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GRCM: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

GRCM

BE 0475.343.748
NACE 47.811, Retail sale of cars and light vans (up to 3.5 tonnes)
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€15,062
2024 · €15,990-€929
Equity
€1,670
2024 · -€13,392+€15,062
Cash
€12,403
2024 · €6,471+€5,932
Balance sheet total
€93,254
2024 · €79,731+€13,522

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€10,855

    up €10,855 (+17.3%), from €62,870 to €73,725

    of which Trade receivables: +€10,855

  • Cash +€5,932

    up €5,932 (+91.7%), from €6,471 to €12,403

    mainly Trade debts (+€30,159) and Net result for the year (+€15,062)

  • Stocks and contracts -€3,400

    down €3,400 (-34.7%), from €9,800 to €6,400

Equity and liabilities
  • Other debts -€31,298

    down €31,298 (-56.9%), from €55,044 to €23,747

  • Trade debts +€30,159

    up €30,159 (+86.6%), from €34,812 to €64,971

  • Profit (loss) carried forward +€15,062

    up €15,062 (+46.8%), from -€32,186 to -€17,124

Income statement
  • Financial charges +€1,558

    up €1,558 (+179.7%), from €867 to €2,425

    of which Non-recurring financial charges: +€2,200

  • Gross operating margin +€552

    up €552 (+3.0%), from €18,476 to €19,028

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €15,990
Gross operating margin +€552
Depreciation -€18
Other operating charges +€95
Financial income +€0
Financial charges -€1,558
Result 2025 €15,062

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€6,428
Investment -€496
Financing €0
Cash 2024 €6,471
Net result for the year +€15,062
Depreciation +€360
Stocks and contracts +€3,400
Receivables within one year -€10,855
Trade debts +€30,159
Tax, wage and social debts -€401
Other debts -€31,298
Investment in fixed assets (net) -€496
Cash 2025 €12,403
Every line side by side 39 lines
Line Code 2024 2025 Change %
Total assets 20/58 €79,731 €93,254 +€13,522 +17.0%
Fixed assets 21/28 €591 €726 +€136 +23.0%
Tangible fixed assets 22/27 €591 €726 +€136 +23.0%
Plant, machinery and equipment 23 €470 €216 -€254 -54.0%
Furniture and vehicles 24 €121 €510 +€389 +321.5%
Current assets 29/58 €79,141 €92,527 +€13,387 +16.9%
Stocks and contracts in progress 3 €9,800 €6,400 -€3,400 -34.7%
Stocks 30/36 €9,800 €6,400 -€3,400 -34.7%
Amounts receivable within one year 40/41 €62,870 €73,725 +€10,855 +17.3%
Trade receivables 40 €62,858 €73,712 +€10,855 +17.3%
Other amounts receivable 41 €12 €12 = 0.0%
Cash at bank and in hand 54/58 €6,471 €12,403 +€5,932 +91.7%
Total equity and liabilities 10/49 €79,731 €93,254 +€13,522 +17.0%
Equity 10/15 -€13,392 €1,670 +€15,062
Contributions 10/11 €18,600 €18,600 = 0.0%
Revaluation surpluses 12 €194 - -€194
Reserves 13 - €194 +€194
Non-distributable reserves 130/1 - €194 +€194
Reserves not available under the articles 1311 - €194 +€194
Profit (loss) carried forward 14 -€32,186 -€17,124 +€15,062 +46.8%
Amounts payable 17/49 €93,123 €91,584 -€1,539 -1.7%
Amounts payable within one year 42/48 €93,123 €91,584 -€1,539 -1.7%
Trade debts 44 €34,812 €64,971 +€30,159 +86.6%
Suppliers 440/4 €34,812 €64,971 +€30,159 +86.6%
Taxes, remuneration and social security 45 €3,266 €2,866 -€401 -12.3%
Taxes 450/3 €3,266 €2,866 -€401 -12.3%
Other amounts payable 47/48 €55,044 €23,747 -€31,298 -56.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €342 €360 +€18 +5.2%
Other operating charges 640/8 €1,276 €1,181 -€95 -7.5%
Gross operating margin 9900 €18,476 €19,028 +€552 +3.0%
Operating profit (loss) 9901 €16,857 €17,486 +€629 +3.7%
Financial income 75/76B - €0 +€0
Recurring financial income 75 - €0 +€0
Financial charges 65/66B €867 €2,425 +€1,558 +179.7%
Recurring financial charges 65 €867 €225 -€642 -74.1%
Non-recurring financial charges 66B - €2,200 +€2,200
Profit (loss) for the period before taxes 9903 €15,990 €15,062 -€929 -5.8%
Profit (loss) for the period 9904 €15,990 €15,062 -€929 -5.8%
Profit (loss) for the period to be appropriated 9905 €15,990 €15,062 -€929 -5.8%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.