GÖWEIL BNL: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
GÖWEIL BNL
Largest movements
- Tangible fixed assets -€122,294
down €122,294 (-5.1%), from €2.4m to €2.3m
of which Land and buildings: -€70,262
- Stocks and contracts -€67,462
down €67,462 (-12.2%), from €553,383 to €485,921
- Short-term financial debts -€400,000
down €400,000 (-66.7%), from €600,000 to €200,000
- Trade debts +€205,709
up €205,709 (+234.2%), from €87,824 to €293,532
- Investment grants +€115,843
up €115,843 (+244.5%), from €47,387 to €163,231
- Debts after one year -€92,089
down €92,089 (-5.0%), from €1.9m to €1.8m
of which Financial debts: -€92,089
- Tax, wage and social debts -€82,135
down €82,135 (-61.7%), from €133,127 to €50,992
of which Taxes: -€48,274
- Gross operating margin +€315,817
up €315,817 (+110.7%), from €285,194 to €601,011
- Staff costs -€36,717
down €36,717 (-10.8%), from €338,421 to €301,704
- Write-downs +€30,771
new in 2025: €30,771
- Financial income +€28,778
up €28,778 (+46.3%), from €62,189 to €90,967
- Other operating charges +€26,981
up €26,981 (+334.7%), from €8,060 to €35,041
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €3,315,084 | €3,121,675 | -€193,409 | -5.8% |
| Fixed assets | 21/28 | €2,381,325 | €2,259,031 | -€122,294 | -5.1% |
| Tangible fixed assets | 22/27 | €2,381,325 | €2,259,031 | -€122,294 | -5.1% |
| Land and buildings | 22 | €2,171,308 | €2,101,045 | -€70,262 | -3.2% |
| Plant, machinery and equipment | 23 | €92,361 | €77,318 | -€15,043 | -16.3% |
| Furniture and vehicles | 24 | €111,816 | €80,667 | -€31,149 | -27.9% |
| Leasing and similar rights | 25 | €5,840 | - | -€5,840 | |
| Current assets | 29/58 | €933,759 | €862,644 | -€71,115 | -7.6% |
| Stocks and contracts in progress | 3 | €553,383 | €485,921 | -€67,462 | -12.2% |
| Stocks | 30/36 | €553,383 | €485,921 | -€67,462 | -12.2% |
| Amounts receivable within one year | 40/41 | €302,293 | €274,747 | -€27,545 | -9.1% |
| Trade receivables | 40 | €295,510 | €193,209 | -€102,301 | -34.6% |
| Other amounts receivable | 41 | €6,783 | €81,539 | +€74,756 | +1102.1% |
| Cash at bank and in hand | 54/58 | €68,062 | €89,685 | +€21,624 | +31.8% |
| Deferred charges and accrued income | 490/1 | €10,022 | €12,290 | +€2,268 | +22.6% |
| Total equity and liabilities | 10/49 | €3,315,084 | €3,121,675 | -€193,409 | -5.8% |
| Equity | 10/15 | €511,695 | €708,826 | +€197,131 | +38.5% |
| Contributions | 10/11 | €206,200 | €206,200 | = | 0.0% |
| Reserves | 13 | €21,860 | €21,860 | = | 0.0% |
| Non-distributable reserves | 130/1 | €21,860 | €21,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €21,860 | €21,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | €236,248 | €317,535 | +€81,287 | +34.4% |
| Investment grants | 15 | €47,387 | €163,231 | +€115,843 | +244.5% |
| Amounts payable | 17/49 | €2,803,389 | €2,412,849 | -€390,540 | -13.9% |
| Amounts payable after more than one year | 17 | €1,854,969 | €1,762,880 | -€92,089 | -5.0% |
| Financial debts | 170/4 | €1,454,969 | €1,362,880 | -€92,089 | -6.3% |
| Other amounts payable | 178/9 | €400,000 | €400,000 | = | 0.0% |
| Amounts payable within one year | 42/48 | €917,083 | €635,034 | -€282,049 | -30.8% |
| Current portion of amounts payable after more than one year | 42 | €96,132 | €90,510 | -€5,622 | -5.8% |
| Financial debts | 43 | €600,000 | €200,000 | -€400,000 | -66.7% |
| Credit institutions | 430/8 | €600,000 | €200,000 | -€400,000 | -66.7% |
| Trade debts | 44 | €87,824 | €293,532 | +€205,709 | +234.2% |
| Suppliers | 440/4 | €87,824 | €293,532 | +€205,709 | +234.2% |
| Taxes, remuneration and social security | 45 | €133,127 | €50,992 | -€82,135 | -61.7% |
| Taxes | 450/3 | €74,450 | €26,175 | -€48,274 | -64.8% |
| Remuneration and social security | 454/9 | €58,677 | €24,816 | -€33,861 | -57.7% |
| Accrued charges and deferred income | 492/3 | €31,338 | €14,936 | -€16,402 | -52.3% |
| Non-recurring operating income | 76A | €4,076 | - | -€4,076 | |
| Remuneration, social security and pensions | 62 | €338,421 | €301,704 | -€36,717 | -10.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €154,627 | €157,130 | +€2,502 | +1.6% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | - | €30,771 | +€30,771 | |
| Other operating charges | 640/8 | €8,060 | €35,041 | +€26,981 | +334.7% |
| Non-recurring operating charges | 66A | €3,134 | - | -€3,134 | |
| Gross operating margin | 9900 | €285,194 | €601,011 | +€315,817 | +110.7% |
| Operating profit (loss) | 9901 | -€219,049 | €76,365 | +€295,414 | |
| Financial income | 75/76B | €62,189 | €90,967 | +€28,778 | +46.3% |
| Recurring financial income | 75 | €62,189 | €90,967 | +€28,778 | +46.3% |
| Financial charges | 65/66B | €107,505 | €86,045 | -€21,460 | -20.0% |
| Recurring financial charges | 65 | €107,505 | €86,045 | -€21,460 | -20.0% |
| Profit (loss) for the period before taxes | 9903 | -€264,365 | €81,287 | +€345,652 | |
| Profit (loss) for the period | 9904 | -€264,365 | €81,287 | +€345,652 | |
| Profit (loss) for the period to be appropriated | 9905 | -€264,365 | €81,287 | +€345,652 |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 12 October 2026 via checked.be.