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GRAYWISE: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

GRAYWISE

BE 0656.880.040
NACE 70.200, Business and other management consultancy
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€21,925
2024 · -€602+€22,527
Equity
-€42,975
2024 · -€64,900+€21,925
Cash
€7,104
2024 · €7,152-€48
Balance sheet total
€8,783
2024 · €16,501-€7,717

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€4,804

    down €4,804 (-86.9%), from €5,525 to €722

    of which Trade receivables: -€4,747

  • Tangible fixed assets -€2,882

    down €2,882 (-100.0%), from €2,882 to €0

Equity and liabilities
  • Other debts -€28,772

    down €28,772 (-36.7%), from €78,364 to €49,592

  • Profit (loss) carried forward +€21,925

    up €21,925 (+26.3%), from -€83,500 to -€61,575

  • Trade debts -€915

    down €915 (-31.7%), from €2,892 to €1,976

Income statement
  • Gross operating margin +€21,705

    up €21,705 (+508.2%), from €4,271 to €25,976

  • Depreciation -€1,320

    down €1,320 (-31.4%), from €4,202 to €2,882

  • Other operating charges +€461

    up €461 (+106.8%), from €432 to €894

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€602
Gross operating margin +€21,705
Depreciation +€1,320
Other operating charges -€461
Financial income +€65
Financial charges +€21
Taxes -€123
Result 2025 €21,925

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€48
Investment €0
Financing €0
Cash 2024 €7,152
Net result for the year +€21,925
Depreciation +€2,882
Receivables within one year +€4,804
Smaller working-capital items +€29
Trade debts -€915
Other debts -€28,772
Cash 2025 €7,104
Every line side by side 34 lines
Line Code 2024 2025 Change %
Total assets 20/58 €16,501 €8,783 -€7,717 -46.8%
Fixed assets 21/28 €2,882 €0 -€2,882 -100.0%
Tangible fixed assets 22/27 €2,882 €0 -€2,882 -100.0%
Furniture and vehicles 24 €2,882 €0 -€2,882 -100.0%
Current assets 29/58 €13,619 €8,783 -€4,836 -35.5%
Amounts receivable within one year 40/41 €5,525 €722 -€4,804 -86.9%
Trade receivables 40 €5,288 €540 -€4,747 -89.8%
Other amounts receivable 41 €238 €181 -€56 -23.7%
Cash at bank and in hand 54/58 €7,152 €7,104 -€48 -0.7%
Deferred charges and accrued income 490/1 €942 €958 +€16 +1.7%
Total equity and liabilities 10/49 €16,501 €8,783 -€7,717 -46.8%
Equity 10/15 -€64,900 -€42,975 +€21,925 +33.8%
Contributions 10/11 €18,600 €18,600 = 0.0%
Profit (loss) carried forward 14 -€83,500 -€61,575 +€21,925 +26.3%
Amounts payable 17/49 €81,401 €51,758 -€29,642 -36.4%
Amounts payable within one year 42/48 €81,387 €51,758 -€29,628 -36.4%
Trade debts 44 €2,892 €1,976 -€915 -31.7%
Suppliers 440/4 €2,892 €1,976 -€915 -31.7%
Taxes, remuneration and social security 45 €131 €190 +€59 +45.3%
Taxes 450/3 €131 €190 +€59 +45.3%
Other amounts payable 47/48 €78,364 €49,592 -€28,772 -36.7%
Accrued charges and deferred income 492/3 €14 €0 -€14 -100.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €4,202 €2,882 -€1,320 -31.4%
Other operating charges 640/8 €432 €894 +€461 +106.8%
Gross operating margin 9900 €4,271 €25,976 +€21,705 +508.2%
Operating profit (loss) 9901 -€363 €22,201 +€22,564
Financial income 75/76B €1 €66 +€65 +6883.0%
Recurring financial income 75 €1 €66 +€65 +6883.0%
Financial charges 65/66B €172 €151 -€21 -12.3%
Recurring financial charges 65 €172 €151 -€21 -12.3%
Profit (loss) for the period before taxes 9903 -€534 €22,116 +€22,650
Income taxes 67/77 €68 €191 +€123 +181.1%
Profit (loss) for the period 9904 -€602 €21,925 +€22,527
Profit (loss) for the period to be appropriated 9905 -€602 €21,925 +€22,527

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.