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GRACRO: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

GRACRO

BE 0729.642.710
NACE 68.310, Real estate agency activities
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€1,434
2024 · -€2,520+€1,086
Equity
€17,956
2024 · €19,390-€1,434
Cash
€24,315
2024 · €28,073-€3,759
Balance sheet total
€239,299
2024 · €255,882-€16,583

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€13,010

    down €13,010 (-5.8%), from €225,703 to €212,693

  • Cash -€3,759

    down €3,759 (-13.4%), from €28,073 to €24,315

    mainly Debts after one year (-€16,000) and Net result for the year (-€1,434)

Equity and liabilities
  • Debts after one year -€16,000

    down €16,000 (-9.7%), from €165,333 to €149,333

Income statement
  • Gross operating margin +€4,468

    up €4,468 (+26.0%), from €17,152 to €21,620

  • Financial charges +€3,273

    up €3,273 (+65.6%), from €4,988 to €8,261

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€2,520
Gross operating margin +€4,468
Other operating charges -€109
Financial charges -€3,273
Result 2025 -€1,434

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€12,241
Investment €0
Financing -€16,000
Cash 2024 €28,073
Net result for the year -€1,434
Depreciation +€13,010
Receivables within one year -€175
Deferred charges and accrued income -€11
Tax, wage and social debts +€94
Other debts +€757
Debts after one year -€16,000
Cash 2025 €24,315
Every line side by side 34 lines
Line Code 2024 2025 Change %
Total assets 20/58 €255,882 €239,299 -€16,583 -6.5%
Fixed assets 21/28 €225,703 €212,693 -€13,010 -5.8%
Tangible fixed assets 22/27 €225,703 €212,693 -€13,010 -5.8%
Land and buildings 22 €225,703 €212,693 -€13,010 -5.8%
Current assets 29/58 €30,179 €26,606 -€3,573 -11.8%
Amounts receivable within one year 40/41 €1,926 €2,101 +€175 +9.1%
Trade receivables 40 €1,526 €1,701 +€175 +11.5%
Other amounts receivable 41 €400 €400 = 0.0%
Cash at bank and in hand 54/58 €28,073 €24,315 -€3,759 -13.4%
Deferred charges and accrued income 490/1 €180 €190 +€11 +5.9%
Total equity and liabilities 10/49 €255,882 €239,299 -€16,583 -6.5%
Equity 10/15 €19,390 €17,956 -€1,434 -7.4%
Contributions 10/11 €45,000 €45,000 = 0.0%
Profit (loss) carried forward 14 -€25,610 -€27,044 -€1,434 -5.6%
Amounts payable 17/49 €236,492 €221,343 -€15,149 -6.4%
Amounts payable after more than one year 17 €165,333 €149,333 -€16,000 -9.7%
Financial debts 170/4 €165,333 €149,333 -€16,000 -9.7%
Amounts payable within one year 42/48 €70,584 €71,435 +€851 +1.2%
Current portion of amounts payable after more than one year 42 €16,000 €16,000 = 0.0%
Trade debts 44 €6,515 €6,515 = 0.0%
Suppliers 440/4 €6,515 €6,515 = 0.0%
Taxes, remuneration and social security 45 €2,037 €2,131 +€94 +4.6%
Taxes 450/3 €2,037 €2,131 +€94 +4.6%
Other amounts payable 47/48 €46,032 €46,789 +€757 +1.6%
Accrued charges and deferred income 492/3 €575 €575 = 0.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €13,010 €13,010 = 0.0%
Other operating charges 640/8 €1,675 €1,783 +€109 +6.5%
Gross operating margin 9900 €17,152 €21,620 +€4,468 +26.0%
Operating profit (loss) 9901 €2,468 €6,827 +€4,359 +176.6%
Financial charges 65/66B €4,988 €8,261 +€3,273 +65.6%
Recurring financial charges 65 €4,988 €8,261 +€3,273 +65.6%
Profit (loss) for the period before taxes 9903 -€2,520 -€1,434 +€1,086 +43.1%
Profit (loss) for the period 9904 -€2,520 -€1,434 +€1,086 +43.1%
Profit (loss) for the period to be appropriated 9905 -€2,520 -€1,434 +€1,086 +43.1%

Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.