GOAZEN VIP: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
GOAZEN VIP
Largest movements
- Cash +€109,429
up €109,429 (+23.1%), from €474,643 to €584,072
mainly Other debts (+€448,362) and Net result for the year (+€221,794)
- Deferred charges and accrued income +€64,961
up €64,961 (+1,193%), from €5,444 to €70,405
- Other debts +€448,362
up €448,362 (+1,388%), from €32,295 to €480,657
- Profit (loss) carried forward -€404,106
down €404,106 (-100.0%), from €404,128 to €23
- Tax, wage and social debts +€64,628
up €64,628 (+131%), from €49,464 to €114,092
- Reserves +€50,900
new in 2025: €50,900
- Trade debts +€7,944
up €7,944 (+9,564%), from €83 to €8,027
- Gross operating margin +€26,877
up €26,877 (+10.0%), from €269,676 to €296,554
- Taxes +€7,773
up €7,773 (+12.5%), from €61,997 to €69,770
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €490,971 | €658,798 | +€167,828 | +34.2% |
| Fixed assets | 21/28 | €9,105 | €4,322 | -€4,784 | -52.5% |
| Tangible fixed assets | 22/27 | €9,105 | €4,322 | -€4,784 | -52.5% |
| Plant, machinery and equipment | 23 | €120 | €43 | -€77 | -64.1% |
| Furniture and vehicles | 24 | €8,986 | €4,279 | -€4,707 | -52.4% |
| Current assets | 29/58 | €481,866 | €654,477 | +€172,611 | +35.8% |
| Amounts receivable within one year | 40/41 | €1,779 | - | -€1,779 | |
| Other amounts receivable | 41 | €1,779 | - | -€1,779 | |
| Cash at bank and in hand | 54/58 | €474,643 | €584,072 | +€109,429 | +23.1% |
| Deferred charges and accrued income | 490/1 | €5,444 | €70,405 | +€64,961 | +1,193% |
| Total equity and liabilities | 10/49 | €490,971 | €658,798 | +€167,828 | +34.2% |
| Equity | 10/15 | €409,128 | €55,923 | -€353,206 | -86.3% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Contributions outside capital | 11 | €5,000 | - | -€5,000 | |
| Other | 1109/19 | €5,000 | - | -€5,000 | |
| Reserves | 13 | - | €50,900 | +€50,900 | |
| Distributable reserves | 133 | - | €50,900 | +€50,900 | |
| Profit (loss) carried forward | 14 | €404,128 | €23 | -€404,106 | -100.0% |
| Amounts payable | 17/49 | €81,842 | €602,876 | +€521,033 | +637% |
| Amounts payable within one year | 42/48 | €81,842 | €602,776 | +€520,933 | +637% |
| Trade debts | 44 | €83 | €8,027 | +€7,944 | +9,564% |
| Suppliers | 440/4 | €83 | €8,027 | +€7,944 | +9,564% |
| Taxes, remuneration and social security | 45 | €49,464 | €114,092 | +€64,628 | +131% |
| Taxes | 450/3 | €49,464 | €114,092 | +€64,628 | +131% |
| Other amounts payable | 47/48 | €32,295 | €480,657 | +€448,362 | +1,388% |
| Accrued charges and deferred income | 492/3 | - | €100 | +€100 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,073 | €3,321 | +€1,248 | +60.2% |
| Other operating charges | 640/8 | €898 | €1,006 | +€108 | +12.0% |
| Gross operating margin | 9900 | €269,676 | €296,554 | +€26,877 | +10.0% |
| Operating profit (loss) | 9901 | €266,705 | €292,226 | +€25,521 | +9.6% |
| Financial charges | 65/66B | €75 | €662 | +€587 | +788% |
| Recurring financial charges | 65 | €75 | €662 | +€587 | +788% |
| Profit (loss) for the period before taxes | 9903 | €266,631 | €291,565 | +€24,934 | +9.4% |
| Income taxes | 67/77 | €61,997 | €69,770 | +€7,773 | +12.5% |
| Profit (loss) for the period | 9904 | €204,633 | €221,794 | +€17,161 | +8.4% |
| Profit (loss) for the period to be appropriated | 9905 | €204,633 | €221,794 | +€17,161 | +8.4% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 27 October 2026 via checked.be.