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GRAPHCO: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

GRAPHCO

BE 0832.221.891
NACE 47.120, Other non-specialised retail sale
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€34,468
2024 · €130,617-€96,149
Equity
€490,087
2024 · €469,613+€20,474
Cash
€22,357
2024 · €83,943-€61,586
Balance sheet total
€562,578
2024 · €564,723-€2,144

Largest movements

2024 to 2025
Assets
  • Stocks and contracts +€180,000

    up €180,000 (+986.2%), from €18,253 to €198,253

  • Receivables within one year -€103,220

    down €103,220 (-30.8%), from €335,140 to €231,921

    of which Trade receivables: -€87,462

  • Cash -€61,586

    down €61,586 (-73.4%), from €83,943 to €22,357

    mainly Stocks and contracts (-€180,000) and Contributions, distributions and other (-€13,994)

  • Tangible fixed assets -€17,369

    down €17,369 (-13.7%), from €126,645 to €109,277

Equity and liabilities
  • Reserves +€20,474

    up €20,474 (+4.6%), from €444,613 to €465,087

    of which Distributable reserves: +€20,474

  • Tax, wage and social debts -€12,424

    down €12,424 (-16.0%), from €77,547 to €65,123

    of which Taxes: -€12,659

  • Debts after one year -€7,115

    no longer reported in 2025 (was €7,115)

Income statement
  • Gross operating margin -€65,450

    down €65,450 (-15.2%), from €429,638 to €364,188

  • Financial charges -€55,272

    down €55,272 (-25.9%), from €213,745 to €158,473

  • Taxes -€43,022

    down €43,022 (-67.2%), from €64,062 to €21,040

  • Other operating charges +€6,914

    up €6,914 (+293.6%), from €2,355 to €9,269

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €130,617
Gross operating margin -€65,450
Staff costs +€355
Depreciation -€197
Other operating charges -€6,914
Other operating items -€124,260
Financial income +€2,024
Financial charges +€55,272
Taxes +€43,022
Result 2025 €34,468

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€37,291
Investment €0
Financing -€24,295
Cash 2024 €83,943
Net result for the year +€34,468
Depreciation +€17,369
Stocks and contracts -€180,000
Receivables within one year +€103,220
Smaller working-capital items +€76
Tax, wage and social debts -€12,424
Debts after one year -€7,115
Current portion of long-term debt -€3,186
Contributions, distributions and other -€13,994
Cash 2025 €22,357
Every line side by side 47 lines
Line Code 2024 2025 Change %
Total assets 20/58 €564,723 €562,578 -€2,144 -0.4%
Fixed assets 21/28 €126,645 €109,277 -€17,369 -13.7%
Tangible fixed assets 22/27 €126,645 €109,277 -€17,369 -13.7%
Land and buildings 22 €93,500 €87,833 -€5,667 -6.1%
Plant, machinery and equipment 23 €18,777 €14,108 -€4,669 -24.9%
Furniture and vehicles 24 €14,369 €7,336 -€7,033 -48.9%
Current assets 29/58 €438,077 €453,302 +€15,224 +3.5%
Stocks and contracts in progress 3 €18,253 €198,253 +€180,000 +986.2%
Stocks 30/36 €18,253 €198,253 +€180,000 +986.2%
Amounts receivable within one year 40/41 €335,140 €231,921 -€103,220 -30.8%
Trade receivables 40 €87,630 €168 -€87,462 -99.8%
Other amounts receivable 41 €247,511 €231,753 -€15,758 -6.4%
Cash at bank and in hand 54/58 €83,943 €22,357 -€61,586 -73.4%
Deferred charges and accrued income 490/1 €741 €771 +€30 +4.1%
Total equity and liabilities 10/49 €564,723 €562,578 -€2,144 -0.4%
Equity 10/15 €469,613 €490,087 +€20,474 +4.4%
Contributions 10/11 €25,000 €25,000 = 0.0%
Reserves 13 €444,613 €465,087 +€20,474 +4.6%
Non-distributable reserves 130/1 €2,500 €2,500 = 0.0%
Reserves not available under the articles 1311 €2,500 €2,500 = 0.0%
Tax-exempt reserves 132 €25,750 €25,750 = 0.0%
Distributable reserves 133 €416,363 €436,837 +€20,474 +4.9%
Amounts payable 17/49 €95,109 €72,491 -€22,618 -23.8%
Amounts payable after more than one year 17 €7,115 - -€7,115
Financial debts 170/4 €7,115 - -€7,115
Amounts payable within one year 42/48 €87,848 €72,372 -€15,476 -17.6%
Current portion of amounts payable after more than one year 42 €10,301 €7,115 -€3,186 -30.9%
Trade debts 44 - €135 +€135
Suppliers 440/4 - €135 +€135
Taxes, remuneration and social security 45 €77,547 €65,123 -€12,424 -16.0%
Taxes 450/3 €77,314 €64,655 -€12,659 -16.4%
Remuneration and social security 454/9 €232 €468 +€236 +101.4%
Accrued charges and deferred income 492/3 €147 €119 -€28 -19.2%
Remuneration, social security and pensions 62 €2,563 €2,208 -€355 -13.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €17,172 €17,369 +€197 +1.1%
Other operating charges 640/8 €2,355 €9,269 +€6,914 +293.6%
Non-recurring operating charges 66A - €124,260 +€124,260
Gross operating margin 9900 €429,638 €364,188 -€65,450 -15.2%
Operating profit (loss) 9901 €407,548 €211,082 -€196,466 -48.2%
Financial income 75/76B €875 €2,899 +€2,024 +231.2%
Recurring financial income 75 €875 €2,899 +€2,024 +231.2%
Financial charges 65/66B €213,745 €158,473 -€55,272 -25.9%
Recurring financial charges 65 €213,745 €158,473 -€55,272 -25.9%
Profit (loss) for the period before taxes 9903 €194,679 €55,508 -€139,171 -71.5%
Income taxes 67/77 €64,062 €21,040 -€43,022 -67.2%
Profit (loss) for the period 9904 €130,617 €34,468 -€96,149 -73.6%
Profit (loss) for the period to be appropriated 9905 €130,617 €34,468 -€96,149 -73.6%

Source: filed annual accounts (NBB), fiscal years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.