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GOVAN: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

GOVAN

BE 0446.902.952
NACE 43.230, Insulation installation
fiscal year 2023 against 2024filed annual accounts (NBB)
Net result for the year
€5,316
2023 · €13,572-€8,256
Equity
€35,893
2023 · €30,577+€5,316
Cash
-
2023 · €0
Balance sheet total
€56,085
2023 · €51,535+€4,551

Largest movements

2023 to 2024
Assets
  • Receivables within one year +€10,101

    up €10,101 (+28.3%), from €35,706 to €45,807

    of which Other amounts receivable: +€13,056

  • Tangible fixed assets -€5,551

    down €5,551 (-35.1%), from €15,829 to €10,278

Equity and liabilities
  • Short-term financial debts +€9,902

    up €9,902 (+196.9%), from €5,030 to €14,932

  • Other debts -€7,000

    down €7,000 (-100.0%), from €7,000 to €0

  • Reserves +€5,300

    up €5,300 (+21.8%), from €24,309 to €29,609

    of which Distributable reserves: +€7,159

  • Tax, wage and social debts -€3,771

    down €3,771 (-77.2%), from €4,885 to €1,114

Income statement
  • Gross operating margin -€12,248

    down €12,248 (-43.4%), from €28,207 to €15,959

  • Write-downs -€3,304

    down €3,304 (-100.0%), from €3,304 to €0

  • Financial income +€1,571

    up €1,571 (+573.0%), from €274 to €1,845

  • Financial charges +€870

    up €870 (+86.9%), from €1,001 to €1,871

  • Taxes +€459

    up €459 (+12.9%), from €3,555 to €4,014

From the 2023 result to the 2024 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 €13,572
Gross operating margin -€12,248
Depreciation +€366
Write-downs +€3,304
Other operating charges +€81
Financial income +€1,571
Financial charges -€870
Taxes -€459
Result 2024 €5,316

Cash bridge derived

cash 2023 to 2024

Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€9,902
Investment €0
Financing +€9,902
Cash 2023 €0
Net result for the year +€5,316
Depreciation +€5,551
Receivables within one year -€10,101
Trade debts +€104
Tax, wage and social debts -€3,771
Other debts -€7,000
Short-term financial debts +€9,902
Cash 2024 €0
Every line side by side 43 lines
Line Code 2023 2024 Change %
Total assets 20/58 €51,535 €56,085 +€4,551 +8.8%
Fixed assets 21/28 €15,829 €10,278 -€5,551 -35.1%
Tangible fixed assets 22/27 €15,829 €10,278 -€5,551 -35.1%
Furniture and vehicles 24 €15,829 €10,278 -€5,551 -35.1%
Current assets 29/58 €35,706 €45,807 +€10,101 +28.3%
Amounts receivable within one year 40/41 €35,706 €45,807 +€10,101 +28.3%
Trade receivables 40 €7,411 €4,456 -€2,954 -39.9%
Other amounts receivable 41 €28,295 €41,351 +€13,056 +46.1%
Cash at bank and in hand 54/58 €0 - =
Deferred charges and accrued income 490/1 €0 - =
Total equity and liabilities 10/49 €51,535 €56,085 +€4,551 +8.8%
Equity 10/15 €30,577 €35,893 +€5,316 +17.4%
Contributions 10/11 €6,200 €6,200 = 0.0%
Reserves 13 €24,309 €29,609 +€5,300 +21.8%
Non-distributable reserves 130/1 €1,859 €0 -€1,859 -100.0%
Reserves not available under the articles 1311 €1,859 €0 -€1,859 -100.0%
Distributable reserves 133 €22,450 €29,609 +€7,159 +31.9%
Profit (loss) carried forward 14 €68 €84 +€16 +23.3%
Amounts payable 17/49 €20,958 €20,193 -€765 -3.7%
Amounts payable within one year 42/48 €20,958 €20,193 -€765 -3.7%
Financial debts 43 €5,030 €14,932 +€9,902 +196.9%
Credit institutions 430/8 €5,030 €14,932 +€9,902 +196.9%
Trade debts 44 €226 €330 +€104 +45.9%
Suppliers 440/4 €226 €330 +€104 +45.9%
Advances received on contracts in progress 46 €3,817 €3,817 = 0.0%
Taxes, remuneration and social security 45 €4,885 €1,114 -€3,771 -77.2%
Taxes 450/3 €4,885 €1,114 -€3,771 -77.2%
Other amounts payable 47/48 €7,000 €0 -€7,000 -100.0%
Remuneration, social security and pensions 62 €0 - =
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €5,916 €5,551 -€366 -6.2%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) 631/4 €3,304 €0 -€3,304 -100.0%
Other operating charges 640/8 €1,133 €1,052 -€81 -7.1%
Non-recurring operating charges 66A €0 - =
Gross operating margin 9900 €28,207 €15,959 -€12,248 -43.4%
Operating profit (loss) 9901 €17,854 €9,356 -€8,498 -47.6%
Financial income 75/76B €274 €1,845 +€1,571 +573.0%
Recurring financial income 75 €274 €1,845 +€1,571 +573.0%
Financial charges 65/66B €1,001 €1,871 +€870 +86.9%
Recurring financial charges 65 €1,001 €1,871 +€870 +86.9%
Profit (loss) for the period before taxes 9903 €17,127 €9,330 -€7,797 -45.5%
Income taxes 67/77 €3,555 €4,014 +€459 +12.9%
Profit (loss) for the period 9904 €13,572 €5,316 -€8,256 -60.8%
Profit (loss) for the period to be appropriated 9905 €13,572 €5,316 -€8,256 -60.8%

Source: filed annual accounts (NBB), fiscal years ended 31 March 2023 and 31 March 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.