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Groterm: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

Groterm

BE 0408.054.848
NACE 43.222, Installation of electric heating, air conditioning, cooling and ventilation
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€114,783
2024 · -€36,928+€151,711
Equity
€1.3m
2024 · €1.2m+€49,783
Cash
€559,086
2024 · €426,809+€132,277
Balance sheet total
€1.6m
2024 · €1.5m+€74,538

Largest movements

2024 to 2025
Assets
  • Cash +€132,277

    up €132,277 (+31.0%), from €426,809 to €559,086

    mainly Net result for the year (+€114,783) and Other debts (+€64,970)

  • Stocks and contracts -€49,506

    down €49,506 (-10.7%), from €460,605 to €411,099

    of which Stocks: -€42,389

  • Tangible fixed assets +€37,880

    up €37,880 (+81.2%), from €46,670 to €84,550

    of which Other tangible fixed assets: +€56,566

  • Deferred charges and accrued income -€26,201

    down €26,201 (-35.1%), from €74,611 to €48,410

  • Receivables within one year -€16,821

    down €16,821 (-4.1%), from €410,438 to €393,617

    of which Trade receivables: -€16,247

Equity and liabilities
  • Other debts +€64,970

    up €64,970 (+216566.7%), from €30 to €65,000

  • Reserves +€49,783

    up €49,783 (+4.2%), from €1.2m to €1.2m

  • Trade debts -€25,249

    down €25,249 (-19.6%), from €129,133 to €103,884

Income statement
  • Gross operating margin +€103,382

    up €103,382 (+8.0%), from €1.3m to €1.4m

  • Staff costs -€35,894

    down €35,894 (-2.8%), from €1.3m to €1.3m

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€36,928
Gross operating margin +€103,382
Staff costs +€35,894
Depreciation +€2,028
Write-downs +€4,428
Other operating charges -€1,621
Other operating items +€1,145
Financial income +€3,204
Financial charges +€2,387
Taxes +€864
Result 2025 €114,783

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€260,837
Investment -€63,560
Financing -€65,000
Cash 2024 €426,809
Net result for the year +€114,783
Depreciation +€28,772
Stocks and contracts +€49,506
Receivables within one year +€16,821
Deferred charges and accrued income +€26,201
Trade debts -€25,249
Tax, wage and social debts -€14,966
Other debts +€64,970
Investment in fixed assets (net) -€62,928
Current investments -€632
Contributions, distributions and other -€65,000
Cash 2025 €559,086
Every line side by side 49 lines
Line Code 2024 2025 Change %
Total assets 20/58 €1,510,119 €1,584,657 +€74,538 +4.9%
Fixed assets 21/28 €53,694 €87,850 +€34,156 +63.6%
Intangible fixed assets 21 €2,084 €3,015 +€931 +44.7%
Tangible fixed assets 22/27 €46,670 €84,550 +€37,880 +81.2%
Land and buildings 22 €2,871 €1,626 -€1,245 -43.4%
Plant, machinery and equipment 23 €6,864 €5,027 -€1,837 -26.8%
Furniture and vehicles 24 €36,935 €21,331 -€15,604 -42.2%
Other tangible fixed assets 26 - €56,566 +€56,566
Financial fixed assets 28 €4,940 €285 -€4,655 -94.2%
Current assets 29/58 €1,456,426 €1,496,808 +€40,382 +2.8%
Stocks and contracts in progress 3 €460,605 €411,099 -€49,506 -10.7%
Stocks 30/36 €333,557 €291,167 -€42,389 -12.7%
Contracts in progress 37 €127,048 €119,932 -€7,116 -5.6%
Amounts receivable within one year 40/41 €410,438 €393,617 -€16,821 -4.1%
Trade receivables 40 €380,257 €364,010 -€16,247 -4.3%
Other amounts receivable 41 €30,180 €29,607 -€573 -1.9%
Current investments 50/53 €83,964 €84,596 +€632 +0.8%
Cash at bank and in hand 54/58 €426,809 €559,086 +€132,277 +31.0%
Deferred charges and accrued income 490/1 €74,611 €48,410 -€26,201 -35.1%
Total equity and liabilities 10/49 €1,510,119 €1,584,657 +€74,538 +4.9%
Equity 10/15 €1,228,950 €1,278,733 +€49,783 +4.1%
Contributions 10/11 €31,000 €31,000 = 0.0%
Reserves 13 €1,197,950 €1,247,733 +€49,783 +4.2%
Distributable reserves 133 €1,197,950 €1,247,733 +€49,783 +4.2%
Profit (loss) carried forward 14 €0 €0 =
Amounts payable 17/49 €281,169 €305,924 +€24,755 +8.8%
Amounts payable within one year 42/48 €281,169 €305,924 +€24,755 +8.8%
Trade debts 44 €129,133 €103,884 -€25,249 -19.6%
Suppliers 440/4 €129,133 €103,884 -€25,249 -19.6%
Taxes, remuneration and social security 45 €152,006 €137,040 -€14,966 -9.8%
Taxes 450/3 €15,932 €10,673 -€5,258 -33.0%
Remuneration and social security 454/9 €136,074 €126,366 -€9,708 -7.1%
Other amounts payable 47/48 €30 €65,000 +€64,970 +216566.7%
Non-recurring operating income 76A €426 €0 -€426 -100.0%
Remuneration, social security and pensions 62 €1,297,498 €1,261,604 -€35,894 -2.8%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €30,800 €28,772 -€2,028 -6.6%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) 631/4 -€3,092 -€7,519 -€4,428 -143.2%
Other operating charges 640/8 €5,334 €6,955 +€1,621 +30.4%
Non-recurring operating charges 66A €1,145 €0 -€1,145 -100.0%
Gross operating margin 9900 €1,293,908 €1,397,290 +€103,382 +8.0%
Operating profit (loss) 9901 -€37,777 €107,479 +€145,256
Financial income 75/76B €17,765 €20,969 +€3,204 +18.0%
Recurring financial income 75 €17,765 €20,969 +€3,204 +18.0%
Financial charges 65/66B €15,612 €13,225 -€2,387 -15.3%
Recurring financial charges 65 €15,612 €13,225 -€2,387 -15.3%
Profit (loss) for the period before taxes 9903 -€35,624 €115,223 +€150,847
Income taxes 67/77 €1,304 €440 -€864 -66.3%
Profit (loss) for the period 9904 -€36,928 €114,783 +€151,711
Profit (loss) for the period to be appropriated 9905 -€36,928 €114,783 +€151,711

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.