other amounts receivable | 41 | €183,410 | €274,373 | +€90,963 | +49.6% |
| Cash at bank and in hand | 54/58 | - | €2,391 | +€2,391 | |
| Total equity and liabilities | 10/49 | €261,456 | €338,051 | +€76,595 | +29.3% |
| Equity | 10/15 | €43,224 | €30,200 | -€13,024 | -30.1% |
| Contributions | 10/11 | €6,247 | €6,247 | = | 0.0% |
| Reserves | 13 | €36,109 | €23,085 | -€13,024 | -36.1% |
| Distributable reserves | 133 | €36,109 | €23,085 | -€13,024 | -36.1% |
| Profit (loss) carried forward | 14 | €869 | €869 | = | 0.0% |
| Amounts payable | 17/49 | €218,231 | €307,851 | +€89,619 | +41.1% |
| Amounts payable after more than one year | 17 | €157,554 | €171,509 | +€13,955 | +8.9% |
| Financial debts | 170/4 | €3,341 | €4,915 | +€1,575 | +47.1% |
| Other amounts payable | 178/9 | €154,213 | €166,594 | +€12,381 | +8.0% |
| Amounts payable within one year | 42/48 | €60,677 | €136,342 | +€75,664 | +125% |
| Current portion of amounts payable after more than one year | 42 | €15,345 | €66,924 | +€51,579 | +336% |
| Financial debts | 43 | €267 | - | -€267 | |
| Credit institutions | 430/8 | €267 | - | -€267 | |
| Trade debts | 44 | €6,640 | €6,412 | -€228 | -3.4% |
| Suppliers | 440/4 | €6,640 | €6,412 | -€228 | -3.4% |
| Taxes, remuneration and social security | 45 | €38,425 | €63,006 | +€24,580 | +64.0% |
| Taxes | 450/3 | - | €5,598 | +€5,598 | |
| Remuneration and social security | 454/9 | €38,425 | €57,407 | +€18,982 | +49.4% |
| Remuneration, social security and pensions | 62 | €179,047 | €210,533 | +€31,486 | +17.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,360 | €1,026 | -€334 | -24.6% |
| Other operating charges | 640/8 | €564 | €1,251 | +€686 | +122% |
| Gross operating margin | 9900 | €252,558 | €285,595 | +€33,037 | +13.1% |
| Operating profit (loss) | 9901 | €71,588 | €72,786 | +€1,199 | +1.7% |
| Financial income | 75/76B | €3,423 | €5,891 | +€2,468 | +72.1% |
| Recurring financial income | 75 | €3,423 | €5,891 | +€2,468 | +72.1% |
| Financial charges | 65/66B | €7,703 | €8,809 | +€1,106 | +14.4% |
| Recurring financial charges | 65 | €7,703 | €8,809 | +€1,106 | +14.4% |
| Profit (loss) for the period before taxes | 9903 | €67,308 | €69,869 | +€2,561 | +3.8% |
| Income taxes | 67/77 | €33,059 | €47,893 | +€14,834 | +44.9% |
| Profit (loss) for the period | 9904 | €34,250 | €21,976 | -€12,274 | -35.8% |
| Profit (loss) for the period to be appropriated | 9905 | €34,250 | €21,976 | -€12,274 | -35.8% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 October 2026 via checked.be.