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Grama: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

Grama

BE 0400.300.192
NACE 47.110, Non-specialised retail sale with food, beverages or tobacco predominating
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€105,670
2024 · €68,027-€173,697
Equity
€555,934
2024 · €661,605-€105,670
Cash
€634,910
2024 · €702,178-€67,267
Balance sheet total
€1.6m
2024 · €1.8m-€215,979

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€76,257

    down €76,257 (-19.0%), from €401,758 to €325,500

  • Cash -€67,267

    down €67,267 (-9.6%), from €702,178 to €634,910

    mainly Trade debts (-€123,056) and Net result for the year (-€105,670)

  • Tangible fixed assets -€37,805

    down €37,805 (-19.3%), from €195,770 to €157,966

    of which Plant, machinery and equipment: -€22,605

  • Stocks and contracts -€34,934

    down €34,934 (-7.4%), from €472,913 to €437,979

Equity and liabilities
  • Trade debts -€123,056

    down €123,056 (-15.0%), from €818,896 to €695,841

  • Reserves -€105,670

    down €105,670 (-18.0%), from €587,237 to €481,566

    of which Distributable reserves: -€105,670

Income statement
  • Gross operating margin -€141,540

    down €141,540 (-23.9%), from €591,719 to €450,180

  • Staff costs +€26,852

    up €26,852 (+6.0%), from €450,172 to €477,024

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €68,027
Gross operating margin -€141,540
Staff costs -€26,852
Depreciation -€4,246
Other operating charges -€597
Financial income -€212
Financial charges -€3,005
Taxes +€2,754
Result 2025 -€105,670

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€61,555
Investment -€5,712
Financing €0
Cash 2024 €702,178
Net result for the year -€105,670
Depreciation +€43,517
Stocks and contracts +€34,934
Receivables within one year +€76,257
Smaller working-capital items -€241
Trade debts -€123,056
Tax, wage and social debts +€12,703
Investment in fixed assets (net) -€5,712
Cash 2025 €634,910
Every line side by side 46 lines
Line Code 2024 2025 Change %
Total assets 20/58 €1,780,431 €1,564,452 -€215,979 -12.1%
Fixed assets 21/28 €195,770 €157,966 -€37,805 -19.3%
Tangible fixed assets 22/27 €195,770 €157,966 -€37,805 -19.3%
Plant, machinery and equipment 23 €95,549 €72,944 -€22,605 -23.7%
Furniture and vehicles 24 €36,180 €24,905 -€11,275 -31.2%
Other tangible fixed assets 26 €64,041 €60,116 -€3,925 -6.1%
Current assets 29/58 €1,584,661 €1,406,486 -€178,175 -11.2%
Stocks and contracts in progress 3 €472,913 €437,979 -€34,934 -7.4%
Stocks 30/36 €472,913 €437,979 -€34,934 -7.4%
Amounts receivable within one year 40/41 €401,758 €325,500 -€76,257 -19.0%
Other amounts receivable 41 €401,758 €325,500 -€76,257 -19.0%
Cash at bank and in hand 54/58 €702,178 €634,910 -€67,267 -9.6%
Deferred charges and accrued income 490/1 €7,813 €8,097 +€284 +3.6%
Total equity and liabilities 10/49 €1,780,431 €1,564,452 -€215,979 -12.1%
Equity 10/15 €661,605 €555,934 -€105,670 -16.0%
Contributions 10/11 €74,368 €74,368 = 0.0%
Capital 10 €74,368 €74,368 = 0.0%
Issued capital 100 €74,368 €74,368 = 0.0%
Reserves 13 €587,237 €481,566 -€105,670 -18.0%
Non-distributable reserves 130/1 €7,437 €7,437 = 0.0%
Legal reserve 130 €7,437 €7,437 = 0.0%
Tax-exempt reserves 132 €5,454 €5,454 = 0.0%
Distributable reserves 133 €574,346 €468,676 -€105,670 -18.4%
Amounts payable 17/49 €1,118,826 €1,008,517 -€110,309 -9.9%
Amounts payable after more than one year 17 €184,618 €184,618 = 0.0%
Financial debts 170/4 €184,618 €184,618 = 0.0%
Amounts payable within one year 42/48 €934,208 €823,899 -€110,309 -11.8%
Trade debts 44 €818,896 €695,841 -€123,056 -15.0%
Suppliers 440/4 €818,896 €695,841 -€123,056 -15.0%
Taxes, remuneration and social security 45 €56,254 €68,957 +€12,703 +22.6%
Taxes 450/3 €3,035 €2,658 -€378 -12.4%
Remuneration and social security 454/9 €53,218 €66,300 +€13,081 +24.6%
Other amounts payable 47/48 €59,058 €59,101 +€43 +0.1%
Remuneration, social security and pensions 62 €450,172 €477,024 +€26,852 +6.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €39,271 €43,517 +€4,246 +10.8%
Other operating charges 640/8 €25,770 €26,367 +€597 +2.3%
Gross operating margin 9900 €591,719 €450,180 -€141,540 -23.9%
Operating profit (loss) 9901 €76,507 -€96,728 -€173,235
Financial income 75/76B €465 €254 -€212 -45.5%
Recurring financial income 75 €465 €254 -€212 -45.5%
Financial charges 65/66B €6,191 €9,196 +€3,005 +48.5%
Recurring financial charges 65 €6,191 €9,196 +€3,005 +48.5%
Profit (loss) for the period before taxes 9903 €70,781 -€105,670 -€176,451
Income taxes 67/77 €2,754 - -€2,754
Profit (loss) for the period 9904 €68,027 -€105,670 -€173,697
Profit (loss) for the period to be appropriated 9905 €68,027 -€105,670 -€173,697

Source: filed annual accounts (NBB), fiscal years ended 30 April 2024 and 30 April 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.