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Group³: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

Group³

BE 0893.064.647
NACE 68.121, Development of residential building projects
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€1.0m
2024 · €1.0m+€7,865
Equity
€5.5m
2024 · €4.5m+€1.0m
Cash
€4.7m
2024 · -+€4.7m
Balance sheet total
€7.6m
2024 · €6.6m+€1.0m

Largest movements

2024 to 2025
Assets
  • Cash +€4.7m

    new in 2025: €4.7m

    mainly Current investments (+€3.1m) and Net result for the year (+€1.0m)

  • Current investments -€3.1m

    no longer reported in 2025 (was €3.1m)

  • Receivables within one year -€268,068

    down €268,068 (-28.7%), from €933,324 to €665,256

    of which Trade receivables: -€280,546

  • Tangible fixed assets -€209,464

    down €209,464 (-8.3%), from €2.5m to €2.3m

    of which Land and buildings: -€226,101

Equity and liabilities
  • Profit (loss) carried forward +€557,825

    up €557,825 (+42.3%), from €1.3m to €1.9m

  • Reserves +€479,940

    up €479,940 (+24.5%), from €2.0m to €2.4m

    of which Distributable reserves: +€505,200

  • Debts after one year -€222,916

    down €222,916 (-19.0%), from €1.2m to €947,401

  • Other debts +€156,938

    up €156,938 (+1582.6%), from €9,916 to €166,855

Income statement
  • Gross operating margin +€129,626

    up €129,626 (+5.3%), from €2.5m to €2.6m

  • Staff costs +€103,659

    up €103,659 (+13.6%), from €762,621 to €866,280

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €1.0m
Gross operating margin +€129,626
Staff costs -€103,659
Depreciation -€2,041
Other operating charges -€4,992
Financial income -€8,335
Financial charges +€3,126
Taxes -€5,860
Result 2025 €1.0m

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€1.9m
Investment +€3.0m
Financing -€222,916
Cash 2024 €0
Net result for the year +€1.0m
Depreciation +€305,241
Receivables within one year +€268,068
Deferred charges and accrued income +€14,612
Trade debts +€42,612
Tax, wage and social debts +€27,959
Other debts +€156,938
Accrued charges and deferred income +€1,323
Investment in fixed assets (net) -€94,176
Current investments +€3.1m
Debts after one year -€222,916
Cash 2025 €4.7m
Every line side by side 52 lines
Line Code 2024 2025 Change %
Total assets 20/58 €6,602,893 €7,646,574 +€1.0m +15.8%
Fixed assets 21/28 €2,536,151 €2,325,087 -€211,064 -8.3%
Intangible fixed assets 21 €4,800 €3,200 -€1,600 -33.3%
Tangible fixed assets 22/27 €2,531,351 €2,321,887 -€209,464 -8.3%
Land and buildings 22 €2,317,789 €2,091,688 -€226,101 -9.8%
Plant, machinery and equipment 23 €212,946 €230,199 +€17,252 +8.1%
Furniture and vehicles 24 €616 €0 -€616 -100.0%
Current assets 29/58 €4,066,742 €5,321,487 +€1.3m +30.9%
Amounts receivable within one year 40/41 €933,324 €665,256 -€268,068 -28.7%
Trade receivables 40 €924,296 €643,750 -€280,546 -30.4%
Other amounts receivable 41 €9,028 €21,506 +€12,478 +138.2%
Current investments 50/53 €3,117,330 - -€3.1m
Cash at bank and in hand 54/58 - €4,654,755 +€4.7m
Deferred charges and accrued income 490/1 €16,088 €1,476 -€14,612 -90.8%
Total equity and liabilities 10/49 €6,602,893 €7,646,574 +€1.0m +15.8%
Equity 10/15 €4,478,596 €5,516,361 +€1.0m +23.2%
Contributions 10/11 €1,200,000 €1,200,000 = 0.0%
Capital 10 €1,200,000 €1,200,000 = 0.0%
Issued capital 100 €1,200,000 €1,200,000 = 0.0%
Reserves 13 €1,959,770 €2,439,710 +€479,940 +24.5%
Non-distributable reserves 130/1 €120,000 €120,000 = 0.0%
Legal reserve 130 €120,000 €120,000 = 0.0%
Tax-exempt reserves 132 €1,380,880 €1,355,620 -€25,260 -1.8%
Distributable reserves 133 €458,890 €964,090 +€505,200 +110.1%
Profit (loss) carried forward 14 €1,318,826 €1,876,651 +€557,825 +42.3%
Amounts payable 17/49 €2,124,297 €2,130,213 +€5,916 +0.3%
Amounts payable after more than one year 17 €1,170,317 €947,401 -€222,916 -19.0%
Financial debts 170/4 €1,170,317 €947,401 -€222,916 -19.0%
Amounts payable within one year 42/48 €899,560 €1,127,070 +€227,509 +25.3%
Current portion of amounts payable after more than one year 42 €222,916 €222,916 = 0.0%
Trade debts 44 €361,216 €403,828 +€42,612 +11.8%
Suppliers 440/4 €361,216 €403,828 +€42,612 +11.8%
Taxes, remuneration and social security 45 €305,512 €333,471 +€27,959 +9.2%
Taxes 450/3 €195,596 €217,370 +€21,774 +11.1%
Remuneration and social security 454/9 €109,916 €116,101 +€6,185 +5.6%
Other amounts payable 47/48 €9,916 €166,855 +€156,938 +1582.6%
Accrued charges and deferred income 492/3 €54,420 €55,742 +€1,323 +2.4%
Remuneration, social security and pensions 62 €762,621 €866,280 +€103,659 +13.6%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €303,200 €305,241 +€2,041 +0.7%
Other operating charges 640/8 €98,814 €103,805 +€4,992 +5.1%
Gross operating margin 9900 €2,463,258 €2,592,885 +€129,626 +5.3%
Operating profit (loss) 9901 €1,298,624 €1,317,559 +€18,935 +1.5%
Financial income 75/76B €99,403 €91,068 -€8,335 -8.4%
Recurring financial income 75 €99,403 €91,068 -€8,335 -8.4%
Financial charges 65/66B €27,575 €24,449 -€3,126 -11.3%
Recurring financial charges 65 €27,575 €24,449 -€3,126 -11.3%
Profit (loss) for the period before taxes 9903 €1,370,453 €1,384,178 +€13,726 +1.0%
Income taxes 67/77 €340,553 €346,413 +€5,860 +1.7%
Profit (loss) for the period 9904 €1,029,899 €1,037,765 +€7,865 +0.8%
Transfer from tax-exempt reserves 789 €458,890 €505,200 +€46,310 +10.1%
Transfer to tax-exempt reserves 689 €471,520 €479,940 +€8,420 +1.8%
Profit (loss) for the period to be appropriated 9905 €1,017,269 €1,063,025 +€45,755 +4.5%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.